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Home Buying in 45322 : Real Estate Advice

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Activity 5
Sun Jun 24, 2012
Alain Picard answered:
As long as BOA is the only one on the title then pretty much yes you should be getting the house. If there is any other lien holders such as other lenders or HOAs then they will need to approve as well. ... more
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Sat May 26, 2012
Neil Moritz answered:
I will be more than happy to assist you with that. Feel free to give me a callOr 937.369.0288 or look at all homes available in that price range at ohioreal estateguys.com. I look forward to hearing from youin - neil ... more
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Mon Apr 23, 2012
Dan Tabit answered:
Dadysgirl,
Congratulations and deciding to buy your first house. You will need two good professionals to be successful and have a smooth transaction, a lender and an agent. Usually when you find one, the other can give you a referral to the other. As a first time buyer you need each of these professionals to be willing to take the time necessary to assist you as you learn quite a lot.
The best answer to your specific question will come from the lender. Meeting with a lender early on is critical as you need to know about the loan programs, how much you qualify for and if there are credit issues you need to address. Fixing errors, omissions or fraudulent reports can take several months, so it's not too early to begin this process.
You'll also likely need to save up some down payment money. Meet with someone at your bank soon to see what they can do and then decide which step is next. Best of luck to you.
... more
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Mon Mar 5, 2012
Christine McDaniel answered:
Hi Tasharw,

It is my understanding that the automated underwriting is sort of a preapproval. Manual underwriting is required.
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Mon Apr 23, 2012
Anna M Brocco answered:
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