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Financing in 33954 : Real Estate Advice

  • All11
  • Local Info2
  • Home Buying5
  • Home Selling0
  • Market Conditions1

Activity 7
Thu Jun 25, 2015
Tracy Hoyt answered:

You do not need to use a VA lender near the purchase area, it is easier sometimes but that is not often the best choice for your money. Each lender can be very different and it is important to find one that can work with you to get the best experience for you.

I have a few lenders I recommend and would be happy to give you their information. We have used two of them personally for our own properties using VA loans.

If you are not currently working with an Agent, I would be happy to recommend someone to you. We have a large network of Agents that work to give you the best experience in the business.

Please review my profile on Trulia and send me a message or email me directly at and I can send those lenders to you. I will tell you who I preferred to do our loans and why they worked best for us. You are allowed to shop around and you should.

If you have other questions, please don't hesitate to ask. NO pressure, just help.

Tracy Hoyt
Prudential Tropical Realty
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0 votes 9 answers Share Flag
Sun Mar 4, 2012
Tammy Hayes answered:
Check with a local lender. Here are a few. A mortgage broker can search for different rates for you.

Morningstar Mortgage
2256 Jasmine Way
North Port, FL 34287
Joseph Morningstar
USDA Loans

Mortgage Supercenter USA
Dona Smith
Licensed Mortgage Broker
18501 Murdock Circle, Suite 501
Port Charlotte, FL 33948
Toll Free: 866-288-7140
Local: 941-625-3987
Cell: 941-302-8098
Fax: 941-625-3192

Calusa National Bank
Odette Embury
Senior VP, Residential Lending
1850 Tamiami Trail
Port Charlotte, FL 33948
Phone: 941-255-8558
Fax: 941-467-3070

Community Home Mortgage
Christine Lee
Mortgage Consultant
22079 Kimble Ave
Port Charlotte, FL 33952
Phone: 941-764-8228
Toll Free: 888-999-7858
Fax: 941-764-7559

Michael P. Klein, Jr.
Mortgage Planner
2189 Ringling Blvd.
Sarasota, FL 34237
Phone: 941-544-7174
Fax: 941-240-2138

Charlotte State Bank
Connie Ritchhart
Senior VP, Residential Lending
1100 Tamiami Trail
Port Charlotte, FL 33953
Direct: 941-624-1906
Cell: 941-875-5224
Fax: 941-624-2308

Jerry Hodges
The Home Loan Consulting Group
Toll Free – 800-536-1127 Ext. 735
Direct Line – 502-379-6088
Direct Fax – 800-517-4648
Krobath & Helm
Debra Krobath

Joseph Jowdy
First Equity Financial, LLC
110 North Orlando Ave, Suite 9
Maitland, FL 32751
Phone: (407) 740-7778
Mobile: (321) 436-8170
Fax: (321) 214-2252
USDA Loans
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0 votes 3 answers Share Flag
Fri Oct 28, 2011
Steve Vinson answered:
Jim....I just emailed you

Steve Vinson
Clearwater Federal Mortgage
0 votes 5 answers Share Flag
Wed Sep 25, 2013
Dallas Texas answered:
Your credit is pulled when you apply for a loan THEN right before closing. Why a home buyer SHOULD never apply for credit OR purchase anything till you have closed and keys in your hand

Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
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0 votes 10 answers Share Flag
Wed Apr 28, 2010
Alma Kee answered:
Call your current "servicer" that collects your mortgage payments to find out about programs. While you're at it ask who is the actual owner (investor) on your mortgage. Fannie Mae and Freddie Mac owned mortgages may have more programs than others since they are Government Sponsored Entities (GSEs).

Below is a link to a recent news article.
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0 votes 1 answer Share Flag
Mon Mar 7, 2011
Marita Topmiller answered:
No, Michelle, I have never heard, nor would I allow my buyers to put money
into a home they don't own.

Who are "they are telling us..." ?
0 votes 11 answers Share Flag
Fri Apr 25, 2008
Dirk Knudsen and Kirra Krussman answered:
This sort fo thing is getting really tough to do! I would get a good lender and make sure they have the money to deliver as many talk big but can not do! How about an owner carry on the second? Is this for you or a buyer? I guess a little more info is needed. Is there a down payment?

Need more to go on.

Re\Max Hall of Fame
Portland, Oregon
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0 votes 5 answers Share Flag
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