Financing in 33444 : Real Estate Advice

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Ann Ryan, Real Estate Pro in Doral, FL
Ann Ryan answered:
i have a small business but i don not show income i have been renting same condo for 3 years paying $ 1750/month. i need to buy a small house 30k
If you haven't been documenting your income, it will probably be difficult to get financing. (Actually, it's going to be difficult to finance a house for only 30K anyway) Do ... more
0 votes Share Flag Sat Feb 25, 2012 Financing in 33483
Myke Atwater, Real Estate Pro in Santa Rosa Beach, FL
Myke Atwater answered:
We are buying a foreclosure for cash that needs rehab. Are there any gvmt loan programs just for repair? We will not be living there, will be a rent.

Fannie Mae has a "homepath" loan program for rehabing a property, and there is a 203K loan program as well. Check on the Fannie Mae website and also call a lender t ... more
0 votes Share Flag Tue Dec 27, 2011 Financing in 33445
Marsha Mayer, Real Estate Pro in WEST PALM BEACH, FL
Marsha Mayer answered:
Is is a problem for a Canadian to get a Mortgage on a property in Delray Beach?
No problem. There are certain banks here who cater to Canadian borrowers. Scotia Bank is one of these.
I hope this helps.

If you need further assistance I can provide.

Marsha M ... more
0 votes Share Flag Sun May 8, 2011 Financing in Delray Beach
Joshua Leret…, Real Estate Pro in Tampa, FL
Joshua Lerette answered:
Is there a problem with a Canadian getting a mortgage home in Florida. ie Kings point purchase of approximately $25000.
Thats a pretty small loan amount. After 25% down you are pretty much better off getting a secured loan rather than a foriegn national loan. Not too many investors will touch a loan that ... more
0 votes Share Flag Fri May 6, 2011 Financing in 33484
Alma Kee, Real Estate Pro in Tampa, FL
Alma Kee answered:
Does any body knows a good Commercial Mortgage company in the Florida Area???
You may want to contact larger commercial real estate brokers for referrals.
0 votes Share Flag Sat Apr 2, 2011 Financing in 33483
Alma Kee, Real Estate Pro in Tampa, FL
Alma Kee answered:
How to analyze what is the very best loan, for any especific circumstance?
Go look at the spreadsheets on:

It also has a list of "upfront" lenders and mortgage brokers. You may want to try to qualify to get on the list..
0 votes Share Flag Fri Apr 1, 2011 Financing in 33483
Christy Schw…,  in Sarasota, FL
Christy Schwartz answered:
Is a 30 year fixed rate at 4.99% on $520,000 better than $417,000 fixed 30 year at 4.5% and a 103,000 HELOC at 4%, which balloons at 5 years?thank...
The payment's are going to be better with the 2 seperate mortgages, but in 5 years you are going to want to refinance to put the HELOC in with the 1st mortgage and make one payment ... more
0 votes Share Flag Tue Nov 9, 2010 Financing in 33483
Wanda, Other/Just Looking in 33445
Wanda asked:
can a open access loan be brokered?
0 votes Share Flag Thu Apr 22, 2010 Financing in 33445
thelendingte…, Real Estate Pro in Clearwater, FL
thelendingteam answered:
Does Fannie Mae /Freddie Mac refinance a loan from another bank?
Yes they do. There has been some confusion over this with the Hope for Homeowners programs called Fannie Mae DU REFI Plus and Freddie Mac Relief Refi.

These programs are for use if ... more
0 votes Share Flag Thu Oct 15, 2009 Financing in 33445
Nicholas,  in San Francisco, CA
Nicholas answered:
With the new laws, etc. and so many people "underwater", is it even possible to refinance? I have a house that I no longer live in
Hello Linb1, if you email me your loan #, I can check for you whether you are eligible for the mha loan with bank of america, which bought countrywide. Your loan has to be a conforming ... more
0 votes Share Flag Sun Oct 4, 2009 Financing in 33445
Scott Miller, Real Estate Pro in Boca Raton, FL
Scott Miller answered:
Trying to refinance but underwater
Hi Daniel,

There really is no way to refinance your mortgage if your 'upside down' or 'underwater' as you wrote. The best alternative is to try to modify your loan with your curren ... more
0 votes Share Flag Wed Feb 29, 2012 Financing in 33445
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