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Financing in 33162 : Real Estate Advice

  • All21
  • Local Info3
  • Home Buying7
  • Home Selling1
  • Market Conditions0

Activity 72
Thu Feb 21, 2013
Steven Epstein, P.A. answered:
Please ask a lender, this is mostly a real estate agents & brokers info site. Perhaps a lender member may respond
0 votes 3 answers Share Flag
Tue Feb 12, 2013
Tim Moore answered:
0 votes 3 answers Share Flag
Mon Sep 9, 2013
Jacques Ambron answered:
I think it would be next to impossible to find a mortgage company set up to accept debit cards payments. They usually want checks or direct bank payments
0 votes 3 answers Share Flag
Sun Apr 17, 2016
David Beliard answered:
The minimum credit score to get a mortgage in today economy is about 640.....
0 votes 26 answers Share Flag
Sun Feb 3, 2013
Pablo Torres answered:
Hello there,

This all depends if you are a first time homebuyer or seeking the conventional route.

I be glad to refer you to a mortgage expert.

Best regards,


Pablo Torres

AF Realty, LLC
786-205-6988
pabtorres@aol.com
www.miamibuyproperties.com
... more
0 votes 7 answers Share Flag
Sun Aug 17, 2014
Salman Ali answered:
Yes, 50% is enough down payment for you to get a loan here. Let me have your contact info or call me at 786-300-1254/email at ali@interinvestments.com to find the perfect property for you. ... more
0 votes 5 answers Share Flag
Wed Dec 12, 2012
Rosa Betancourt Garcia answered:
Hello Cathy,

Our Company Avanti Way have their own Department of lenders and I have access to search this service for you.
We provide a unique service to our clients!
You can contact me through rbgfinances@yahool.com or call:


ROSA BETANCOURT G.
AVANTI WAY REALTY
8700 WEST FLAGER # 160
MIAMI, FLORIDA 33174
C : 786-251-2558
O : 305-229-1146
F : 305-229-1299
E-mail Rbgfinances@yahoo.com
rosabetancourtg@avantiway.com
www.avantiway.com
I look forward to helping you.
... more
0 votes 7 answers Share Flag
Wed Jan 25, 2017
Ailed Alzugaray answered:
Hi Thomas,

We work with different lenders and can definitely refer you to one that can assist you.

Please feel free to contact me at your convenience,

Ailed Alzugaray
Keller Williams Realty Premier Properties
(305)439-9977
Email: aaproperties@kw.com
WWW.AAMIAMIPROPERTIES.COM
... more
0 votes 18 answers Share Flag
Fri Nov 16, 2012
Kevin Cloutier answered:
Honest Americans are discriminated against and are the true minority. The rules were made to favor the bankers and politicians.

When the bank puts the screws to us, its "just business, nothing personal". When we take advantage of using the system and walk away or short sale, the banks says "What about your morals and intergrity and the fact that you made a deal, honor it." Then it calls the whitehouse and gets reimbursed more than it "lost". Great deal right? She is a slave to the banker like most of us.

I would advise her to walk, doi a short sale, wait the 2 years or find an owner financing property in the meantime, there out there. Break the chains that bind her enjoyment of life.
... more
0 votes 3 answers Share Flag
Wed Sep 12, 2012
Leo Santos answered:
Michael,
The answer to your question depends on who is holding the escrow. Is it a title company, attorney or a real estate company?
Because title companies are not regulated by FREC, it is much easier to get your deposit monies returned.
Notwithstanding who's holding escrow, I would consult a real estate attorney and have them send a letter to the owner demanding a release of for the deposit be signed and threatning legal action.
This may be all it takes for them to take you serious.
Best of luck!
... more
0 votes 6 answers Share Flag
Wed Sep 12, 2012
Pablo Torres answered:
Hello Jorge,

Your closing costs can range between 2-3% of the purchase price. I have too little information to go by to give you a better picture. if you have already have a property in mind you should already get pre approved by a lender.

If I can be of further assistance, please feel free to contact me.

Kind regards,


Pablo Torres
AF Realty, LLC
786-205-6988
pabtorres@af-realty.com
www.miamibuyproperties.com
... more
0 votes 5 answers Share Flag
Fri Sep 14, 2012
Sophie Bamps answered:
Hi,
Usually when financing a property, all you need is a pre-qualified letter and proof of funds.
You would probably have to talk to your lending bank and see what options they offer.
If you can buy an all cash property, it has a lot of advantages:
-You have no interest rates
-You own it free and clear.

Please let me know if you have any additional questions,

Good luck,
Sophie Bamps
Real Estate Agent
Engel & Voelkers/Miami
Cell: 786-529-4246
E-mail: sophie.bamps@engelvoelkers.com
... more
0 votes 9 answers Share Flag
Fri Jun 8, 2012
Ann Ryan answered:
Maryoline,

The price of land varies too extensively in Dade County for this to be useful to you. What part of the county do you really want to live in? As a general rule of thumb, land will be most expensive near the beach and Doral, and least expensive down near Florida City/the Redlands.


Ann
... more
0 votes 2 answers Share Flag
Thu Sep 6, 2012
Nereida Figueroa answered:
First, your land has to be payoff. Contact lender like Chase, Bank of America, Wells Fargo.
0 votes 6 answers Share Flag
Wed Apr 11, 2012
Howard Vogin answered:
If it is a townhome it should be no problem. If you need a lender let me know.

Thanks

Howard
727-244-3664
0 votes 2 answers Share Flag
Wed Apr 23, 2014
Alma Kee answered:
We have a First Time Homebuyer Bond Program that can give you up to $7,500 to be used towards your downpayment and closing costs. You must have a 620 FICO and the house has to be in good functional condition to be able to get a regular FHA, USDA, VA or Conventional Mortgage. You cannot earn more than about $71k for a single persona household and you must work with an APPROVED lender on the list, go here:

http://apps.floridahousing.org/StandAlone/FTHBWizard/FTHBWizardForm2.aspx

Your county may also have other downpayment assistance programs, google your county name and "first time homebuyer".

All the best,
Alma Kee
www.SoldOnTampa.com
... more
0 votes 3 answers Share Flag
Tue Mar 6, 2012
Gustavo Diliz answered:
Your minumum credit score to qualify is 620, to do a FHA loan. Let me know if you need to qualify, I work with a private lender, same interest as Banks and less complicated that Banks. Just send me an email: gudiliz516@gmail.com ... more
0 votes 5 answers Share Flag
Thu Feb 2, 2012
Mack McCoy answered:
Hmmm. As a Certified International Property Specialist, I can tell you that you are going to pay a premium for financing. The rates you see plastered around are for US citizens and permanent residents with two years at the job and a US credit score in the sevens. Roughly.

I do know a good national lender, email me if you like for more information.
... more
0 votes 8 answers Share Flag
Sat Apr 5, 2014
Kevin Cloutier answered:
Most likely 12 months after the sale if that's all that's wrong with your credit.
0 votes 10 answers Share Flag
Fri Jun 21, 2013
Bsinger answered:
I can help you but for private money 12% is the norm in Florida. I can get 6% but it has to ba a second home and the loan amount must be over $100,000.
0 votes 4 answers Share Flag
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