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Foreclosure in 46857 : Real Estate Advice

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Activity 10
Mon Oct 28, 2013
United Executive Group answered:
That depends on your subdivisions restrictions. Check out this City resource:
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Fri May 7, 2010
Anna M Brocco answered:
If your property in question is listed for sale and if you have an agent, he/she can update the information for you--just ask--or you may wish to contact Trulia's customer service directly and inquire-- ... more
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Wed Apr 21, 2010
Emelia Sanchez answered:
The problem is not the citizenship. The issue is that it must be an "arms length transaction" meaning you can not have any relationship to the buyer.
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Fri Apr 16, 2010
Peter Bright answered:
If have at least 20 percent down you should be able to work with a local bank or credit union
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Fri Dec 18, 2009
Jason Roshek answered:
Contact your County Public Trustee's Office, if you are in a State where there are no Public Trustee's Office then go your Local Sheriff. Notify them immediately. This will not stop the foreclosure. It will give you some time. Also Check with your Local Government offices. There are programs that are working on this issue. The BIGGEST and MOST IMPORTANT thing is to stop paying the landlord. Ask for the mortgage statement and talk to them and maybe pay them. ... more
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Sun Dec 13, 2009
Marty G. Shanks asked:
properties in need of Contractor services (trash out, lock changes, lawn care, ect..), does anyone need or know of anybody that would like a professional and timely bid?
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Mon Dec 14, 2009
Rhonda Bandor answered:
Sheriff’s sales are generally a way for the lending institution to get possession of a property on mortgage foreclosure so the property can be resold. The lending institution can bid their judgment in addition to interest, taxes and attorney fees without putting up the cash. The plaintiff’s bid will also include the cost of the sale. So if you have a mortage on it, it will probably go back to the bank. ... more
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Sat Apr 18, 2009
Mike Linkenauger answered:
I'm sorry to hear you are having difficulties with your home, like many Americans. A short sale may be a good solution. Some of the lenders will give you a little money for the move, and it will not impact your credit like a foreclosure. Unfortunately you would not get to keep your home, but at least you would avoid losing the home and be able to get out from undernegth it! You definately do sould like a good canidate. ... more
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Wed Jan 16, 2008
Lorie Gould answered:
Foreclosures can be a great opportunity to purchase a home well below market. First and foremost do your research. Many of those going into foreclosure are foreclosing because they financed their homes for more than market value; therefore, they could not sell their homes or refinance and were forced into foreclosure. Although much of the US is experiencing a down market for sellers and a strong buyers market, some mortgage institutions have not been realistic with pricing the foreclosures where they should. This has resulted in more foreclosure listings in the MLS than foreclosures being sold at the county steps. Do your homework to ensure that the foreclosure is well below market. Know that those who could not afford to keep their homes typically could not afford to upkeep their homes so be prepared to make some repairs and cosmetic changes. In many cases those being foreclosed upon take all the appliances and even rip up floor coverings.

Do your research on any liens placed on the property. Many counties have placed property records online. If records are not available online then you will want to take the drive. If you are purchasing a listed foreclosure then the attorneys office that is handling the closing will order a title search and you would want to purchase and owners title coverage policy which will protect you from any liens prior to your ownership.
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Sun Jan 9, 2011
Ellen Chung answered:
It is difficult to find out about the financial status of a home if it is not yet in foreclosure. Once it is in foreclosure and is being sold via auction or REO, you can usually find the listing via their website:

However, you can find the bank holding their loan by contacting your local records department, the link is below. They would be able to help you find the bank, the name of the owners, loan amount, etc., through their department or they can direct you to the office you should visit to find the information.

Good luck on finding your home! Beware that foreclosures are rarely the bargains we all think they are, there are many hidden expenses that occur during the purchase of the property and there is a increased chance that the property may require significant improvements and repair. However, if you definitely looking you should continue working with your Realtor. He should be able to provide you with more foreclosure listings and help you through the complex process. Good luck!
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