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55121 : Real Estate Advice

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Activity 176
Mon Jun 1, 2009
Julia A answered:
In this case it's probably reffering to "as is" addendum meaning that once the house is sold, the seller cannot be be held liable for any defects. This does NOT release the seller from the responsibility to disclose all KNOWN material defects prior to sale. However, if you're looking at foreclosed properties, the seller is the bank that has never occupied the property and thus sincerely doesn't know about any defects. Be very cautious and remember that a thorough inspection is a must in both cases!

Julia Armani
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Thu Jun 18, 2009
Alina Vizenor answered:
You are not giving enough information to comment. Are you the buyer or seller? Is the listing agent representing you? Is this a short sale? (I would assume it is based on the "10 weeks"...... ) ... more
0 votes 6 answers Share Flag
Tue Jul 14, 2009
o answered:
St. Paul is a great place to live! Here's a nice resource from the City of St. Paul's website to learn more about living here: http://www.stpaul.gov/index.asp?nid=185. Within the Twin Cities and surrounding suburbs, there are a lot of companies and manufacturing firms that may have opportunities for you. That same website also has links to online job databases: http://www.stpaul.gov/index.asp?nid=2480. If you have any questions, or need assistance with your relocation, I'd be happy to talk with you. Good luck! Sincerely, Breanna Vanstrom ... more
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Sun May 31, 2009
Susan Hofflander answered:
Not sure what you mean. You file for it as part of your tax filing. Then, you wait for a refund like you do with any tax refund. Is that what you did? If that's the case, you should be receiving it according to what the IRS says, 4-6 weeks from your filing. So, did you include it as part of your 2008 tax year filing even if you closed in 09? Perhaps you amended your 2008 return. In which case, check with the IRS to see what they are saying as far as receiving refunds as part of an amended return. ... more
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Wed Mar 17, 2010
Anthony Candelario answered:
Also, you can tell the broker you would like to represent yourself with a NO brokerage relationship. It would not make him greedy because as long as you are not working with an agent he will not have to split the commission with anyone. Also, you could always contact another agent in the state just to ask them about the situation, since they will be more knowledgeable on local rules and regulations, but be aware that they are going to want your business also!

Anthony Candelario
407-802-0360
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Thu May 7, 2009
Jason Sandquist answered:
That's a fine line between black and white, maybe that grey area so many people want to float around in. Short sales are all the rage and you have to prove that you cannot bring funds to closing. Banks will check everything when it comes to short sales, don't think of this as an easy way out.

Why not just wait until your sell your townhome?

You're best bet would be talking to an accountant or if seek legal 'expert' advice, chat with an attorney.
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Tue May 5, 2009
Jason Sandquist answered:
here is a link to the Environmental Protection Agency Mold page and has resources on mold remediation, http://www.epa.gov/mold/index.html
0 votes 2 answers Share Flag
Mon Jun 21, 2010
Elizabeth Fuller answered:
Congratulations on your new home! You will find the amendment forms also on the IRS website. You might want to call the IRS help line. They really will assist you. It may also be that you would be able to wait, and file for the credit for the 2008 tax year. The IRS website or helpline, or the consumer affairs department of our MN attorney general's office is another resource you can use. Good luck! Liz, Associates Realty, LLC 612-986-4105 ... more
0 votes 10 answers Share Flag
Tue Jan 14, 2014
Elizabeth Fuller answered:
It is the responsibility of the poster to make sure information is the best that can be provided. In the case of a realtor posting a listing, the information is usually the same as he or she distributes via MLS, a company website or personal website. If you posted it yourself, it is important to be as accurate as possible and check the information for accuracy immediately. If you have realtor representation, then get back to your realtor right now and get the information up to date! Good luck. Liz, 612-986-4105 ... more
0 votes 3 answers Share Flag
Mon Apr 20, 2009
Aaron Dickinson answered:
I've heard multiple stories of 2 weeks to a month but given the surge in foreclosures, it's hard to know what their current timeline is. The human factors involved are impossible to forecast so you're just going to have to be patient and check in with your closer, agent and LO. There are other ways to clear clouded title but those take time as well. Oftentimes this stuff comes together at the last second but make sure you have a backup plan in case it doesn't. ... more
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Thu Apr 9, 2009
Heather and Justin Johnson answered:
Hello! My husband and I are a real estate team in St Paul, specifically focused on the areas that you mentioned. If you would like to learn more about us, please visit our website. Once you feel comfortable, give us a call. I think once we had a chance to sit down, meet, and talk about your goals--you would find we have a very in-depth knowledge of the neighborhoods you mentioned. Hope to hear from you! ... more
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Thu May 10, 2012
Aaron Dickinson answered:
You will need to refer to the contract language. There may be a "protective list" that the agent provides that precludes you from making an offer on that property on your own and not paying the buyer agent commission. ... more
0 votes 14 answers Share Flag
Wed Apr 1, 2009
Shawna Gibson answered:
Hi Rhoda,

Realtors can only direct you to resources regarding crime and safety as we don't track this information and can't offer our opinion (what is "safe" to me might not be to you). My advice is to contact the local police precinct and ask for crime maps, or to talk with their community crime prevention officer. Good luck! ... more
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Sun Mar 1, 2009
Susan Hofflander answered:
Do you mean like the Wee house? http://weehouse.com/flash/SFWA_index.html#/intro/

I don't know of any in St. Paul, but there are a couple over in the Bryn Mawr area of Minneapolis. Does it have to be in St. Paul? And, are you interested in buying one or in finding land on which to build one? ... more
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Thu Feb 26, 2009
Samantha J. Strong answered:
The answer isn't very straightforward. The City of St. Paul is very easy to work with, but it depends on the project, neighborhood, and if your design requires any variances. Some neighborhoods are designated Historic Districts, and in fact, their board trumps the City when it comes to aesthetic elements of any construction or remodeling project. Other communities are more flexible, welcoming any project that removes a blighted property or adds value to the neighborhood.
If you'd like to talk about this further, please contact me directly at www.morphmpls.com.

Samantha
Real Estate Broker and General Contractor
... more
0 votes 1 answer Share Flag
Fri Mar 14, 2014
Teresa Boardman answered:
Your ability to get financing depends upon your credit score. I know this is a well duh, but the best thing to do would be to see a lender. They will tell you what your wcore has to be to get the financing you want. You may need to wait a few more months but it is worth it. ... more
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Thu Jan 29, 2009
Don Edam answered:
Hi Jenny,

Here's a link to some good info on down payment assistance programs in Minnesota:

http://www.mnhousing.gov/consumers/home-buyers/loans/index.aspx

A good loan officer or mortgage broker should be very familiar with programs like these. If you need any recommendations on ones we've used in the past, just let me know.

Happy House Hunting!

Don
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Sun Oct 3, 2010
Mandiek answered:
The area is fairly safe. The only time that it can get a little iffy is during school events, like when rivals play eachother in basketball or football, but even then, there is a lot of police presence to keep things under control. Since it is very near Concordia College, there is a lot of students walking around the area. Since the parking lots for the schools are pretty visible from the busy streets, there isn't a lot of risk that if you were to find yourself alone, walking out to your car, that anything is going to happen to you. I work for the police department, and can't recall very many police calls to that immediate area. ... more
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Thu Jan 2, 2014
RENE LABRADO answered:
Geri,
Youre agent should keep you informed on what the listing agent has said. Usually in short sales, it takes up to 3 months to hear an answer from the bank. But it also depends on the listing agent of the short sale, sometimes the listing agents dont know how to handle a short sale and it ends up going in foreclosure and wasting your time. Tell your agent to push the listing agent, pushing the listing agent will make him be in constant contact with the bank. Most of the time properties will have several offers so you should check if your offer is the highest because the bank is going to take the highest and best offer.

Rene Labrado
Century 21 Beachside
Rene-Century21@Hotmail.com
949-278-4837
... more
0 votes 7 answers Share Flag
Wed Oct 27, 2010
Cameron Piper answered:
Jennifer,

I want to start by telling you that there will be plenty of agents and loan officers weighing in here to tell you that prices are at their lowest point in years and that interest rates are inredible and this alone justifies the purchase.

Please don't buy a house right now. You can certainly qualify for a loan, but that doesn't make it the right move. There are too many risk factors in your situation that could throw you into a tail spin if you own a house. The time will come, but for now you should rent and save up some money and pay off your debt. When you buy a house you want it to be a blessing, but if you buy now, you will be one layoff away from complete disaster.

Merry Christmas and Good Luck

Cameron Piper
... more
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