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Home Buying in 33015 : Real Estate Advice

  • All23
  • Local Info2
  • Home Buying9
  • Home Selling1
  • Market Conditions0

Activity 83
Sun May 5, 2013
Romy Recio answered:
Chavez. Por favor enviame tu carta de pre-calificacion al email: intlgroup@gmail.com. En cuanto vea la cantidad para la que estas aprobado me pongo a buscarte propiedades que califiquen. No dudes en llamarme al 305-791-4291 o yo te llamo manana. Buena suerte. ... more
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Thu Mar 28, 2013
Yanoska Diaz answered:
Hola Yudit, a que ayuda te refieres? ya te reuniste con un oficial de un banco o una compania de hipotecas para que te hicieran una aprobacion? Por favor visita mi perfil y contactame, dejame saber exactamente que has hecho hasta el momento y te digo como completar el proceso. Gracias. ... more
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Sat Mar 9, 2013
Yanoska Diaz answered:
Puedes escribirme atraves de mi perfil, dejame saber para cuanto estas aprobada y demas caracteristicas de la propiedad que esperas adquirir. Muchas gracias.
0 votes 1 answer Share Flag
Thu May 2, 2013
Wayne Collier answered:
I would say no. A chimney liner is a retrofit to use a chimney that does not function properly. If you purchase the home and then want to use the chimney I would say it needs to be inspected and maybe cleaned unless the reason for the liner is because there is extensive damage. Not enough information really but based on the question itself i know of no law or ordinance that says this is required. ... more
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Wed Sep 28, 2016
Tim Moore answered:
Yes, I have sold homes to people who used a home equity loan to get started. Speak to a lender for details and the rules to follow.
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Fri Jan 4, 2013
Scott Godzyk answered:
It depends what is wrong with it. If there is a missing discharge. missing signature or cuch, you shoul;d go back to the title company who made the mistake and have them fix it. you can hire an attorney for any legal questions. ... more
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Mon Jan 7, 2013
Michael Cheng answered:
As a seller, you don't have to pre-pay for any inspections and there's nothing you'd need to sign. However, if you accept a purchase contract which stipulates that the seller shall pay for those inspections, then you'll either have to pay for them or be in breach of contract. ... more
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Thu Aug 4, 2016
Phil Rotondo answered:
Documentary stamp tax is levied at the rate of $.70 per $100 (or portion thereof) on documents that transfer interest in Florida real property, such as warranty deeds and quit claim deeds. (The Miami-Dade County rate is $.60 on all documents plus $.45 surtax on documents transferring anything other than a single-family residence). This tax is usually paid to the Clerk of Court when the document is recorded. The Clerks of Court send the money to the Department of Revenue and the Department distributes the funds according to law.

A reference sheet is available to help determine the correct amount of documentary stamp tax due on documents that transfer an interest in Florida real property.

Documentary stamp tax is also levied at the rate of $.35 per $100 (or portion thereof) on documents that are executed or delivered in Florida, for example:

Notes and other written obligations to pay.
Certain renewal notes.
Bonds (original issuance).
Mortgages.
Liens.

Florida law limits the maximum tax due on notes and other written obligations to $2,450. However, there is no limit on the documentary stamp tax due for mortgages or liens filed or recorded in Florida. Tax is paid to the Clerk of Court if the document is recorded, or sent directly to the Department of Revenue if the document is not recorded.

Documentary stamp tax is payable by any of the parties to a taxable transaction. If one party is exempt, the tax must be paid by the nonexempt party. United States government agencies; Florida government agencies; and Florida's counties, municipalities, and political subdivisions are exempt from documentary stamp tax.
... more
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Wed Jan 7, 2015
Nadine Mauro answered:
Supposedly the cost of sending the funds by overnight delivery to your lender or another entity.
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Fri Nov 30, 2012
Terry McCarley answered:
This depends on how the property was deeded. Consult with a real estate attorney regarding this.
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Fri Jan 18, 2013
Debra (Debbie) Rose answered:
I have a simple question - why do you want a "rent to own" property?

If it's because you don't qualify for a mortgage now, you better make sure you will qualify at the end of the lease term or you may lose your upfront "option" money.

If you think a rent to own agreement simply means you can buy the house later on, and use all the rent you've paid towatds the purchase, you are incorrect.

If you don't have an upfront deposit available, you may be asked to pay an amount of rent OVER and above the normal rent. Only that part of the rent, the overage, would be used towards the purchase.....or...you would forfeit that if you don't buy the house.

Make VERY sure you understand all the pitfalls involved in this kind of agreement.
Make sure the house has to appraise out.....make sure the seller isn't close to foreclosure or upside down on the mortgage..........there is a lot to consider.

If low credit is a probolem for you now - why not work on that first and then look into buying a home.
Best wishes....
... more
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Thu Nov 15, 2012
Ann Ryan answered:
The agent works for a broker. To become a broker, you need additional training and at least 2 years experience. Many agents never make the switch to broker, it comes with additional risks. ... more
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Thu Nov 15, 2012
Terry Farnsworth answered:
P.A. stands for "Professional Association". In Florida, individuals can form a "professional corporation". They are afforded far greater tax benefits than being "self-employed" or a sole-proprietorship as a result. ... more
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Fri Nov 9, 2012
Stephanie Leon answered:
This property is not actively for sale.
0 votes 1 answer Share Flag
Wed Jan 2, 2013
Debra (Debbie) Rose answered:
What you are looking for is an FHA loan........houses, per se, are not approved by FHA..............condos are an exception, as they do need to be on the approved FHA list, but any structurally sound single family home can be purchased with an FHA loan

To see if YOU ( not the house, but you!) qualify - I suggest you speak with an agent.....and/or mortgage rep to have this topic, and the home buying process, explained to you in detail.

Best wishes..........
... more
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Sun Nov 4, 2012
Ailed Alzugaray answered:
Hi..

This unit does not show as active. Please feel free to send me an email or contact me via phone with your search criteria, and I will provide you with active and available properties.

Thanks,

Ailed Alzugaray
Keller Williams Realty Premier Properties.
... more
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Sun Nov 4, 2012
Debra (Debbie) Rose answered:
The length of your listing agreement is decided/negotiated between your agent and you.............whatever you agree to do works..
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Sun Nov 4, 2012
Stephanie Leon answered:
Yes, Hialeah does have the Grandfather clause.

A grandfather clause is a situation in which an old rule continues to apply to some existing situations, while a new rule will apply to all future situations. When something is grandfathered in, it simply means that the law or city code has changed however, since it was grandfathered in it can stay with no problems and anyone new would have to follow the new law or code. For example if the law or code said that a fence can be 6 ft high in the front yard and you pulled the proper permit to have the fence installed then the following year they change the law or code to 4ft you would not have to worry because your fence would be grandfathered in. ... more
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Sun Nov 4, 2012
Stephanie Leon answered:
Yes, Hialeah does have the Grandfather clause.

A grandfather clause is a situation in which an old rule continues to apply to some existing situations, while a new rule will apply to all future situations. When something is grandfathered in, it simply means that the law or city code has changed however, since it was grandfathered in it can stay with no problems and anyone new would have to follow the new law or code. For example if the law or code said that a fence can be 6 ft high in the front yard and you pulled the proper permit to have the fence installed then the following year they change the law or code to 4ft you would not have to worry because your fence would be grandfathered in. ... more
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