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34289 : Real Estate Advice

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  • Home Buying2
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Activity 168
Sat Dec 10, 2016
Danielle Sharp answered:
Sounds like it's time to contact a real estate attorney. Situations like these are exactly why working with a real estate professional is imperative.

Good luck.
0 votes 34 answers Share Flag
Sun Jan 15, 2012
Tammy Hayes answered:
Mike,
Right now in the MLS there is only one rental in Heron Creek for $1500 per month. No rentals available in the other communities. You may want to try a rental agency such as www.rentmeflorida.com or try rental web sites.

Ebay Classifieds – http://www.ebayclassifieds.com/
Florida Rental Ads – http://www.floridarentalads.com/
Real Rentals – http://www.realrentals.com/
Rentals.com – www.rentals.com
Rent Range – www.rentrange.com
Sarasota Herald Tribune - http://www.heraldtribune.com/
Sun Herald – www.sunnewspapers.net

Tammy Hayes, Realtor
Green Lion Realty, Port Charlotte, FL
tammyhayesre@gmail.com
941-276-6185
... more
0 votes 3 answers Share Flag
Sat Apr 28, 2012
Daniel Klein answered:
When finding a short sale agent, the same rules apply. Make sure the agent actually has short sale experience. Although a lot of agents have "certifications" in short sales, these are usually worthless, unless the agent has done and completed short sales in the past. You do not want to be a guinea pig.
Short sales only get tricky on the seller side, but buyer be aware. These deals can take time.

If you dont want to wait, you may want to consider buying an REO property. Statistically they sell for 30% less than retail, while short sales dont necessarily offer a better deal over a normal sale. Remember, the bank approves a short sale if the offer is close to appraisal value, which is 100% retail.
... more
0 votes 26 answers Share Flag
Wed Dec 7, 2011
Edyta Gryc answered:
Verbal OK is simply unenforceable. Unless the owner receives an approval in writing, you cannot do anything except waiting.
Good luck!
0 votes 7 answers Share Flag
Mon Nov 28, 2011
Alma Kee answered:
No, not unless you're a wholesale investor with millions of dollars to invest in a large portfolio of homes.

Otherwise you have to pay "retail" or show up at the courthouse with ALL CASH and take the risks of condition problems, title issues and liens that survive the foreclosure when the lender auctions it at the foreclosure sale. Some lenders will allow a sale below their final judgement amount. Again you must pay ALL CASH within 24 hours or less so if you're not an ALL CASH buyer this is not an option for you.

Bank Asset Managers will eventually list a property for sale and the more prudent ones will require a minimum 7 day exposure on the market to ensure they sell for the maximum price.

If NCUA is a credit union, you may be able to contact them directly but they would be foolish not to list a property on the open market for all buyers to bid...

All the best,
Alma
www.SoldOnTampa.com
... more
0 votes 2 answers Share Flag
Tue Jun 10, 2014
Jim Sweat answered:
Hi Donna,

It is possible. Prices have started to move up since the inventory has gone down, but you can still get a nice home under $100k, if you move on it quickly. Now that word is out how affordable our area is, homes tend to get snagged soon after hitting the market.
I can set you up with a search feed directly from the MLS that all of the Realtors use that will let you know immediately when a home hits the market, or if there is a price reduction. Just let me know if that would be of interest to you.
Are you familiar with North Port and SW Florida?
A couple of years ago it seemed like there would be an excess of homes for sale in North Port for years to come, but there is actually very little inventory currently available.

Check out our Facebook page for more information on the market and fun things to do in Southwest Florida.
http://www.facebook.com/skgflorida and then plan a trip down!

I also have a few blogs on my Trulia profile that may be of use to you when considering values on homes. That information is pertinent all across the country.

All the Best,

Jim Sweat, ABR, CRS, GRI, CDPE, e-PRO, ILHM
Realtor
Sandals Realty http://www.ExplainShortSales.com
941-306-7384
Team@JimSweat.com
... more
0 votes 7 answers Share Flag
Mon Nov 21, 2011
Danielle Sharp answered:
Have you spoken to a loan officer or mortgage broker? If so, were you denied? Getting approved for a loan is no longer a simple process these days and does require more than just excellent credit, particularly for a second home. if your debt to income ratios are too high or you do not have sufficient reserves (savings) a lender will consider it an extremely risky proposition. After the housing bust lenders have become extremely cautious about giving anyone a penny especially investment and second home loans - the chance of default is considered much higher than a primary home.

Good luck!
... more
0 votes 10 answers Share Flag
Sun Nov 13, 2011
Genevieve Ramachandran answered:
Sharon,
North Port is certainly a good idea and very doable. Once we start physically start looking aat properties and areas, then you can decide if North Port is for you.
Feel free to call or email me to get started.
Genevieve Ramachandran
... more
0 votes 11 answers Share Flag
Tue Nov 8, 2011
Tammy Hayes answered:
Single family home, condo, villa, mobile home. Not sure what you are looking for. I would recommend contacting Rent Me Florida. www.rentmeflorida.com You can check out what they have available on their web site and also contact a Rental Specialist there. They can look for something for you.

Tammy Hayes, Realtor
Green Lion Realty, www.greenlionrealty.com
tammyhayesre@gmail.com
941-276-6185
... more
0 votes 2 answers Share Flag
Fri Oct 21, 2011
Tammy Hayes answered:
The list price right now is between $70,000 to 90,000 with no pool on a normal lot, 3 bed, 2 bath. If I can help you with anything let me know. Our agency covers North Port. We are located one street away from Toledo Blade on Barger.
Feel free to search properties on our web site for comparison.

Tammy Hayes, Realtor
Green Lion Realty
tammyhayesre@gmail.com
941-276-6185
... more
0 votes 1 answer Share Flag
Wed Sep 7, 2011
Rich Homer answered:
Unfortunately, I have found less than accurate data at times here and with other MLS syndicators as well. You might imagine how hard it is to keep up with entire U.S. housing market. I usually direct my clients to use our website http://www.team1-realestate.com but that won't help you there. Best to hook up with a local Realtor who has a solid website like ours to find REO's or let them do the searching for you. ... more
0 votes 12 answers Share Flag
Sun Jul 31, 2011
Danielle Sharp answered:
We are not attorneys and cannot give legal advice. With that said, here is an idea....

It's common practice for lenders to force place escrow for taxes or insurance if neither have been paid. The municipality or insurance company will send the mortgage company a notice that a policy hasn't been renewed or taxes have gone unpaid. Without knowing exact details of your situation or status of the property in FL no one aside from your attorney can really answer the question. Typically in FL if you have filed BK, the foreclosure is on hold until discharge is recorded and then starts up again. You may still be receiving notices from BoA because technically you still own the home and it has not reverted to BoA's possession yet. ... more
0 votes 6 answers Share Flag
Sat Oct 15, 2011
Alma Kee answered:
That's a personal choice that only you can answer. Some screening is less opaque so try different types of sceens before you select one.
0 votes 14 answers Share Flag
Thu Apr 26, 2012
Bill Eckler answered:
Kelly.

There are many opportunities in the North Port area. Contact me and we'll see what is available.

Bill

Michael Saunders & Company
billeckler@michaelsaunders.com
941-408-5363
... more
0 votes 3 answers Share Flag
Sat Apr 2, 2011
Werner Untrieser answered:
I do have a three bedroom with a den, SqFt. 1,872 on Bronco Lane with owner financing, 10% down.
Here is a virtual tour:

http://www.visualtour.com/show.asp?t=2225134&prt=10003


Please contact me at 941-356-6580

Werner
... more
0 votes 1 answer Share Flag
Tue Mar 29, 2011
Roxanne Moore answered:
Yes, you will find public sewers in the oldest section of town near US 41 and in the subdivisions like Heron Creek, Bobcat Trail, Cypress Falls, Cedar Grove, Sabal Trace, Charleston Park, Talon Bay and more. Most of the newer homes outside of developer's subdivisions and built in the last ten years or so are on well and septic. If you want to be on a search only for homes with public sewer, we can arrange that.

Roxanne Moore, Realtor
Green Lion Realty
www.GreenLionRealty.com
Roxanne@GreenLionRealty.com
... more
0 votes 5 answers Share Flag
Wed Apr 6, 2011
Shawn Phillips answered:
Sarasota County has a down payment assistance program that might be perfect for you. http://www.americandreamdownpaymentassistance.com/state.cfm?code=FL
If you are interested, give me a call at 941-416-1683. ... more
0 votes 1 answer Share Flag
Tue Mar 15, 2011
Andy asked:
0 votes 0 Answers Share Flag
Sun Feb 27, 2011
Vickie Hinkle answered:
Hi Terry!

Thank you for your inquiry at Trulia! Yes, Avanti Circle is in the Jockey Club in North Port. There is an HOA fee too. The Jockey Club features a clubhouse complete with swimming pool and tennis courts. Please let me know if I can be of any assistance. I don't believe Cambay Street in North Port has an HOA fee. ... more
0 votes 4 answers Share Flag
Tue Mar 22, 2011
Suzanne MacDowell answered:
Banks are strange actors these days. They are trying to minimize their losses, however, they don't really know the real estate market and often the asset managers (like many homeowners) hire real estate experts but then do not listen to the advice for which they are paying. So, they over price the house, then blame the realtor when the home won't sell. And then they allow the listing to expire and hire a different realtor thinking that will make the difference and get the home sold. It won't. There are certainly differences between realtors, as in any business. Some have a better marketing plan, some just plain work harder, but one of the biggest factors in getting any home sold is price and if the homeowner, whether it is an individual or a bank, will not price the home correctly no amount of hard work or marketing skill will get it sold. I have watched banks chase the downward spiral of home prices, all the while blaming anything and anyone other than their refusal to price the home according to market conditions, only to lose huge amounts of money.

The other factor, in our area at least, is the "days on market". Many homeowners, once their listing has become 'stale' will withdraw and relist their home in order to reset the days on market clock so the listing looks fresh. It doesn't really fool anyone, but it makes the homeowner feel better.
... more
0 votes 5 answers Share Flag
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