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48332 : Real Estate Advice

  • All11
  • Local Info0
  • Home Buying1
  • Home Selling4
  • Market Conditions1

Activity 37
Thu Oct 31, 2013
Melinda J. Robison answered:
I suggest that you call a loan officer and have a conversation with them. I am not a loan officer, however, I think those scores will be too low for a traditional lender. If one lender says no, then ask if they know of any banks/mortgage companies or credit unions that accept lower scores. You might need to find a hard money lender.

The other thought is, if you think that there are errors on your credit that should be removed, it maybe worth it to call a company that helps assist getting the errors off your credit. I just had someone who had an issue on his credit. He hired a company to work with the credit bureaus to have it removed. This is unusual how high his score went up, but it did go up 130 points! Crazy Amazing! Feel free to contact me through my website www.GoMelinda.com and I can give you a name and number of a company that does a great job with this!

One other piece of advise. You may want to only have one lender pull your credit. Get a copy of your credit report and then if you speak with other loan officers, show them the report you have. Getting credit pulled, will pull your score down.

I hope this information helps! Best Wishes!
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0 votes 9 answers Share Flag
Tue Feb 10, 2015
Kristy Horne answered:
I would love to help you lease a condo!! Call me anytime!! 734-564-8375
0 votes 1 answer Share Flag
Fri Sep 7, 2012
Haig Istamboulian answered:
Hello,

If you click on the link below you will see 4 properties that are currently available for Lease with at least 3 bedrooms. If you would like to see any of these, give me a call.

http://pub.realcomponline.com/publist.aspx?a=854717B7C643A38393A3A3D4064494A64&b=23451524D33334943363554474443

If you would like an automated daily update, let me know that also and I can set that up as well.

Thank you,

HAIG
Elias Realty
(248) 379-6547
realtorhaig@aol.com
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0 votes 3 answers Share Flag
Wed Jun 13, 2012
My NC Homes Team answered:
Below is a link to the Michigan State Real Estate Commission whom you contact if you believe you are not being treated fairly. If you are working with a buyer broker they should contact the Broker in Charge of the lsiting company (or have their broker in charge make the call) and have them address your concerns. It is perfectly reasonable to demand that the Seller write "I have reviewed this offer with my agent" on the first page of the offer and have them sign and date it so you know it was presented. ... more
0 votes 1 answer Share Flag
Thu Jun 14, 2012
Marge Bennett answered:
You can file an ethics complaint with the local association of REALTORS or file a complaint with your state I division of real estate. You will need some sort of proof.
0 votes 1 answer Share Flag
Mon May 21, 2012
Rose Tibbles answered:
Hello,

Your best source would be to call your Farmington Hills police station. Best to you, Rose Tibbles
0 votes 3 answers Share Flag
Mon May 7, 2012
Kristy Dunnigan answered:
Missy, Are you looking for information regarding recently sold homes?
0 votes 3 answers Share Flag
Tue May 15, 2012
Shaukatali Kadibhai answered:
Short Sale and foreclosure are hard to understand.
It would be crazy to say HOW can banks do this.....but it wierd and tey do it.

Banks may have made a mistake initially ???

Send me an email and I will shoot you an article that explains the
whole shortsale process.

Good Luck.
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0 votes 10 answers Share Flag
Fri Mar 16, 2012
Jay M. Jones answered:
According to the local Realtor MLS, there is a unit newly under contract listed for $289k, a unit under contract in a short-sale attempt for $239k, and one listed as available for $525k that is substantially larger than the others. In the past 180 days there have been 4 sales ranging from $210k to $381k, with the majority of the sales in the lower-mid $200's. There is an obvious spread due to significant differences between the units. A good buyer's agent is very helpful in helping make sense of local comparable properties. Let me know if I can help further.

Jay M. Jones, Realtor
RealtorJay@sbcglobal.net
248.568.4947
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0 votes 2 answers Share Flag
Thu Mar 15, 2012
Tim Moore answered:
You need to contact a Realtor that deals with properties in Detroit and go from there.
0 votes 4 answers Share Flag
Tue Jan 24, 2012
Haig Istamboulian answered:
Hello,

You will not get a Realtor to answer thatr question, it's called steering. If I were you I would call the local police department and check on this web site;

http://www.neighborhoodscout.com/neighborhoods/crime-rates/

I hope this helps,

Thank you,

HAIG
Elias Realty
(248) 379-6547
realtorhaig@aol.com
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0 votes 4 answers Share Flag
Wed Mar 28, 2012
Marge Bennett answered:
Wed Mar 28, 2012
Karen Paytas answered:
Shemia:

Good Afternoon!! I can't answer for all agents but personally I hope not. That would be a direct violation of ethics.

Good Luck,

Karen Paytas, GRI, CMS
Realtor

Real Living Kee Realty
586-709-8465
kpaytas@mirealsource.com
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0 votes 13 answers Share Flag
Tue Mar 8, 2011
Derek Bauer answered:
Caprice,

I have a gorgeous detached condo available to purchase in West Bloomfield with Birmingham schools ... although I don't know what your price point is.

You are best served by speaking with a local agent who will work on your behalf to find the right fit for you. You should interview a few and select the one you'll work best with. Feel free to email me at Derek@DoorToDreams.com or contact me through my Trulia profile, as we would appreciate the opportunity to speak with you.

You can also search for these properties using the link below...
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0 votes 2 answers Share Flag
Thu May 7, 2015
Rob Gerhart -- ABR, e-PRO, GRI answered:
The addition of rain gutters to a home wouldn't necessarily add value to a home, but if there are not any presently there, it could be an issue.

I've found that most water issues in basements are caused by poor drainage of rain runoff on the exterior of homes. The lack of gutters would certainly fall under this, and if there is a home inspection done, it would probably come up as a recommendation to have gutters installed.

Web Reference: htt
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0 votes 20 answers Share Flag
Mon Apr 19, 2010
Joan Braunschweiger answered:
Appraisals are a huge reality check that sellers are having to deal with these days.
No, it isn't bad to hope that a house appraises for less than your offer.
The only issue would be if the sellers refused to come down in price and there would be other buyers that are willing to pay the difference.
It sounds like you are realistic about this house and if you don't want to buy it for more than its worth, then it will give you an opportunity to walk away if the sellers do not wish to come down in price.
You just have to be prepared to walk away. Not always an easy thing if you have already fallen in love with it.
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0 votes 4 answers Share Flag
Tue May 15, 2012
Gerard Dunn answered:
I suspect it will take the bank some time to review all the offers to determine which makes the most sense for them.

Why not call the listing agent to find out?
0 votes 6 answers Share Flag
Wed Feb 3, 2010
Jay M. Jones answered:
Hi Sam,

Give Jake Porritt a call in Lake Orion @ (248) 693-6245. Good luck!

Jay M. Jones, Realtor
Max Broock, Birmingham
248.568.4947
0 votes 1 answer Share Flag
Sat Jan 23, 2010
Tean Wong answered:
With FHA you can put 3.5% down and there can be a closing cost assistant as well. To get pre-approved you need to talk to a mortgage broker and he will get some of your info, like SSN, your income, etc. If you need to be pre-approved soon, you need to talk to mortgage broker now and the process take only a few minutes. Good luck. ... more
0 votes 6 answers Share Flag
Sun Jan 17, 2010
answered:
Hi Ryan Her

Funds of this nature can be used as either assets or income, but not both. Since I don't know your over all profile, I can't answer which would be best for you. However, If these funds are required to be used towards your down payment and closing costs, then they will be looked at as income by underwriting.

If so, this is how you need to proceed: FHA/VA/FANNIE MAE guidelines are that all large deposits must be sourced. That said, if you recently liquated some stocks and placed them in your checking account, underwriting will require 1.) a copy of your most recent stock/mutual fund/retirement statement; 2.) a copy of the check and/or check stub you received from the liquidation of your stocks; and (3) your most recent bank statement that you deposited the funds into. That simple.
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