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Rental Basics in 32254 : Real Estate Advice

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Activity 11
Thu Jan 24, 2013
Howard Greisman answered:
Suggestion below my ad.
http://www.BuyAHouseWithoutCreditCheck.com/buy.aspx
Our Program & What We Offer:

EASY FINANCING PROCESS
LEASE PURCHASE
NO CREDIT CHECK
DOWN PAYMENT GROWTH PROGRAM
WORK FOR EQUITY PROGRAM
CLOSING COST ASSISTANCE
OTHER OPTIONS

Our houses are in various price ranges and conditions. We offer houses from fixer uppers to nice executive homes in ready to move in condition.

ANSWER
The only way that I know of is to use cash as leverage. If you have the ability to pay 6mo. in advance, I really don't know anyone who would turn you down, unless you have felony on your record. So if you have that ability, and you are initially turned down, re- approach them and say, what if I pay 6mo in advance, then go month to month from there.

If you don't have the cash to use as leverage, I think your best bet is to look for a house being rented out by an individual, preferably one that isn't rented via a property management company. They tend to be a bit more lenient.
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0 votes 1 answer Share Flag
Sun Aug 5, 2012
Round Table Realty answered:
I would need more information to be able to talk about it. Shoot me an email or call me...
0 votes 5 answers Share Flag
Sat May 19, 2012
Henry Pruitt PA answered:
I will be happy to assist you, but I will need a little more information on what you are looking for. If you could call or text me at 904.635.4861 I will start on that today.

Henry Pruitt ... more
0 votes 2 answers Share Flag
Tue Mar 6, 2012
Dan Daniel answered:
Understand deposit refund requirements. Length and terms of the lease. Is there an escape clause should you need to vacate quickly. What is the penalty $$ for breaking the lease? Who is responsible for lawn and utilities. What insurance coverages are on the home provided by the owners. If lawn is covered how often will it be mowed, fertilized and treated for insects. Who will be responsible for maintenance and repairs, time lines to have those accomplished and who does them; the owner or a licensed repair company. If you feel price is high for what you are getting, ask for a discount. ... more
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Sun Jan 8, 2012
Alma Kee answered:
Hi Katrina,

You may be best served by renting in an apartment complex until you are able to buy.

Even if you are not able to get a typical mortgage, you may be able to get a NACA mortgage with no money down and 4% interest! Take a look:

https://www.nacalynx.com/nacaWeb/purchase/purchaseProgram.aspx?language=

It may take a few months to get qualified and in the meantime rent in a complex or you need to be very careful about renting from individual owners because some are in foreclosure and you will have to move again or allow showings to buyers in a Short Sale.

All the best,
Alma Kee
www.SoldOnTampa.com
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0 votes 3 answers Share Flag
Fri Nov 4, 2011
Mazar Bill answered:
Some communities require a fee and or approval of the renter.

give me a call and I'll walk you through it.

bill 904 572 1220
0 votes 2 answers Share Flag
Sat Jun 4, 2011
Steve Henrickson answered:
What part of town do you need to be in, Nini?
0 votes 3 answers Share Flag
Thu Jan 6, 2011
Deborah Smith answered:
please contact me at debsmithhomes@aol.com
0 votes 1 answer Share Flag
Sat Oct 16, 2010
Lynn Brier-De La Cruz answered:
Hi 57,

There are many great neighborhoods and subdivsions all throughout Jacksonville ~ just depends on what you're looking for, what schools you want to be in, where your job is located, etc.

I'd be happy to help you find the right place. You can reach me anytime on my cell of 904-343-8586.

Have a nice evening,

Lynn Brier-De La Cruz, REALTOR, LMC
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0 votes 4 answers Share Flag
Fri Oct 29, 2010
Randy Charboneau answered:
Paying off all your debt isn't usually a requirement to get approved for a mortgage. Lots of people get approved while owing on credit cards, cards, student loans, etc. It all depends on your monthly income vs. your monthly outlay.

If you had some credit issues in your past or are dealing with settling "delinquent debt" that you missed payments on, then that could be another story. There are minimum time limits established after you have had certain credit damage before you can get approved for a loan again. A bankrupcy is usually 2 years after discharge before you can apply again for an FHA loan. (That time frame could have changed recently. I haven't checked on it in a while).

What I would do is go in and sit down with a loan officer. Have them pull a credit report and share with them your situation. They can best advise you on what debts to address if necessary and help you form a plan to get a new loan and home!! Good Luck!
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0 votes 14 answers Share Flag
Mon May 11, 2009
Chip R. asked:
I'm considering purchasing a REO or two in 32209. I know it is a high-crime area but was curious what others experiences have been with renting there. Looking in the
0 votes 0 Answers Share Flag
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