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60007 : Real Estate Advice

  • All15
  • Local Info0
  • Home Buying4
  • Home Selling2
  • Market Conditions1

Activity 12
Thu Feb 6, 2014
Startingover2012 answered:
... my first experience in 2007 with getting the morgtage on my first residence was bad, rather underhanded and I've since learned a lot and would like to do things 100% right this time and not have a bad gut feeling throughout the process.

I would be interested in a straight FHA mortgage with the 3.5% down or possibly an FHA 203K loan. I feel that checking into both routes over the next 6-9 months would help me best deterime the route I need to go.

I live in the NW suburbs of Chicago and work in the city, so I'd prefer someone local that I could possibly speak with in person as well as on the phone.

Thanks in advance for any suggestions.
... more
0 votes 13 answers Share Flag
Tue Oct 8, 2013
Janet Baier answered:
Good day, Theresa. Based on your last comment on your comment about your credit score being about 510, you won't qualify for a mortgage in toady's market. I recommend you talk with a mortgage specialist who will pull your credit and go over the report with you and help you get your scores up to a range that will qualify for at least an FHA loan.

I will gladly provide names of highly skilled professionals who would welcome the opportunity to help you achieve your goal! Please give me a call or email me for these names. 630-291-4700

Looking forward to helping you!

Janet Baier
RE/MAX Destiny
Elk Grove Village IL
... more
0 votes 12 answers Share Flag
Thu Sep 22, 2011
Shane Milne answered:
The only regulation would be the lender's lock-in policy - after you lock in, if rates improve, some allow you to float-down your interest rate and some do not. Those that do allow you to float-down must see a pretty significant improvement in interest rates, and you do not always get to float-down to the current interest rates, it often is somewhere between where you originally locked and the current prevailing interest rates. ... more
0 votes 1 answer Share Flag
Mon Sep 10, 2012
John Ziemba answered:

You can visit my website and click on search for rentals. You can then search for the available rentals and we can set up an appointment to go see them. You can also call me 847 217 0480.

Best Wishes,

... more
0 votes 4 answers Share Flag
Sun Apr 24, 2011
Harriet Maj answered:
Does the home meet all your requirements, e.g. location, setup, price? If so, airing out the home, painting & a good cleaning will take care of the smoke smell. If there are carpets instead of hardwood floors, a good professional wash, or maybe your even thinking of replacing them. Its no more cleaning than you would do to any other home you would be buying. Don't forget window the treatments! Previous clients of mine had purchased a similiar situation home, hired a cleaning service, and were very happy with the results .Best of luck to you.

Don't forget to change the furnace filters.
... more
0 votes 7 answers Share Flag
Wed Mar 17, 2010
Dp2 answered:
Sun Apr 9, 2017
Kathy Diegel answered:
I have never heard of this abbreviation. What is the property address?

Kathy Diegel
Coldwell Banker
0 votes 5 answers Share Flag
Sat May 9, 2009
Bob Brandt answered:
It depends- Do you want a list of the recent sales?
What is the location?
Does it back to the hiway?
What condition is it in?
Has your agent given you a careful analysis yet?
Have you already seen it? ... more
0 votes 5 answers Share Flag
Wed Nov 5, 2008
James Gordon ABR SFR SRS answered:
Mike ask yourself the same quetion.
If someone made an offer on your home at 90% of what it is listed at and told you that they could not set a date to buy your home.
That they had to wait until their home sold to be able to close on yours.
That they did not have an accepted offer but their home is on the market.
How would you react to that offer knowing that you want to move now?
... more
0 votes 6 answers Share Flag
Tue Dec 18, 2007
Francesca Patrizio answered:
Difficult question to answer without intimately knowing your market. If you have a great rapport with the agent and have faith that he/she is doing all that can be done to market your home, I'd consider giving the agent more time and revisit the question at a later time. ... more
0 votes 6 answers Share Flag
Tue Feb 4, 2014
Herman Chang answered:
I would say YES. Property has to show well and not give buyers motive to offer less.

However, if it's not in your budget then try to at least paint.
0 votes 15 answers Share Flag
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