Financing in 45424 : Real Estate Advice

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Gary & Crist…, Real Estate Pro in Beavercreek, OH
Gary & Cristal Kremer answered:
My boyfriend and I want to buy a home, but can we if he is paying off an attorneys office for being sued 13 years ago?
You need to contact a mortgage loan officer and discuss your situation. I can put you in contact with someone. If you would call me at 937-901-8253

Gary Kremer
0 votes Share Flag Wed May 29, 2013 Financing in Dayton
Daniel Alvar…, Real Estate Pro in Weehawken, NJ
Daniel Alvarez answered:
I have a 612 middle score and need an FHA 203B loan for a house. Any advice?
Do you have a capital one credit card?

I was able to boost my score by 20 points within 3 months just by accepting the card, using it once, and then paying off the entire balance.

... more
0 votes Share Flag Mon Apr 29, 2013 Financing in Dayton
Darrell D. D…, Real Estate Pro in Schertz, TX
Darrell D. Drouillard answered:
My lender has declined my loan on a particular property because the seller hasn't owned the property for 90 days? Anyone ever heard of this?
I assume you're using an FHA loan..There was a regulation that limited the guaranty on these loans to buyers if the seller owned the home less than 90 days. It was generically called th ... more
0 votes Share Flag Mon Apr 29, 2013 Financing in Dayton
Bob and Sue…, Real Estate Pro in Dayton, OH
Bob and Sue Whigham answered:
what is the current market interest rate for a land contract?
Mkt rate for an LC depends on the buyers qualifications and the sellers motivatin for selling. Basically LC is on a case by case basis. As a side note LC's can be a dangerous arrangem ... more
0 votes Share Flag Sun Oct 21, 2012 Financing in 45405
Lenderbradfo…,  in Cleveland, OH
Lenderbradford answered:
Can I secure a mortgage on a $150,000 home with $100,000 down BEFORE I start my job, in the same field, in another state, or do I need to rent?

The details need to be discussed with a lender. In todays times you will normally need to have recieved your first check from the new employeer and also have an employment ... more
0 votes Share Flag Mon Apr 29, 2013 Financing in Dayton
Annapurna,  in Dayton, OH
Annapurna asked:
Ass. reserves ass requirement for conventional condo loan? We are a complex with 52 units. Ohio law states 10% reserve unless majority votes less or -0-. New FHA guidelines require 10%...I gather no deviation.. Do conventional loans require ...
0 votes Share Flag Thu Nov 11, 2010 Financing in Dayton
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
If appraisal comes in lower than the contracted purchase price, but HIGHER than the loan amount stated in contract, can buyer walk?
If you are an agent--ask your broker owner this question--
0 votes Share Flag Thu May 6, 2010 Financing in Dayton
Susan Blanfo…, Real Estate Pro in Kettering, OH
Susan Blanford answered:
Is anyone familiar with a lender in Dayton, Ohio or Columbus, Ohio who would refi an investment property sooner than 6-12 mos.? Buying and rehabbing
There are many reputable lenders in Dayton. If you are in Ohio, enlist the services of a reputable real estate professional in the area you wish to buy who can help you.
0 votes Share Flag Tue Feb 26, 2013 Financing in 45426
Mike B,  in Raritan, NJ
Mike B answered:
Is a monthly pymt. skipped when doing streamline?
You need to have a payment ready at closing to pay for the accrued interest through the month. You payoff equals your balance + daily accrued interest.

Hope that heps.
0 votes Share Flag Wed Apr 8, 2009 Financing in Dayton
Dallas Texas, Real Estate Pro in Dallas, TN
Dallas Texas answered:
How do I become a private mortgage lender?
I work with many who are PML or aka HML contact my office happy consult with you.


~ National Featured Realtor and Consultant, Lecturer regarding Credit R ... more
0 votes Share Flag Mon Mar 23, 2009 Financing in Dayton
Julie,  in Buffalo, NY
Julie answered:
I am trying to do research on getting pre-approved for a mortgage. Is there such a thing as a co-signor for?
Speak to your lender. This is very common with a lot of the first-time home buyers and young couples that I work with. Often times they with have a parent with good credit and income ... more
0 votes Share Flag Tue May 13, 2008 Financing in Oregon, Dayton, OH
Judy Davis,…,  in Kettering, OH
Judy Davis, CRS answered:
if a FHA home owner dies what happens to the mortgage?
This is another consult an attorney answer. I believe part of the answer will depend on who is in tile, Who is on the loan and what type of deed.
0 votes Share Flag Wed Apr 23, 2008 Financing in Dayton, OH
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