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How To... in 46260 : Real Estate Advice

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Mon Mar 15, 2010
Anna M Brocco answered:
Just how bad is your score--If you haven't visited with any qualified loan officer(s) yet, do consider it--see exactly what your budget can handle and check your credit score again--your officer may offer suggestions on how to best improve it in the fastest time. Currently FHA loans do require a minimum score of 620 with 3.5% down--there may be some lenders that will go with a lesser score but the interest may be higher--in the meantime work diligently on repairing your credit, pay off old debt, dispute old negatives, pay down debt, pay bills on time, keep credit cards below 50%, etc.--again any qualified loan officer can best advise ... more
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