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Home Buying in 33186 : Real Estate Advice

  • All46
  • Local Info2
  • Home Buying22
  • Home Selling2
  • Market Conditions1

Activity 870
Fri Dec 7, 2012
Andre Shambley answered:
Thank you for your inquiry. Yes you can qualify for a mortgage 2 yrs after bankruptcy considering your credit, debt to income ratio, etc. meet the lender's guidelines.
0 votes 4 answers Share Flag
Mon Dec 10, 2012
Marge Bennett answered:
asked an appraiser that once. he told me windows in frame homes are flush with the exterior wall. Concrete block homes have the windows recessed about 1/2 way between the inside and outside of the block. ... more
0 votes 8 answers Share Flag
Mon Jun 13, 2016
Tamika Moses answered:
Hello,
I am very familiar with this area as I am a native of Miami. This is a very good area as these homes, Aventura Isles are being built on the old Williams Island Golf Course. Over time as sales are going well, these homes will increase in value. You are literally five mins from shopping, major highways in the area. If you would like more information on this new development please feel free to reach out to me as I can send you other pre-construction projects all aroubd South Florida. I look forward to hearing from you. You can also register on my site and have listings emailed to you as soon as they are avaliable.

Thank you,
Tamika Moses
Keller Williams Realty Partners SW
954-404-4646
tmrealtor@yahoo.com
http://flapropertiesbytmoses.kwrealty.com/
... more
0 votes 21 answers Share Flag
Fri Nov 30, 2012
Alison Hillman answered:
Jose,

You can contact the listing agent who will be able to help you learn more about that specific property (and probably will know a lot about similar properties in the area). To find an agent, just click on the yellow button on the property's Trulia listing and you will be able to start a dialogue.

Please let me know if you have any questions or if I can help with anything else. I am happy to be a resource for you. Good luck with the search!

Best,
Ali, Trulia Voices Community Manager
... more
0 votes 1 answer Share Flag
Fri Jun 12, 2015
Moses Schwartz answered:
Hi,
There are lenders that will lend you 50-60% without a problem as a second home or investment property. Feel free to call me and I can point you in the right direction. I have been in the mortgage business for the last 10years and can get you access to very competitive lenders. feel free to call me at 305-987-9179 or email me at moschwartz@msn.com

Regards,

Moses
... more
0 votes 29 answers Share Flag
Fri Nov 30, 2012
Nereida Figueroa answered:
Call me as soon as you can 305 519-3199
0 votes 11 answers Share Flag
Sat Jun 15, 2013
Iris I. Romero answered:
Hello buyer, you are in the right track. You need to get approved by a lender in order to provide approval letter once you find a property to purchase. I can recommend below:

Lucy Rodriguez

Mortgage Loan Officer NMLS 450201

Space Coast Credit Union

(305) 798-4467

(954) 704-5736 Fax

www.sccu.com/lrodriguez

Email: luciar@sccu.com
... more
0 votes 8 answers Share Flag
Sat Dec 15, 2012
Stephen McRory answered:
-

You need to put approx 30% down

See loan programs here:http://www.trulia.com/blog/steve_31/2012/07/2012_loan_programs_florida_inc_stated_income_1_day_out_of_ss_bk_or_fc
0 votes 12 answers Share Flag
Sun Nov 20, 2016
Rich Homer answered:
Your best bet is to contact a local Mortgage Broker at "Find a Pro" in the header of this website.
http://www.naplesrealestateguys.com/
0 votes 5 answers Share Flag
Sun Nov 20, 2016
Steven Epstein, P.A. answered:
Certified FHA 203-K Realtor, I've closed 6 in the past 12 mos, lenders I've used are also certified FHA 203-K loan officers with direct lenders like Prospect, Wells, BOA the 3 best in that order. Call and send me your email address for more details and to discuss your options, wants & needs. Thanks, Steve E ... more
0 votes 3 answers Share Flag
Sat Feb 21, 2015
Tamika Moses answered:
Hello ,

with home insurance rates can be high as we are in hurricane prone state. Please contact e if you have any other questions.

Thank you,
Tamika Moses
Keller Williams Realty Partners SW
tmrealtor@yahoo.com
954-404-4646
... more
0 votes 6 answers Share Flag
Tue Jul 16, 2013
Beth Jenkins answered:
Good Morning,
I suggest that you make direct contact by calling several agents, which I am sure will answer your question here on Trulia.
You can look at agents' profiles here on Trulia to see how engaged they are in the real estate market, but ultimatly you will need to speak to several agents so that you can get a feel for their experience and if they have your best interest in mind-- and who also can identify the different questions that will come up during your search process.

I am an experienced agent that thrives on customer service and have successfully worked with many clients that I have met here on Trulia.

Please feel free to browse my profile and call me at your convenience.

I look foward to hearing from you,
Beth Jenkins
South Florida Brokers
786-374-4778
bethjenk1@gmail.com
... more
0 votes 22 answers Share Flag
Wed Jul 17, 2013
Tina Lam answered:
Since I work with out of country buyers, the only extra cost I've seen has been related to filing income tax, which runs a couple of hundred. The rest of the costs are the same.
0 votes 6 answers Share Flag
Sat Aug 6, 2016
Danielle Sharp answered:
Most mortgages do not allow assumptions any longer. Anyone trying to assume a mortgage would activate the due on sale clause (this states that at the time of title transfer the full amount would be due and payable immediately).

I would be extremely hesitant to participate in anything like that. Contact a real estate attorney for advice.
... more
0 votes 17 answers Share Flag
Mon Nov 5, 2012
Ania Lenzholzer answered:
Check this out, it should answer your question:

http://www.titleprosflorida.com/index_files/trfl.htm

Good luck!

Ania Lenzholzer
Coldwell Banker Residential RE
0 votes 1 answer Share Flag
Mon Nov 5, 2012
David Kurz answered:
Fri Nov 2, 2012
Pablo Torres answered:
Dear Jose,

I have closed foreclosure properties with permitting issues.

I have plenty of commercial and residential experience.

Feel free to reach out to me.

Best regards,


Pablo Torres
AF Realty, LLC
786-205-6988
pabtorres@aol.com
www.miamibuyproperties.com
... more
0 votes 4 answers Share Flag
Wed May 15, 2013
Iris I. Romero answered:
Well, that depends on your personal record and credit. It takes 24 months for you to be able to qualify for a loan, but just as long as you were able to meet the other credit and financial qualifications and guidelines.

You will need to have proper credit score such as 680 above, proper trade lines, down payment of 5-10% depending on your loan.

But to make sure, my suggestion is to contact a lender or broker and explain the situation. Do not let them pull your credit report! Don't lie to yourself; you know if you have increased your credit score... (By making on-time payments, not over extending)
There are several options for finance, but you need to meet with a broker or lender to get all of your options. No needs to search for a home until you have a solid credit approval.

Best of luck and if you are in need of a straight forward real estate professional, please give me a call. I will tell you facts, not sell you dreams.

Sincerely,
Iris Romero
(305) 608-5209
... more
0 votes 7 answers Share Flag
Tue May 6, 2014
James Arrindell answered:
Both are great sources for funding. I do believe that credit unions can offer better rates though. Since they are usually member owned, they have more flexibility where terms are concerned. ... more
0 votes 1 answer Share Flag
Tue Oct 30, 2012
Anthony Khouri answered:
Hi Johnan
At closing the remainder balance will
Be paid to the bank fr the sale of the
Property,subtract $133 fr sale.

Anthony Khouri
305 300 8540
akhourirealtor@att.net
0 votes 6 answers Share Flag
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