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44144 : Real Estate Advice

  • All6
  • Local Info1
  • Home Buying3
  • Home Selling0
  • Market Conditions0

Activity 431
Tue May 1, 2012
Bexsentico@yahoo.com answered:
go online to the cuyahoga county auditor website click on real property then online property search
the by address the type in the address such as


2694 and then 64 exactly the same

click on the parcel link that is blue

click on the red tab that says taxes

her address will pop up as the tax mailing address

which is

Carol A Robinson, 4137 Feiner Dr, Beachwood, OH 44122-6870

at this point you can either send a letter to this address introducing yourself and letting her that you want to buy the vacant lot

or give her a call to find her number to to

411.com
or zabasearch.com etc

and you should come up with this


Carol A Robinson
4137 Feiner Dr Beachwood, OH 44122-6870

(216) 751-3004

Age: 60-64

Associated: Ronald E Robinson

hope this helps let me know if you need any help with any of your real estate needs

my name is brian exsentico
im with cleveland wholesale properties
we buy and sale properties throughout the city and surrounding towns

440-941-5318

http://clevelandohio.usapropertywholesale.com/
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Tue May 1, 2012
Gregorio Denny answered:
Some banks will and credit unions as well. A broker cannot because of anti-predatory lending laws that put a cap on the "percentage" that can be charged which makes it not only unprofitable, but at times impossible to include all the necessary fees in the cap. A 40K mortgage with a 5% cap only leaves $2000 for all closing costs and that's just not possible in most cases. ... more
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Fri Apr 27, 2012
Duane Johnston answered:
It does not matter what bank will take ownership in this property. Once they proceed with foreclosure, there will be an auction for the property, the highest bidder will take the property. Otherwise the bank will hold it for the redemption period and then list it with a real estate broker to sell the home. ... more
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Fri Apr 27, 2012
Kieran Jackson answered:
Any Realtor can help you with finding out who owns the property, and finding out if its for sale or not. Just because a property is in foreclosure, doesn't mean you can buy it.

Contact Laird Wynn at Keller Williams Realty Greater Cleveland, (216) 839-5500. If this property doesn't work out, I'm sure there are a ton of properties in Cleveland that will fit your needs.

All the best,
Kieran Jackson, Realtor
Keller Williams Realty Hollywood Hills
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Tue Apr 24, 2012
Tari Torch Sweeney answered:
There are a lot of areas of Cleveland/suburbs to look at for purchasing. Cleveland and its metropolitan areas are wonderful. We have so many things to do here (it's NOT California, though!!)
We have the world-reknowned Cleveland Orchestra, Cleveland Indiana, Cleveland Cavaliers, Cleveland Browns. We have University Circle with all its museums, including the (again) world-reknowned Cleveland Museum of Art (second to MOMO in NYC), Cleveland Rock Hall of Fame, Playhouse Square -- first run theatre productions, the Cleveland Playhouse (oldest Regional Theatre in the country - Tom Hanks got his start here...comes back every year that they hold a Fundraising Major Event), the world famous Cleveland Clinic, University Hospitals, and Case Western Reserve University with its major Med School, and Law School, and Social Work School. we have at least 6+ famous (world famous!) chefs with restaurants here...one of which is Michael Symon, an Iron Chef. We have the Great Lakes Brewery, which is wonderful....the West Side Market....new construction going on in all the downtown areas to incorporate city living....Cleveland is on a roll!!

It's best to come here and also have a tour. I always take my out-of-town buyers around the town first. People are surprised that Cleveland is NOT what they have heard! Yahoo Voices (you can google it) had a grand article about "Cleveland...the Comeback City...." Tells a lot.

There's east side/west side. Each area has something for everyone. Come see it! Then make your choice!

Tari Sweeney
216-329-4493
RE/MAX Traditions
tarits@adelphia.net
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Tue Apr 17, 2012
Kathleen Cislo answered:
Hello Melva,
Of course, there are and I would be happy to assist you in your search. I am a Howard Hanna agent and you can reach me at the number below or email at kathleencislo@howardhanna.com to discuss your criteria.
Regards,
Kathy

Kathleen Cislo
The Hisey Group with Howard Hanna
Specializing in Lakefront Communities
Mobile: 216-258-5886
http://www.HiseyGroup.com
Our Videos: http://www.NorthCoastVideos.com
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Mon Jun 4, 2012
Fictionalname answered:
There are SEVERAL in the neighborhood. When we moved in, they said they do not allow felons. However, it has recently changed hands and we no longer live there. Some residents are on Section 8 from when before they stopped accepting it. Not sure if sex offenders would have qualified under that program. ... more
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Tue Jul 30, 2013
Dominic Picione - The Incorvaia Team answered:
Yes, any homes that match your search criteria will show when there are any updates or changes to the listing (price, status, etc.).
0 votes 7 answers Share Flag
Fri Apr 20, 2012
Nirmala Caraballo answered:
Shawn,

When I first sit down with a buyer this is usually one of the items on my list that I discuss because banks have become stricter in lending. I know specifically my buyer and their banks and loan officers do stress that you have to be employed at the same job for a minimum of 6 months, some instiutions even ask for longer period especially if you are working in a new field. You should ask your Realtor and loan officer for advice since they are more familar with your situation. The appraisal fee is usually not refunded since the appraiser was done.

Best of luck.
... more
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Mon Apr 2, 2012
Dominic Picione - The Incorvaia Team answered:
Your down payment will depend on the type of mortgage loan you go with. If you're a veteran, you could use a VA loan and get the entire home financed with no money down. An FHA loan requires a minimum down-payment of only 3.5% down. Then there are conventional loans that will require more down.

Your loan choice will be dependent on your needs, the type of home and your qualifications. If you're buying a condo, more than likely, you will need to use a conventional loan, since most condo associations do not approve for FHA lending.

I would be happy to discuss this with you in more detail and refer a lender to you to help you find the best loan for your needs.

Dominic Picione
Keller WIlliams
440-390-9510
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Mon Apr 2, 2012
James Gordon ABR SFR SRS answered:
Contact YOUR Realtor® and let them know that you want to make an offer. The offer can not be contigient on selling your home.
0 votes 5 answers Share Flag
Wed Mar 14, 2012
Duane Johnston answered:
There is always that possibility, however I'm pretty sure it will not be in very good condition. If you search through trulia's web site you can see what is for sale there. Good luck. ... more
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Thu Jan 8, 2015
Tari Torch Sweeney answered:
You can write an offer on most homes that way if you choose. It's up to any seller whether they care to do it or not. You would also need an attorney because there are, obviously, legal issues. Do you want a Land Contract (for example?) The issue is usually that if you cannot buy NOW, how do you know you can in "x" amount of time? The factors involved in this would be how it all would be determined.

Thanks.

Tari
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Tue May 1, 2012
Terri answered:
Tremont. It's one of the few stable neighborhoods left in Cleveland, but note that Tremont includes both 44113 and 44109 zip codes (44109 is too often left out of the mix). 44109 has some excellent values and potential I think for appreciation in the future. ... more
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Thu Mar 8, 2012
Tari Torch Sweeney answered:
A great buyers' agent is someone who cares. Someone who is prepared for the buyer at all times. Most importantly, in my opinion, it is someone who actually listens. Someone who hears what the buyer is saying (and, not saying). It is one thing to talk with a buyer on the phone, or even in person the first time, and another to actually view the first few homes with the buyer. You learn quite a bit from what the buyer says...or doesn't say...and you need to be able to ask the right questions in order to get the answers. The buyers' agent needs to know what questions to ask. A great buyers' agent is educating the buyer at all times. If it is a first-time buyer, you are beginning at square one, so to speak. You must make sure they are comfortable in the process. Nerves play a big role in buying, especially first-timers. It is, after all, a person's largest financial transaction, and as such, deserves respect. I always make sure to say that "...buying a new home should be FUN! If it's not....something's not right!" It's an exciting time, buying a house, whether it is the first home or the last home....it's an adventure! This is not to say that it's not a serious endeavor but rather, that while you are seriously considering the options, you should be excited, and having fun. Education is a crucial factor for a good buyers' agent. Educating the buyer happens in many different ways: while in the house, explaining things like Point-of-Sale, repairs, contractors, what to look for.....it's also about explaining the loan process, the transaction process, and how to negotiate, how to make a good offer, etc. A good buyers' agent represents the buyer, and makes sure that they are comfortable throughout the entire process, right up to closing, title transfer, and possession of the home. It is also about following the buyer after title transfers....keeping in touch, making sure everything is good, that they have what they want/need, and as time goes on, making sure they are taken care of. It is making sure they understand their home warranty, and that you have lists of contractors for any need, should they need one. The buyer becomes your "lifelong" acquaintance. Caring, listening, educating, and being there are all important. ... more
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Tue Apr 3, 2012
Tari Torch Sweeney answered:
I don't work with a lot of rentals, but I would say, or sure, to make sure that you request any items you want to be done up front. For example, if you want the unit totally painted, ask. Bargain it. Ask for a professional clean-up or cleaning (more than "broom clean"). You might ask for the door locks to be changed, etc. If you are renting a house (as compared to a condo/apartment), make sure you have negotiated who pays for what....i.e., snowplowing, landscaping, mowing lawn, etc. Landlords usually pay water/sewer, but you are responsible for other utilities, but the snowplow and landscaping/lawn are negotiable. Also, you might want to check the area to see "average" rental costs, and negotiate from that position. There is competition out there, and you might be able to negotiate a few hundred off the asking rental price. Remember, you can ask for anything....and landlord/seller can refuse anything. Always worth asking. ... more
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Mon Mar 5, 2012
Diane Norris answered:
There is nothing "typical" about buying a short sale house here or anywhere else. There is currently no standard practice - Banks vary in their processes and THAT is what makes short sales so difficult to predict. Personally, I've had a short sale accepted by a bank in less than 48 hours and another that took almost two years to close. When you find a home you like and make an offer, just remember that the list price is already discounted from what the bank gave for a mortgage so any amount has to be approved. Depending on the bank, that could mean something as simple as walking to the next office to get an approval or it could mean escalating up the chain of command and jumping thru a number of hoops before any response is given.

If you have time and can wait out the process, short sales can be good buys. If, on the other hand, you have a set time frame, think about a foreclosure or traditional sale. Let us know if we can be of any help.
Diane - Real Estate Dreams (RED) Team at Keller Williams Greater Cleveland Southeast
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Mon Mar 5, 2012
Tari Torch Sweeney answered:
The following link is a beginning...

http://homebuying.about.com/od/buyingahome/bb/shopping1sttime.htm

You should find a Realtor who works a lot with first time buyers. A Realtor who will really help. My advice to all my "first-timers" starts with...."If you aren't having fun, stop looking!" Buying a house, whether your first, middle, or last home....should be fun. You should be enjoying the process. If you are not, stop. Don't look at 30, 40,75 homes. You don 't need to see that many to make a decision. In fact, too many showings causes panic, indecision, and insecurity! You will just KNOW when you find the house. And, if your Realtor has really heard you and what you want in a home, they will find it relatively quickly....I average 8 showings at a time...sometimes less. After that, it's overwhelming and causes "memory loss" about the homes! My favorite moment is when my buyers walk into a home, and their eyes light up....and they KNOW! It's so exciting! And it DOES happen!! And then you are REALLY having fun! ... more
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Sat Mar 3, 2012
Trulia asked:
Are there negotiable and non-negotiable closing costs?
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