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Credit Score in 32254 : Real Estate Advice

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Activity 4
Sun Mar 29, 2015
Lance Sheridan answered:
contact her and she will be glad to help you out. I have seen her do loans with a lower score.

Elysia Stobbe
Branch Manager
VanDyk Mortgage
Ph. 888-574-7770
Fax 888-844-1712
estobbe@vandykmortgage.com
841 Prudential Drive, 12th Floor, Jacksonville, FL 32207
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0 votes 8 answers Share Flag
Tue Jun 18, 2013
Lance Sheridan answered:
The highest FiCO score is 850.
0 votes 6 answers Share Flag
Tue Jun 18, 2013
Dan Tabit answered:
Jamie,
Your loan amount isn't dependent on your credit score. In other words, if you are borrowing $75k or $375k, your score, income and assets will all need to qualify. Larger loan amounts require more income and possibly more assets to get approved, but the scores to qualify will be the same.
Generally depending on your down payment and other criteria some lenders may consider you as low as 580. Most will want 620 or better. As your score goes up the rate you are offered will improve as well.
I suggest you sit down with a good local mortgage lender and discuss your situation. As a lender I often assisted buyers work through their credit issues to get them qualified or improved for better rates & programs.
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Tue Mar 27, 2012
Anna M Brocco answered:
There are other factors in addition to credit score that determine loan qualification, therefore do visit with any qualified loan officer(s), after reviewing your overall finances, credit, debt, etc., a determination on qualification can be made; if you don't yet qualify, your loan officer may suggest what needs to be done in order to qualify in the near future; be aware that a mortgage pre-approval letter is required in order to determine your price range and for any offers to be taken seriously. ... more
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