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40203 : Real Estate Advice

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  • Home Buying0
  • Home Selling1
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Activity 297
Sun Feb 3, 2013
Tim Moore answered:
Most sellers do not offer rent to own in any shape or form. Most want to sell and not be landlords and hope you can buy the house, which requires you to get a loan from a bank to do so. If you can't get a loan now, why do you think you can in a year? Do you really understand how rent to own works? They are rare to find because them working out is even more rare. Sellers do want to fool with them. ... more
0 votes 5 answers Share Flag
Thu May 8, 2014
David Pauley answered:
This best answer to no down payment mortgages is for individuals that qualify for VA mortgages. Rural Housing is also an excellent option for homes that qualify and for individuals that meet the income guidelines. ... more
0 votes 4 answers Share Flag
Sat Jan 19, 2013
Buck O'Connor answered:
Yes. It sold in December 2010 for $103,250. If you would like to see other condo's available in the St. Matthews area, you can call me at 502-418-8319 or email me at ocontom@yahoo.com and I will send all condos available for sale to your email!

Good luck!

Tom O'Connor
Breland Group Realtors
... more
0 votes 3 answers Share Flag
Sat Jan 19, 2013
Christopher Eagan answered:
Hey there-

i grew up in Vestal!

Indeed the prices here in Louisville are affordable, always have been, which is part of the charm.

Being in mid-America, it seems we were never hit to hard by the bubble, and the matter of supply vs. demand applies here to Louisville Metro.

We are expanding however, building new attractions like the new Yum Center Stadium, etc.

We also preserve well-- we have more park land in the country, as well as Victorian Homes and Bungalows, Arts&Crafts etc.

Feel free to hit us up on http://www.louisvillehouse.net to see detailed searches here in Louisville, Old Louisville, St. Matthews, Cliffton, The Highlands, Mockingbird Valley, and other beautiful places to chose from.

Thanks!
Allison

Allison Scott-Eagan
Eagan Team Realtors
Distinctive Property Specialists and
Real Estate Investment Consultants
Accredited Platinum Real Estate Professional, APREP

24/7: (502) 634-8001
FAX: (502) 416-0663
Eagan Team - RE/MAX Metro
www.eaganteamrealtors.com
... more
0 votes 3 answers Share Flag
Wed Jan 9, 2013
Neil Blumberg answered:
Hi, I have around 30 homes available for lease option. Some in east Louisville. I also am able to provide owner financing for you: you choose the home, we buy it and lease option it to you. Lease option is not for everyone - there are many pitfalls we would need to discuss. I can be reached at 502-254-9600. ... more
0 votes 3 answers Share Flag
Tue Mar 26, 2013
Chase Thieneman answered:
Hello. Check out the site below for more information, it may help. If and when you decide to move give me a call. I would love to work with you in finding your dream home, making it as stress free as possible. 502-367-SOLD!
http://www.neighborhoodscout.com/ky/louisville/audobon-park/#desc
... more
0 votes 3 answers Share Flag
Fri Apr 26, 2013
Keith Jean-Pierre answered:
With that credit score, as long as your income ratios are okay you should be able to qualify for an FHA loan. Best of luck!
0 votes 9 answers Share Flag
Tue May 7, 2013
Bob Sokoler answered:
Hi Again Johnnice,
I'm not sure what the company is at that location, but I'm including a link to a series of credit repair companies that you find in the Yellow Pages, yes they still exist but they are now online. Be very careful about who you work with. Ask for client recommendations and call those recommendations. I know some credit repair companies can be helpful, and I still think talking to a mortgage lender that you trust can help you and go a long way to repairing credit. Here's that link:http://www.yellowpages.com/louisville-ky/credit-repair-service.
Call me if you need me, Bob Sokoler, wesellLouisville.com, 502-376-5483
... more
0 votes 5 answers Share Flag
Sun Sep 22, 2013
Marge Bennett answered:
hopefully your agent will preview the property for you and take pictures/video. Ideally, maybe get you on skype or facetime so you can "see' it together.
To arrange a site visit, set an appointment, book your flight and hotel and come see it. ... more
0 votes 5 answers Share Flag
Thu May 9, 2013
Carl Henker answered:
PMI is based on the purchase price of $400,000. If it is worth more you made a good buy. If your are using conventional financing you may be able to remove PMI in a couple of years with a new appraisal. ... more
0 votes 4 answers Share Flag
Wed Jan 20, 2016
Joel Lobb answered:
There is no lender that I know locally that will do a jumbo loan with less than 20 % down. Secondly, if you do a short sale on the home in Florida, most lenders will consider that a foreclosure and make you wait anywhere from 3 to 7 years before you can do a secondary market loan. I. E. I Fannie Mae, Freddie Mac, FHA, VA, USDA etc ... more
0 votes 10 answers Share Flag
Tue Jan 22, 2013
David Pauley answered:
I would be more than happy to answer any questions you have.
0 votes 6 answers Share Flag
Tue Dec 11, 2012
Joel Lobb answered:
https://entp.hud.gov/idapp/html/condlook.cfm



Joel Lobb (NMLS#57916)
Senior Loan Officer
502-905-3708 cell
502-813-2795 fax
jlobb@keyfinllc.com

Key Financial Mortgage Co. (NMLS #1800)*
107 South Hurstbourne Parkway*
Louisville, KY 40222*
http://mylouisvillekentuckymortgage.com
... more
0 votes 5 answers Share Flag
Fri Dec 7, 2012
Joel Lobb answered:
Joel Lobb (NMLS#57916)
Senior Loan Officer
502-905-3708 cell
502-813-2795 fax
jlobb@keyfinllc.com

Key Financial Mortgage Co. (NMLS #1800)*
107 South Hurstbourne Parkway*
Louisville, KY 40222*
http://mylouisvillekentuckymortgage.com
... more
0 votes 1 answer Share Flag
Fri Dec 7, 2012
Neil Blumberg answered:
Hi Johnnice, I have specialized knowledge of owner financing. It's not suitable for everyone and has multiple risks associated with it. It also has many advantages.

I know of 4 owner finance homes in Louisville that meet your criteria. I can be reached at 502-254-9600. ... more
0 votes 2 answers Share Flag
Wed Nov 28, 2012
Brian Puryear answered:
Have 2/2 available for purchase at www.highlandloftscondos.com

If interested please call me at 502-418-5056.

Owner/Agent
0 votes 1 answer Share Flag
Sun Nov 25, 2012
Michael Cheng answered:
You can expect to see an endless range of evaluations from different people over the next two years. Some people might say housing should go down, and some up. It's impossible to say what the percentage change each evaluation would be.

It's my evaluation that the primary markets along the coastal cities will continue to lead the rebound with another 10-20% of gains over the next two years. Much of that is driven by foreign interest and monetary stimulus. As we go into secondary and tertiary markets or just away from the coasts, I see gains being more subdued, probably in the 0-10% range as interest drops in those properties and fewer buyers can qualify for loans to take advantage of the stimulus.

Of course, there are always going to be pockets that jump far away from that range. Just watch any oil or coal producing area.
... more
0 votes 4 answers Share Flag
Mon Nov 12, 2012
Buck O'Connor answered:
There have been 8, from $300,000- $800,000 in the last 12 months. One is listed for sale near $1,000,000.

I would love to show you this or help you find any other wonderful condo in the area.

Just call!

Tom
502-418-8319
... more
0 votes 6 answers Share Flag
Thu Oct 25, 2012
Neil Blumberg answered:
Fri Dec 7, 2012
Jim Simms answered:
Hi Clara,
It depends on the type of loan you are going to use and the length of time on his BK, I am in the office most of the day if you need this answered in detail, my direct line is 753-4127, good luck,

Jim Simms
NMLS # 6395
JSimms@cmcloans.com
Financing Kentucky One Home at a Time
... more
0 votes 3 answers Share Flag
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