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33313 : Real Estate Advice

  • All16
  • Local Info4
  • Home Buying7
  • Home Selling2
  • Market Conditions1

Activity 839
Fri Jun 7, 2013
Brian Radeer answered:
Hassan, since the zip codes stretch far it's hard to pin-point exact locations just by zip codes but depending on what style property you are looking for, most ocean access homes are located east of Interstate 95 and more country club locations and gated type communites would be located west of 95 which would be more dry-lot properties or lakefront. ... more
0 votes 12 answers Share Flag
Tue Jan 27, 2015
Stephen McRory answered:
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UMMMM....NO!!!

Those days are over! He or she CANNOT get a Flat Fee from you AND money from the lender too, not even 1 cent!!

This is an absurd rule from this Nasty Dodd Frank Reform Act that has eliminated options for consumers and causing borrowers to have to come out of pocket with money they prefer not to come to closing with.

Its also causing many deals to not close!

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... more
0 votes 12 answers Share Flag
Sun Apr 14, 2013
Rich Homer answered:
Best next action is to ask a local Real Estate Broker by clicking "Find a Pro" in the main menu at the top of this website. http://www.naplesrealestateguys.com/
0 votes 2 answers Share Flag
Sat Apr 13, 2013
John Bourassa answered:
It depends. You need to consult with a mortgage a mortgage broker or a mortgage banker.
0 votes 6 answers Share Flag
Sun Jul 21, 2013
Ryan Hanrahan answered:
Kellie,

The only way to filter out the 55+ properties would be to use a realtor that can access out MLS service. If you would like I can send you a filtered property search based on your criteria to see if there is anything of interest. Please let me know if I can help in any way.

Sincerely,

Ryan Hanrahan, PA
Christopher White Group
rkh5656@aol.com
954-608-0527
... more
0 votes 3 answers Share Flag
Tue Apr 16, 2013
John Bourassa answered:
Hi Angielee,

Anything in close walk to any beaches in the entire country is always a good to a best neighborhood to be in for they are by far the #1 locations every one wants (or, at least, dreams to one day live on a beach). Remember the old saying: "Location, location, location!).

That being said, if your husband is to work in Fort Lauderdale, then, Fort Lauderdale's "east-side" (along the beach) will be where to look (if your husband will work north Fort Lauderdale, then you can also consider south Pompano Beach, and so on). But, if you don't mind long commuting drives, then, Delray Beach (about 25 miles away) or South Beach (also 25 miles away) are also great areas to live.

However, Fort Lauderdale is really a small town with a big, BIG attitude loaded with tons of civic activities, theaters, zillion of restaurants, exciting night life, GREAT SCHOOLD (public or private) and a huge International Airport only 15 minutes drive to. If you get bored living in Fort Lauderdale, don't blame Ft Lauderdale ;-)

For your budget of "...up to $2,000/month..." it should not be difficult to get you in a condo (not a house) within a short walking distance to the beach on a yearly lease. If you want a house, you will need to be in-land within 10-15 minutes drive to the beach.

Welcome to Fort Lauderdale!
... more
0 votes 5 answers Share Flag
Fri Apr 26, 2013
Keith Jean-Pierre answered:
Normal wear and tear is the liability of the landlord, but anything outside of "normal" is tenant responsibility. As for what is "normal", that is open to interpretation, but common sense should be used here. ... more
0 votes 3 answers Share Flag
Mon Apr 15, 2013
John Bourassa answered:
Inspections are very important upon purchasing a property and I highly recommend that every prospective buyer has an inspection done on their selective property. Although many properties are sold "AS-IS" With A Right To Inspect, meaning that a seller is selling his/her property "AS-IS" in the condition it is in and declares that he/she has priced the property accordingly and will not make any repairs to satisfy a buyer's purchase. However, at least, in the State of Florida (check with your state laws), buyers have a right to inspect any properties whether a property is sold "AS-IS", or not, and buyers may walk away from of a contract if they do not like the results or their inspections (extensive work needed and cost for repairs). .

The time limit for inspections vary from contract to contract. Most contracts have a standard general provision (clause) addressing inspections plus they have addendum and riders for specific inspections (Lead Based Paint, Mold, Chinese Dry-Wall, etc.). Standard contract clauses for general inspections usually have 10 or 15 days default periods for inspections but they also have a blank line to manually add another time period if needed (shorter or longer). Make sure that your inspection periods are consistent with each other: i.e. In addition to the general inspection, if a buyer decides to have a mold inspection, mold inspections are timely because they need to be sent out to labs and after results, it could be necessary to conduct more tests and what not. So, you may want to allow more time for this inspection. Otherwise, If buyers let it be within the same time-frame as the general inspection, they may lose their edge to walk away from their contract on technicality of time and be forced to go through with the sale.

I highly recommend to any buyers to do their homework before they are ready to purchase properties. Call professional inspectors, ask questions about what is involved with specific inspections along with potential costs and time involved. This way buyers will have a better idea of time; then, when ready to write a contract, discuss proper time-frame with your Realtor-Agent.

Even if buyers are looking for fixer-uppers and think "What's the use of an inspection. I'm gonna renovate the house entirely." Inspections are money well spent -- especially on a house -- to make sure the house has good bones, good foundation, condition of plumbing and electrical wiring, a solid roof and that its wood is not decayed by dry-rot or other wood damage (termites, for instance). This way buyers know the whole condition of the property. Sometimes, fixer-uppers can be a money-pit.

DISCLOSURE: I AM NOT AN ATTORNEY NOR A PROFESSIONAL INSPECTOR -- DO NOT TAKE MY STATEMENT FOR GRANTED -- ALWAYS CHECK WITH YOUR REALTOR-AGENT, OR A LICENSED PROFESSIONAL PROPERTY INSPECTOR, OR WITH AN ATTORNEY OR WITH ANY OTHER RELATED PROFESSIONALS CONCERNING ANY INSPECTION CLAUSES OR RIDERS TO UNDERSTAND CLEARLY WHAT IS INVOLVED AND TO ENSURE THAT YOU CAN AND WILL GET YOUR MONEY BACK IF YOU WANT OUT OF A CONTRACT AS RESULT OF NEGATIVE INSPECTIONS.
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0 votes 2 answers Share Flag
Tue Sep 29, 2015
Rich Homer answered:
Best next action is to ask a local Mortgage Broker by clicking "Find a Pro" in the main menu at the top of this website. http://www.naplesrealestateguys.com/
0 votes 8 answers Share Flag
Tue Apr 9, 2013
John Bourassa answered:
Yes, but only if you are standing on as puddle of water. What's the matter with you?
0 votes 2 answers Share Flag
Sat Aug 12, 2017
Joe Roman answered:
Hello Miz Repped;

I cannot give you an exact time frame as to how long it would take to increase your credit score, but I do know that a mortgage broker can run your score free of charge provided you eventually work with that broker. The score include all three bureaus which will indicate what steps you'll need to take in order to raise your score to 680 asap. You can also to credit.com and pay a fee and run your score yourself and determine what you need to do. That choice is yours! If you need to be in contact with a good mortgage broker that can help you get a home through various low down payment programs, call me @ 954-557-3416 and I'll be glad to give you his contact info.

Sincerely;
Joe Roman
ERA Herman Group Real Estate
josephwroman@gmail.com
www.realestateinsouthfla.com
... more
0 votes 95 answers Share Flag
Tue Apr 9, 2013
Nicole Nicholson answered:
Thu Apr 4, 2013
Danielle Sharp answered:
Is there a certain benefit that you believe would be achieved by not using a REALTOR with an FHA loan? The type of financing you choose is completely separate from using a REALTOR to represent, negotiate and advise you. ... more
0 votes 14 answers Share Flag
Wed Apr 3, 2013
Ron Thomas answered:
Mon Apr 15, 2013
Ron Thomas answered:
Mon Aug 5, 2013
Anna M Brocco answered:
When it comes to any safety/crime related issues, it's always best to contact the local police department with all your questions, hear all there is to hear firsthand. If unfamiliar with the area(s) do revisit more than once and at different times of day, possibly chat with locals/neighbors. Real estate professionals are prohibited from steering, enticing a buyer to purchase/rent, or not, in specific neighborhoods.
http://www.neighborhoodscout.com/
https://www.crimereports.com/
http://www.homefair.com/
... more
0 votes 5 answers Share Flag
Wed Apr 3, 2013
Angela Schrager answered:
Brandon - this is what is known as a Conventional Mortgage, where the buyer puts down 20% of the purchase price and finances the remaining 80%. Example: House costs $300,000. Buyer finances $240,000, so the mortgage will be for $240,000 and then comes up with the remaining $60,000 themselves.

Holders who finance with this form of mortgage do not have to pay PMI (private mortgage insurance) which is required by lenders where the borrower puts down less than 20%. This can save you about $270/month on these kind of numbers. A conventional mortgage borrower is often seen as more a more attractive prospective buyer to a Seller too.

Hope this helped! If I can help in any other way, or to help you find a property, just let me know,

Best regards,

Angela
Villa G Realty, Inc.
Tel: 954-816-7996
... more
0 votes 5 answers Share Flag
Tue Apr 2, 2013
Stefanie Cohen PA, ABR, SFR answered:
Pets are not allowed in Sunrise Lakes.
0 votes 3 answers Share Flag
Mon Apr 15, 2013
Barbara Easton-Irvin answered:
Here's a few:

1. How old is the roof
2. How old is the Heating/AC unit
3. What additions have been made to the property
4. Are there any open permits
5. If there is a basement, are there any water issues
6. How old is the water heater
7. How old are the appliances
8. Has any electrical work been done
... more
0 votes 6 answers Share Flag
Mon Apr 1, 2013
Jeff and Kaye Piggot answered:
I think it is a good idea to get about three references. You just want to get some idea that the agent you are using has been honest about their experience and expertise and the customer service that they provide. Another effective way to looking into a potential realtor is to spend some time online looking them up and reading what is on websites like trulia and their own website. ... more
0 votes 6 answers Share Flag
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