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General Area in 46260 : Real Estate Advice

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  • Home Buying0
  • Home Selling4
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Activity 16
Wed Nov 28, 2012
Peter Knight answered:
Jennifer,

It really depends on your choice of leisure activities - for example, downtown Indy is safe and is convenient for bars, nightclubs, theater, etc. - but rentals are a little more expensive than other areas. A recent survey of crime in the county revealed the safest areas to be the extreme south and northwest sections of Marion County - basically suburbs.

If you have children, the answer would be different. In that case, I would suggest Hamilton County (to the north), or Johnson County (to the south). That opinion is based on school performance.
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Tue Aug 21, 2012
Kimberly R. Walsh answered:
rent or purchase? if you would like me to run a search for you please email me at kimwalsh@talktotucker.com
0 votes 1 answer Share Flag
Thu May 24, 2012
Christi & Amanda Coffey answered:
Depends on how cheap and what side of town you would like to live on. Great homes all over. You will need a pre-approval letter. I can help with everything. Let me know. Thanks! Christi Coffey ... more
0 votes 7 answers Share Flag
Mon Dec 12, 2011
Anna M Brocco answered:
Consider interviewing in person a few local agents from different realty companies, then choose the one you like best to help in the search; you can locate some area agents under the find a pro tab. ... more
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Wed Nov 23, 2011
Michael Weaver answered:
Fri Nov 5, 2010
Anna M Brocco answered:
Thu Oct 7, 2010
Anna M Brocco answered:
If all else is failing during your discussions with the lender, protect yourself and consider consulting with an attorney who specializes in real estate--he/she will best advise as to your options--most professionals do offer a free consultation--or-if you cannot afford one, contact your local Legal Aid Society for a pro bono attorney--free. ... more
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Sun Sep 13, 2009
Ken Fisher answered:
We have served Central Indiana for 36 years and would be happy to work for you. We are not a franchise, we are independent. We do not have companies affiliated with us. We use only the best companies for mortgage loans, title insurance, surveys as well as home owner services (we do not accept kick-backs). Please visit www.cashrebates4homebuyers.com to save a bit of money in the process. ... more
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Thu Oct 6, 2011
Donna answered:
What can you afford? We have a home in Irvington for sale $129,900 - almost 2500 sq. ft. Check out 352 Lesley Avenue with Remax.
0 votes 2 answers Share Flag
Sat Dec 27, 2008
Bill Eckler answered:
Ralph,

Our recommendation is for you to connect with a real estate professional that can begin to support your interests by sending you area property samples.

Requesting popular area neighborhoods is so subjective...you leave yourself open to another persons values and attitudes. By requesting information to review, you can get a feel from this information about the various neighborhoods. You can follow up with questions relative to these that will further clarify each location.

We would be happy to refer you to a top Indianapolis agent to support you interests if desired.

Our bestr regards,
The Eckler Team
Michael Saunders & Company
billeckler@michaelsaunders.com
941-408-5363
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Tue Oct 14, 2008
Bob asked:
I use to be able to view the zip code when you click one area. but i forgot how to do it again. any ideas
0 votes 0 Answers Share Flag
Tue Aug 12, 2008
Melissa Stayte answered:
I think your best bet would be moving to Broad Ripple Village or Downtown Indianapolis. They both are hip places to live and have old buildings/homes and lots of shops and restaurants you can walk to, as well as great nightlife. Please let me know if I can do anything to assist you with your relocation. Regards, Melissa Stayte (Matlin Realty / melissa.stayte@gmail.com / 317-652-9135) ... more
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Thu Jun 19, 2008
Mariam Rahmani answered:
Fri Jun 6, 2008
Cindy Breneman answered:
Paul,

Yes, there are nice condos in the area in your price range. Doing a quick search of the downtown area I found around 25 in the $150,00-$200,000 price range. If you would like to send me your email I can send them to you. You can email me at cbreneman@c21rg.net or contact me through my website. ... more
0 votes 6 answers Share Flag
Thu Jun 19, 2008
Eric Karrfalt answered:
A short sale will probably prevent you from getting a mortgage on your next home for a time. You are essentially asking your loan company to take less to pay off the loan than what you owe on it. You will need to build a pretty strong case as to why they should do this. If your credit is good and you have assets, why would they do this? If you have tapped your assets and are behind, they might consider this before forclosure. Any way you slice it, your credit rating takes a hit and you will have difficulity getting a new mortgage or borrowing in the future. You might also be responsible for paying taxes on any amount of that loan the mortgage company forgave.

Loan companies don't want to take back homes and will usually try to work out an equitable solution. Suggestions: Make sure your homestead and mortgage exemptions are filed to help lower your taxes. Make sure your assesed value is correct and not artificially high. Corrections in this might help lower your taxes, thus lowering your payment. Check with your mortgage company about lowering your rate or refinancing. Your new home would require a downpayment and closing costs. If you applied these costs to your current homes principal loan amount and were able to refinance, or lower your rate, how much would thet drop your payment? Re examine your homeowners insurance. What does your policy cost? Are there ways to lower your premium by adjusting your coverage or raising your deductable? The difference between $100k and your $140k home, aside from property taxes, is about $250 a month on a 30 year amortization. So what you are really looking at is trying to cut or reallocate $250 a month out of your home budget. Other budgeting tricks for free household money; dial back the temp on your hot water heater, install timer thermostats to dial back heat at night. I have done this on personal and rental property and have seen up to 20% utility cost savings. Make sure sinks toilets and tubs are shut of and not dripping. Hot water drip costs water and heat. I would figure out a way to budget that $250 bucks before a short sale, or ruining your credit.
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Thu Jun 12, 2008
Tom Vornholt answered:
Check oout these websites: http://www.indydt.com and go to "Live" drop down and www.indygov.org
These should help you get started. Please email me if you have any questions.
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