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48075 : Real Estate Advice

  • All11
  • Local Info4
  • Home Buying4
  • Home Selling0
  • Market Conditions0

Activity 108
Sat Aug 24, 2013
kimik clark answered:
the name of the association is called SPRING HAVEN VILLAS CONDO. If you have any additional questions please feel free to contact me.

"Everything I touch turns to sold"
Your #1 Realtor, Kimike Clark
Real Estate One
Cell : (313) 354-5003
Website: www.realestateone.com/kimikeclark
Facebook Fan Page: Khouse30
Follow Me on Twitter! https://twitter.com/#!/Khouse30
Email: kimickeyhouse@gmail.com
... more
0 votes 2 answers Share Flag
Mon Mar 25, 2013
Amber Weston answered:
I can send you a list of active condos! Email me or give me a call (info is below), I work in the Southfield area all the time! :)

Amber Leatherman
The Weston Group - 3DX Real Estate
Cell: 248-924-7733
Email: aleatherman@3dxonline.com
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0 votes 2 answers Share Flag
Wed Aug 7, 2013
Bill Eckler answered:
Phyllis,

Simple stated.....you can't buy something that isn't "for sale." Many people make the mistake of thinking because a property is vacant and appears abandoned that is is a "foreclosure." This indeed may be the case...down the road, but foreclosures take time and have a multitude of things that need to be worked out before being listed on the local MLS.

Once a bank has worked through what needs to be done it can then put it on the market to sell...but not until they are ready. You can't speed up the process. Until the lender is ready the best you can hope to do is be patient...waiting for the offortunity to make your move...

Good luck,

Bill
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0 votes 3 answers Share Flag
Mon Feb 25, 2013
Karen Paytas answered:
This property is currently pending and no longer available.

Good Luck,


Karen Paytas, GRI, CMS
Realtor
Real Living Kee Realty
586-709-8465
kpaytas@mirealsource.com
0 votes 2 answers Share Flag
Thu Sep 26, 2013
The Rodgers Brothers answered:
Hi Brian,

You may purchase any property if it's cash. If you need a loan, then you may need to build your score to 640.

Give me a call for more details.

Jamie L. Rodgers

My Realty Select
The "Mr. Rodgers" Team
The Bros Who Are Real Estate Pros
248-730-0887
... more
0 votes 6 answers Share Flag
Sat Mar 9, 2013
Mark Mergener answered:
You may be in good shape! I believe the foreclosure stigma leaves you after 3 years. Mid 600 FICA should suffice as well. The best way to confirm this is to talk with a competent loan officer. We at Real Estate One have just such people working in our offices through our John Adams Mortgage division. A 5 minute phone call with one of these loan officers will get your answer. Give me a call and I will put you in touch with them.
Best wishes!
Mark Mergener
Cell (248) 935-0335
... more
0 votes 3 answers Share Flag
Mon Feb 11, 2013
Ron Thomas answered:
Without knowing what your PROBLEMS are; here are some generalizations:
Your CREDIT CARDS and CREDIT ACCOUNTS should be 20-30% of their LIMIT; no more and no less. This gives the best report.

Don't buy anything on credit for the near future; NOTHING!

Find out who is making bad reports on your Credit; do something about them; call them, write them, negotiate with them.

Get some money into a Savings Account. Give up movies, pizza, CD's and Games; live like you really mean it! Try cuddling instead of shopping. Do hobbies instead of traveling.
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0 votes 2 answers Share Flag
Thu Sep 26, 2013
George Raymondo answered:
The problem is the loan amount. Most lenders can't go down that low due to Section 32:
http://www.consumer.ftc.gov/articles/0246-high-rate-high-fee-home-loans

Your best bet to contact a local Credit Union, they seem to be able better in this area and in most cases can be your live saver. If I were you, I would take a 30 days or so and get your credit score up a little is possible.

Best of Luck!
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0 votes 9 answers Share Flag
Sat Jan 19, 2013
Haig Istamboulian answered:
Hello Saquoyah,

To answer your question, the first and most important thing is; do you have a decent sized downpayment? All properties will require some downpayment. If you do have a substantial downpayment (at least 20% down in most cases), then we can set up a search for homes in the county that will fit into your budget.

That search will email you listings automatically and you can view them at your convenience. When you see a listing that you like, you can contact your Realtor and they will make an appointment to see it. It really is not that difficult, you just have to contact a Realtor and make sure you have a good downpayment.

My contact information is below, so feel free to contact me if you need more information.

Thank you,

HAIG
(248) 379-6547
realtorhaig@aol.com
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0 votes 1 answer Share Flag
Tue May 14, 2013
The Rodgers Brothers answered:
Hi Mo,

Nobody has a Chrystal ball and knows what the future looks like, but the thing I know is that we're in record low interest rates right now! Don't wait for the rates to decrease, lock them in now!

It's an awesome time to buy!!

Jamie Rodgers
My Realty Select
The "Mr. Rodgers" Team
The Bros who are Real Estate Pros
248-730-0887
Jamie.Rodgers@myrealtyselect.com
... more
0 votes 4 answers Share Flag
Sat Jan 5, 2013
Amber Weston answered:
17419 sold for 64k
17432 is pending for 64,900
17469 no info
17576 no info

You can contact me at the info below if you are interested in purchasing a condo in southfield!

Amber Leatherman
Coldwell Banker Weir Manuel
Cell: 2489247733
Email: aleatherman@cbwm.com
... more
0 votes 2 answers Share Flag
Tue Jan 29, 2013
Shirley Coronado answered:
It may be an excellent price, depending upon the analysis of the comparable sales in the area. You should have your realtor complete a market analysis for you. That should give you the best idea about whether or not it is a good price. ... more
0 votes 7 answers Share Flag
Mon Dec 10, 2012
Derek Bauer answered:
The link here will allow you to search by someone's name. Because it is very sensitive, you may want to put in a few letters of the first and last and then the * after that as a wildcard. The brokerage name of anyone who has a license is listed and you can then back track from there in contacting them. https://www2.dleg.state.mi.us/colaLicVerify/

Good luck.
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0 votes 3 answers Share Flag
Wed Aug 7, 2013
Karen Paytas answered:
Cheryl,y

Good Morning! A property can complete the foreclosure process (sheriff's sale) but the homeowner still have a minimum of 6 months redemption time. They can then live in the home, sell it, or work out a cash for key with the lender.

Hope this helps.

Karen Paytas, GRI, CMS
Realtor
Real Living Kee Realty
586-709-8465
kpaytas@mirealsource.com
... more
0 votes 5 answers Share Flag
Sat Mar 9, 2013
Mack McCoy answered:
Nope.

That must really sting, but in actuality, what have you lost besides opportunity?
0 votes 11 answers Share Flag
Sat Dec 15, 2012
Charese Brown answered:
It shows that seller accepted an offer on July 23, 2012. It does not show the transaction as being closed. However, until the house comes back on the market, it is not available for showings or offers. I would be happy to let you know status. ... more
0 votes 5 answers Share Flag
Wed Oct 31, 2012
Karen Paytas answered:
Hi Alicia,

As Realtors we are not allowed to discuss wether an area is safe. You can check with the local police department or check www.cityrating.com or even google crime stats southfield, mi. The best way to determine the condition of a neighborhood is to drive through it. This particular home is a HUD foreclosure.

Good Luck,

Karen Paytas, GRI, CMS
Realtor
Real Living Kee Realty
586-709-8465
kpaytas@mirealsource.com
... more
0 votes 2 answers Share Flag
Mon Mar 17, 2014
Sheldon Neal answered:
The major stage remaining for potential problems is the final mortgage commitment process. Even though you have a preapproval, it doesnt guarantee that you will get the final commitment and approval for your mortgage.
A lot of problems come when buyers are not made aware that they must watch every financial move they make once the mortgage process is underway. EVERY bill should be paid on time, major purchases should not be undertaken if at all possible, and all deposits and withdrawals should be able to be sourced (namely document where the money came from). If you can hold off buying that new car until after closing - then hold off !! :o)
Always consult with your mortgage professional if you have a question of any kind regarding a financial transaction during the mortgage stage.
Also in many states, the seller is required to get a Certificate of Occupancy before they can sell the house. This is issued by the town, who will send a building or fire inspector with a checklist of items to approve (smoke detectors and carbon monoxide detectors in place etc, walkways and sidewalks in good condition) and if there or items that are not approved, then the certificate will not be issued. There are some cases where they will issue a temporary certificate but will require the repairs be completed within a certain amount of time after closing.
My suggestions is keep constant communication with your Realtor, Mortgage contact, and attorney if you use one - this way the professionals should keep you on track, and avoid as many pitfalls as possible.

Good Luck !
... more
0 votes 11 answers Share Flag
Thu Nov 1, 2012
Haig Istamboulian answered:
Hello Dipesh,

I received your email. I can set up the search for you. What you are asking is requiring some time to gather all of the information together.

You have asked me for turn-key properties and for foreclosure properties. Sending you the foreclosures is easy.

I will call you later,

HAIG
Elias Realty
(248) 379-6547
realtorhaig@aol.com
... more
0 votes 3 answers Share Flag
Sat Oct 13, 2012
Eric Michael answered:
Jim,

I'm not sure what you mean? Could you take a minute and expound on this?
0 votes 1 answer Share Flag
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