CONGRATS! Looks like you are working hard to get things turned around for you!
The way I understand it Sean, is that it takes 24 months to sign on the dotted line. But, since it may take 1-3 months to find a home and another 30 days to close, you are right on time.
Your best best is to get with a lender and he/she can walk you through step by step. I have a couple of lenders I work with, that are great and my clients have loved them. I am NOT a finance agent so they know the very latest.
I would love to help you make this next Real Estate move. But whatever you do I wish you continued success!