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Home Buying in 38182 : Real Estate Advice

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Activity 185
Tue Apr 2, 2013
Neal Masters answered:
I WOULD BE GLAD TO SEND YOU DUPLEXES THAT ARE AVAILABLE. DO YOU HAVE A CERTAIN AREA THAT YOU ARE INTERESTED IN. I WOULD NEED YOU TO CALL ME. NEAL MASTERS 901-634-7476. there IS A SECTION IN MLS THAT IS ACCESSABLE TO REAL ESTATE AGENTS THAT HAS JUST DUPLEXES AND MULTI-PLEX.
NEALMASTERS1@AOL.COM
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0 votes 3 answers Share Flag
Wed May 1, 2013
Suzanne MacDowell answered:
I don't know if it's normal, but it's not unusual. I had a similar situation this spring. Once the verbal counter offer was accepted we had to update all the documents, including the settlement statement and the offer then we have to wait for 10 - 14 days for all that to come back from some department or other and once it does we have to wait AGAIN for another department to do something or other. It's frustrating but you are coming to the end of the line. Hang in there! Oh, and BTW, OUR offer was submitted 9/18/2012! ... more
0 votes 5 answers Share Flag
Tue Apr 16, 2013
Mitanni Spruill answered:
The real estate market is definitely on an upswing and the rental market is thriving. Please contactvme for more info.
0 votes 6 answers Share Flag
Wed Mar 20, 2013
Laron A Jones answered:
Thu Nov 21, 2013
James and Kenisha Martin answered:
Have you talked to a loan officer? I would talk to a loan officer at the place where you bank at first.
0 votes 18 answers Share Flag
Mon Sep 23, 2013
Danny Freeman answered:
Several depending on where you are buying. Call me at 406-3224 and we can discuss areas.
0 votes 5 answers Share Flag
Sat Mar 8, 2014
Mark Stauffer answered:
I will punt to the mortgage professionals, but last I knew on a chapter 7 bankruptcy -you can get a FHA loan after 2 years (if your credit has been re-established). I believe it is 2 years from the date of the discharge for VA loan, and 4 years on a conventional loan.

If the guidelines have changed, someone please correct me.
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0 votes 2 answers Share Flag
Mon Mar 4, 2013
Maggie Armstrong answered:
Hey Peachez, 38104 is considered Mid Town and typically holds it value very well! Most people that live there absolutely love it! Wonderful things are happening in that area and I would say depending on which home, you could possibly be making a Great Real Estate Investment and for sure a good lifestyle investment, especially if you are currently renting. You can "own" most of the time for way less than you can rent for, saving you a lot of money. So stop throwing any money down the drain and invest in homeownership. I am here and able to help you every step of the way! Just give me a shout at 901.461.7216!
Maggie Armstrong
Keller Williams Realty
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0 votes 3 answers Share Flag
Tue Jan 22, 2013
Bob Brown answered:
Yes. Visit my website http://buyselltnhomes.com and click on the Partners/View All Partners right side. Contact Jeff at RH Lending - he told me he could go 580. Where is McEwen Tennessee? ... more
0 votes 2 answers Share Flag
Mon Jan 21, 2013
Jo Shaner answered:
Hi Fred,

It's a process that cannot be easily addressed without a little more info from you. I have helped several Canadian families who have moved here in the past 3 years (can furnish references).

Contact me direct @ joshaner@kw.com.

Glad to have you here.

Jo Shaner
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0 votes 6 answers Share Flag
Mon Jan 21, 2013
Jason & Laura Wallace Team answered:
If you filed Chpt 7, you will have to wait 2 yrs from your discharge date and reestablish credit before you buy a home.

With a Chpt 13, you will have to reestablish credit and wait 1 yr from discharge date.

Hope this helps!

Laura and Jason
Selling homes for a decade!
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0 votes 3 answers Share Flag
Thu Feb 21, 2013
Douglas Conner answered:
Omni Properties is one of the largest and best property management companies in the Memphis area. They manage over 1,000 properties in Memphis, Nashville and NW Mississippi. Their web site is www.omnirealty.net and phone # is 901-372-5513. ... more
0 votes 4 answers Share Flag
Sat Dec 8, 2012
Hamza Ibrahim answered:
Currently the property is a pre-foreclosure and a notice of sale has been submitted. Typically, once the notice of sale has been submitted it will be listed soon (typically within 30-60 days).

If you would like a detailed report on this property, email me at realestateofmemphis@gmail.com
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0 votes 2 answers Share Flag
Tue Jan 22, 2013
Bob Brown answered:
Well you will have closing cost (approx 2% - 3% of sales price). Your closing attorney can provide the exact amount (Close-Trak is a good choice). A home warranty would be optional at a cost of approx $454 for 1-year service (First American Home Warranty). If you want to be represented by a Realtor, we can ask the seller to coop for a 3% commission for you. I would suggest you use a Realtor to make sure you have all the necessary forms for your protection. I'm available. ... more
0 votes 3 answers Share Flag
Fri Mar 29, 2013
Todd Berry answered:
Afternoon, fellow Texan! There are several great areas in Memphis. Feel free to give me a call anytime and we can figure out the best fit for you!

Todd Berry
Crye-Leike REALTORS
901-288-3230
todd.berry@crye-leike.com
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0 votes 13 answers Share Flag
Fri May 30, 2014
Andrew Wilkinson answered:
Hi there Mmpizar,

This is a great question, but I think you might have a better chance of getting more answers if you reposted your question in our "Memphis, TN" section, which you can find here: http://www.trulia.com/voices/Memphis-Home_Buying-10002-24404

Good luck,

Andrew
Community Manager
Trulia Voices
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0 votes 4 answers Share Flag
Tue Feb 26, 2013
Bryan Horn answered:
FHA loans require a 3 yr wait after short sales, 2 yr wait after Chap 7 and 1 yr wait after Chap 13.

Conventional loans (Fannie Mae) require 7 yr wait after short sales if you have less than 10% down and only a 2 yr wait if you have 20% down. Chap 13 is a 2 yr wait after discharge. Chap 7 is a 4 yr wait.

Hope this helps!

btw - how are property values doing on the low to mid end in Memphis? thanks, Bryan
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0 votes 3 answers Share Flag
Wed Oct 24, 2012
Ray Gaudet answered:
I would float the rate. I think rates are safe until after the election.
Or contact a lender that will "lock" you and allow you to lower it once over the period of your lock term.
We have a few companies that do that in Knoxville; I would suggest calling around to hear about more attractive programs.

Good Luck,

Ray Gaudet
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0 votes 6 answers Share Flag
Sun Aug 25, 2013
Maria Cipollone answered:
A bankrupcy will reflect on your credit report for the next 7 to 10 years, but it does not mean that you can not obtain a new mortgage a year later after the bankrupcy. It really depend on How you will manage and improve your financial stability. Shop around for a mortgage broker, they have access to many banks, private lenders and many different programs.

Best of Luck,

Maria Cipollone

www.Flahomespecialist.com
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0 votes 2 answers Share Flag
Mon Nov 11, 2013
Rodney Mason answered:
You woul need to contact a Wells Fargo loan officer to find out about that.
0 votes 3 answers Share Flag
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