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43215 : Real Estate Advice

  • All9
  • Local Info0
  • Home Buying2
  • Home Selling0
  • Market Conditions0

Activity 479
Wed Feb 27, 2013
swartz_helen asked:
Tue May 7, 2013
James Gordon ABR SFR SRS answered:
Is the property up for auction on back taxes? You can not buy it unless it is being offered at auction for deliquent taxes.
0 votes 6 answers Share Flag
Tue Mar 1, 2016
glassfairy answered:
Each one of your sensors is a zone. Your front door is probably zone 1. So if your front door is kicked in you will have a burglary zone 1. Your zone 4 could be another contact such as a window that was opened or a motion sensor that went off. ... more
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Thu Mar 21, 2013
Lauren Swieterman answered:
If be glad to help you on your rental needs and am available to chat my cell is 6143520723

Thanks !
0 votes 3 answers Share Flag
Sat Feb 16, 2013
Dale Cook answered:
If you were to put a home in contract say next week it would take you about 6 weeks to close on the property. That would be early to mid April. Your first payment on your new home would be June 1. Have you spoken with a lender and been pre approved for a loan ? This is the first step in the home buying process. If you are working with an agent they can guide you thru the provess if you are not working with an agent and should you care to discuss further please feel free to contact me at 614-323-0420 or e mail me at Dale Cook ... more
0 votes 5 answers Share Flag
Sat Feb 9, 2013
Jodi Mccoy Vermillion answered:
90%ltv - 417k on the first, 10% down and then a 2nd interest only!
About 3.625% on the first if not better and around 5.5% i/o on the second.
This will help to avoid any PMI
0 votes 1 answer Share Flag
Thu Feb 7, 2013
Rachel M. Dunham answered:
Hi Crystal,
Feel free to contact me via email at I would love the opportunity to assist you!
0 votes 3 answers Share Flag
Sun Feb 17, 2013
Sarita Penn answered:
Columbus is a great city and one of the good things about this city is that if you prefer city, country or suburban living there are great communities in each area.
Contact me at 614 806-4940 and I would be happy to assist you with your housing needs.

Sarita Penn
... more
0 votes 4 answers Share Flag
Sun Aug 4, 2013
Tim Moore answered:
That is true, you will have to wait 3 years to buy. You could rent an apartment or a house, but that will not be easy either with a bad credit rating.
0 votes 5 answers Share Flag
Tue Jan 29, 2013
Donna R Jackson answered:
Typically Fannie Mae reviews all of the offers and could potentially counter all of the offers. If your offer was submitted before the deadline it should be reviewed along with the other offers. Keep in mind even a full price offer may not win you the bid. Another offer could have come in for a little bit more or possibly didn't have as many contingencies as your offers. Good luck. ... more
0 votes 2 answers Share Flag
Sun Jan 27, 2013
Lauren Swieterman answered:

First you need a agent whom is experienced in lease option/purchase deals and I would be more than happy to help

In regards to this property, a lease term of # years, 1, 2, 3, whatever seller is entertaining, a % or small amount up front in down payment, your 1st months rent and security deposit etc... Once lease is up perform a purchase with % of ALL rent accumulated PLUS the money up front to apply to purchase price

This in negotiating is where you need a detailed agent to present figures to seller. Make sure it makes sense, a lot of owner or unrepresented sellers will ask for terms that doesnt make sense for buyer in the end, or not apply any rent which is essentially the whole goal in this creative source of financing. Have you reached out to a lender to see how long your financial situation would take to mend , ?

Email me or call I would be able to help further

Good luck hope this helps!
... more
0 votes 1 answer Share Flag
Sat Feb 9, 2013
Molly Mosley (Hay), CDPE,CNE, MIP, SFR answered:
Key Bank offers a portfolio loan with zero down. There are requirements for the loan just like any other loan but that is an option. Are you working with a realtor? If not a buyerâ™s agent is a free service to you! Make sure you interview a few agents that specialize with buyers, condo's and know the various loan programs and options. Good Luck! ... more
0 votes 11 answers Share Flag
Thu Aug 8, 2013
Melissa Adams answered:
Hi Michelle,

I'm not aware of any that are not credit score based anymore. However we have lenders that will go down to a 560 credit score. If that fits with your situation give me a call.


Melissa Adams
... more
0 votes 1 answer Share Flag
Wed Jan 30, 2013
Molly Mosley (Hay), CDPE,CNE, MIP, SFR answered:
I have a lender that can assist you with your credit. He offers a program that helps rebuild your credit score over a period of time to put you in a possession to buy soon. Let me know if you would like his information. My email is ... more
0 votes 3 answers Share Flag
Tue Dec 18, 2012
Tim Moore answered:
That is hard to say without seeing the house and seeing what you already have and how it fits together.
0 votes 7 answers Share Flag
Sat Dec 15, 2012
Matt Guthrie answered:
As a short sale specialist, I find that the majority of the time the debt is forgiven in full. Usually the only time that a payment plan is set up is when there is a surplus in your financial situation. Please feel free to contact Jeff Alvis with Howard Hanna at (614) 947-9142. ... more
0 votes 2 answers Share Flag
Tue Jan 29, 2013
Heath Frazier answered:
Sun Aug 11, 2013
Jeff Paeltz answered:
Hi GCP2000,

I would like to bring a buyer to your home. Just a few questions if I may.

What is the address?, How much are you asking for your home?, Are you willing to take back a mortgage? are there any current outstanding liens &/or mortgages on the property? Would you be willing to do a land contract, lease/option. Is the home currently vacant? If not is it rented or are you still living there and if still living there what time frame were you thinking as to giving possession of the home to a buyer?

I know..lots of questions, but these are what a buyer is going to ask me so I need to know before hand. Thanks!

Jeffrey Paeltz, 614.288.0423 or email answer and /or comments to
... more
0 votes 5 answers Share Flag
Sun Dec 30, 2012
Andrew Fox answered:
I am located in Clarksville, TN but would love the opportunity to connect you with a great local agent in Columbus. They will have information about what local banks are the best to help. I work for Coldwell Banker and we pride ourselves in relocatuion services. Give me a call, text, or email and I will help you find an amazing local realtor.
Andrew Fox
Coldwell Banker Conroy, Marable, and Holleman
111 S Riverside Dr. Clarksville, TN 37040
Cell 931-302-2241
Office 931-552-1700
... more
0 votes 4 answers Share Flag
Fri Feb 8, 2013
Susan Noble Cunningham answered:
You do not have to be college aged. It is an FHA loan program that allows a person to co-borrow w/a blood relative who helps qualify for a loan using their assests &/or income. Both borrowers take title & one has to live in the property as their primary residence.
I belive this loan got it's name because many parents would ny a condo for their college aged kids while thay attened school and not have to finance the property as an investment with higher down payments & interest rates.
... more
0 votes 3 answers Share Flag
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