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Home Buying in 33305 : Real Estate Advice

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  • Local Info0
  • Home Buying4
  • Home Selling0
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Activity 402
Fri Jun 7, 2013
Brian Radeer answered:
Hassan, since the zip codes stretch far it's hard to pin-point exact locations just by zip codes but depending on what style property you are looking for, most ocean access homes are located east of Interstate 95 and more country club locations and gated type communites would be located west of 95 which would be more dry-lot properties or lakefront. ... more
0 votes 12 answers Share Flag
Tue Jan 27, 2015
Stephen McRory answered:
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UMMMM....NO!!!

Those days are over! He or she CANNOT get a Flat Fee from you AND money from the lender too, not even 1 cent!!

This is an absurd rule from this Nasty Dodd Frank Reform Act that has eliminated options for consumers and causing borrowers to have to come out of pocket with money they prefer not to come to closing with.

Its also causing many deals to not close!

====
... more
0 votes 12 answers Share Flag
Sun Apr 14, 2013
Rich Homer answered:
Best next action is to ask a local Real Estate Broker by clicking "Find a Pro" in the main menu at the top of this website. http://www.naplesrealestateguys.com/
0 votes 2 answers Share Flag
Sat Apr 13, 2013
John Bourassa answered:
It depends. You need to consult with a mortgage a mortgage broker or a mortgage banker.
0 votes 6 answers Share Flag
Tue Sep 29, 2015
Rich Homer answered:
Best next action is to ask a local Mortgage Broker by clicking "Find a Pro" in the main menu at the top of this website. http://www.naplesrealestateguys.com/
0 votes 8 answers Share Flag
Thu Apr 4, 2013
Danielle Sharp answered:
Is there a certain benefit that you believe would be achieved by not using a REALTOR with an FHA loan? The type of financing you choose is completely separate from using a REALTOR to represent, negotiate and advise you. ... more
0 votes 14 answers Share Flag
Mon Apr 15, 2013
Barbara Easton-Irvin answered:
Here's a few:

1. How old is the roof
2. How old is the Heating/AC unit
3. What additions have been made to the property
4. Are there any open permits
5. If there is a basement, are there any water issues
6. How old is the water heater
7. How old are the appliances
8. Has any electrical work been done
... more
0 votes 6 answers Share Flag
Mon Apr 1, 2013
Jeff and Kaye Piggot answered:
I think it is a good idea to get about three references. You just want to get some idea that the agent you are using has been honest about their experience and expertise and the customer service that they provide. Another effective way to looking into a potential realtor is to spend some time online looking them up and reading what is on websites like trulia and their own website. ... more
0 votes 6 answers Share Flag
Mon Apr 1, 2013
Ryan Hanrahan answered:
Jeff,

North Andrews Gardens in Oakland Pak (East Ft Lauderdale area) would be a great place to start your searchWith rates at such an advantageous low and rising rental rates in the area this would be a wise investment property. If you like I could send you some potential properties. You can send me your email and I'll be glad to send you some options.

Ryan Hanrahan, PA
Christopher White Group
RKH5656@aol.com
954-608-0527
... more
0 votes 6 answers Share Flag
Sun Jul 7, 2013
marc jablon answered:
Call a mortgage broker that many realtors rely on. Preston Ware 561-329-0075. Or contact him at: http://www.PrestonWare.com.


Marc Jablon, The Jablon Team
RE/MAX Complete Solutions
JablonTeam@gmail.com
561-213-6139
http://www.JablonTeam.com
... more
0 votes 4 answers Share Flag
Wed Mar 27, 2013
Clay Savoy answered:
We are an optimistic bunch by nature and while I can't remember every discouraging a buyer in that way, I have recomended in the past to some property owners that it might not be the best time to sell. That is not the case today!

Clay Savoy, SFR, TRC
Prudential Florida Realty
1306 SE 17th Street
Fort Lauderdale, FL 33316
Direct 954-268-3781
Fax 954-449-2813
... more
0 votes 5 answers Share Flag
Wed Mar 27, 2013
Keith Jean-Pierre answered:
Depends on what the situation on the home is. If the house has multiple offers, I use an escalation clause (allows bidding to take place without always consulting buyer).

If there is only your offer, I would suggest do the comparable research VERY well. The market has completely changed in many places, and multiple offers in a few days is not unheard of. Good luck with your purchase. ... more
0 votes 5 answers Share Flag
Tue Mar 19, 2013
Stephen McRory answered:
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Is this a trick question?

If its HIGH and/or a shorter term (20 or 15 yrs), the less loan amount you'll qualify for, thus the less home you'll be able to purchase.

===
0 votes 2 answers Share Flag
Mon Mar 25, 2013
Stephen McRory answered:
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Here is a way to shop for who best to work with:

http://www.trulia.com/blog/steve_31/2012/07/2012_loan_programs_florida_inc_stated_income_1_day_out_of_ss_bk_or_fc

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0 votes 13 answers Share Flag
Sun Jun 30, 2013
Russ Ravary answered:
You are only going to qualify based on your income alone. Just doing the calculation in my head you make about $30 -33,000 a year. Roughly that is good for about a $100-110,000 loan. Best bet is too start paying those loans on time for a year to get your husbands credit scores back up ... more
0 votes 7 answers Share Flag
Tue Mar 19, 2013
Marta Rosario answered:
As a Realtor when I meet with a client per showing I print out an MLS sheet with all the information of that property so my client can keep track of the houses and the details. Ask your agent to give you the same thing and write notes on it. That's my best advice to you.


Marta Rosario
Realtor
... more
0 votes 11 answers Share Flag
Tue Mar 19, 2013
Marta Rosario answered:
I always recommend for the buyer to be home for an inspection so they can see and be explain by the inspector what the house may need improvement on or what needs to be fix right away. If you are the seller I recommend not to be there because you have some personal attachment to the house and the sellers takes it offensive when the inspector find things wrong.


Marta Rosario
Realtor
... more
0 votes 10 answers Share Flag
Thu Mar 14, 2013
Stephen McRory answered:
=
Get pre qualified
Below are some of the best programs from A to Z available, including the all new Stated Income Alt Loans for Self Employed borrowers

After reviewing program # below, please call me to go over loan options.

1) 100% LTV- VA - pay off debt at closing on a purchases too!
2) 100% LTV- USDA - 12 mo. into Chapter 13 BK…OK Too!
3) 99% LTV- FHA
4) 97% LTV- NEW- No PMI -No FHA 1.75% MIP Fee!
5) 95% LTV- NEW-No PMI!
6) 95% LTV- NEW-CONDO Loan
7) 90% LTV- NEW-No PMI -2nd Home
8) 90% LTV- New-Jumbo w/cc
9) 85% LTV- NEW- No PMI to Super Jumbo
10) 80% LTV- Rental Property

------------STATED INCOME ALT Loan programs-------------
11) 80% LTV- to Super Jumbo
12) 80% LTV- FIX n’ FLIP Invest. Prop. – No min. credit!
13) 75% LTV-to Mega Jumbo
14) 75% LTV- Foreign Nationals-to Super Jumbo
15) 75% CLTV-after Short Sale, BK, Foreclosure to Super Jumbo
16) 70% LTV- Hard Money to Jumbo
17) Lot Loans / Land Loans Too!

Go to: WWW.PRO-OPTION-COM or call 888-662-4404

Steve McRory
Pro Option Mortgage/ Florida
steve@pro-option.com
WWW.PRO-OPTION.COM
Ph: 888 662 4404
#204296

Prior Service U.S. Marine Corps
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... more
0 votes 14 answers Share Flag
Wed Mar 13, 2013
marc jablon answered:
This is type of FHA loan that involves rehab. For a far better and more complete explanation, call a mortgage banker who is very reliable. Preston Ware 561-329-0075. http://www.PrestonWare.com

Marc Jablon, The Jablon Team
RE/MAX Complete Solutions
JablonTeam@gmail.com
561-213-6139
http://www.JablonTeam.com
... more
0 votes 1 answer Share Flag
Mon Mar 11, 2013
Meir Aloni answered:
Any lender who handles FHA loans may assist
FHA has max loan amounts for different counties.....

With enthusiasm,

Meir Aloni & Team

CRS (Certified Residential Specialist)

CDPE (Certified Distressed Property Expert)

RECS (Real Estate Cyberspace Society)

Successfully selling Broward County since 1986!

Direct phone# 954-338-5220 http://www.WeSellBroward.com
... more
0 votes 2 answers Share Flag
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