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Home Buying in 52001 : Real Estate Advice

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Activity 11
Tue Jul 8, 2014
Ron Thomas answered:
If the repairs were made, and correctly, and you like the house; Why do you want to walk away?
Just because you're angry?
Can you see that he didn't see it as an existing condition, if didn't register with him.
Why not sit down and have a cup of coffee with him, before you make your decision?
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Wed Oct 31, 2012
Robert J Runde asked:
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This question was asked from this property: http://www.trulia.com/property/3099828912-430-Clark-St-Dubuque-IA-52001
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Wed Oct 15, 2014
Ron Thomas answered:
LISTING PRICE
Understand that the LISTING PRICE has one primary objective, to attract attention: It is not intended to be set in stone, and in many cases it is not even a good guideline toward the SELLING PRICE.

Some Sellers believe that by setting the LISTING PRICE high, they can always come down, and people will make an offer anyway: WRONG! Buyers will just bypass the property and look at houses that are within their price range. And six months from now, the Seller will slowly start lowering the PRICE, (this is called “chasing the curve”) and Buyers will be asking the question; “What’s wrong with that house?” and “Why has it been on the Market so long?”

Other Sellers set the LISTING PRICE low, to attract multiple offers. (The correct strategy.) We are asked; “Aren’t you obligated to sell at this price if someone offers it?” The answer is probably not; for that to happen, you would first have to have only one offer, and secondly, the offer would have be exactly the same, down to the smallest detail, (please discuss this with your Realtor).
Another thought; Buyer will search for potential properties by groups; for example, $400,000 to $450,000, and $250,000 to $300,000. If your house is priced at $460,000 or $310,000, the Buyers will never see it. (something else to discuss with your Agent.)

Different Banks have different philosophies about pricing their properties: You cannot draw any conclusions without a good analysis.

Have your Realtor do a CMA, (Comparative Market Analysis) to help you determine your Offering Price. It is the surest way to determine the Market Value of the property.
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Mon Jun 25, 2012
Anna M Brocco answered:
Start by visiting with any licensed loan officer, after reviewing your overall financial information, income, credit, debt, a determination on qualification can be made, the type of loan, how much, how much down, etc.; be aware that a mortgage pre-approval letter is required in order to determine your price range and for any offers to be taken seriously. ... more
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Mon Jun 25, 2012
Dp2 answered:
You might want to consider doing a deal with creative financing. If you do decide to do that, then you'll want to learn some more about it, and you probably should consult with an attorney.

Please feel free to contact me for more info, or to bounce an idea or 2 off me.
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Mon Jun 25, 2012
Anna M Brocco answered:
Consider contacting a few local agents, or many as needed, from different realty companies and interview them over the telephone or in person if at all possible--you can also check for area agents under the find a pro tab, up top--as for the commission, the seller negotiates the commission with his/her agent, if two agents are involved in the transaction the commission is shared; if you have a separate agreement with your agent to pay above what the seller is already offering, then you would be responsible for the difference. ... more
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Sun May 10, 2009
Eric Rechtenbach answered:
Not sure which home you are looking at - I live in Dubuque and am trying to sell a home and I think I know which one you are looking at - I work at a credit union that does a lot of lending - infact one of the highest volumes in Dubuque - if you need information regarding a contact let me know. ... more
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Wed Oct 15, 2014
Opal Herzog answered:
condos are stacked and townhouse are side by side
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Mon Aug 11, 2008
Julie Mosher answered:
A licensed Realtor will have access to the foreclosure information you are looking for. I don't recommend trying to buy without the assistance of a professional. To many unexpected issues that might cost you tons of time and money. A Realtors services are usually free to buyers even in short sale situations. Your local realtor will have information on possible short sales in your area as well. Good Luck ... more
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Wed Jul 29, 2009
James Patterson answered:
You can go down to the county assesers office in the court house, and get a list from there. Once a home has gone into forclosure proceeding it becomes public record. You can also go to forclosure.com and search the Dubuque Area there, but your best option would be to go downtown to the court house, as foreclosure.com charges a fee for there services. ... more
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Mon Aug 11, 2008
Cindy Vedder answered:
I am presuming you are talking about, IA. If so you might try calling this office and asking them for the Local Board of Realtors. They are very helpful and informative about local educational matters. Good Luck. Cindy Vedder
PRUDENTIAL PARTNERS REALTY
3435 Asbury Road, Suite 201 | Dubuque, IA 52002 | 563.583.7580
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