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32254 : Real Estate Advice

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  • Home Buying0
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Activity 1,044
Sat Dec 29, 2012
Stephen McRory answered:
May want to see if she's been making here rent or mortgage payment. You pay you stay, you don't you won't, but she may be figuring since she'll be moving in with you, why keep making payments.

These days, if I were single and was planning to get married, I'd run a credit report and background check on my future spouse to know exactly what I was getting into as that $300.00 could be an eye opening life saver ...or peace of mind.

I see it all the time, a prefect credit man or woman marries the love of their life only to later find out they married into massive debt and bad credit. You need both cyliners firing these days unless you're rich and could care less about your future spouce's credit and debt situation...but still run the background check.

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Thu Dec 27, 2012
Keven Brennan answered:
Zip codes 32250. 32266. & 32233
All of the Duval County beaches and a few areas over the intracoastal.
0 votes 3 answers Share Flag
Wed Dec 26, 2012
Tim Moore answered:
It is an AWFUL way to attempt to buy, because it so rarely works out. You will still need to get a loan to buy at some point and no loan means you will lose more money that you gave to the owner in this rotten deal. Avoid it !! Just rent now and buy when you can. These rent to own deals are hard to find and that alone should tell you they are trouble - big trouble. Just rent until you can really buy. ... more
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Thu Dec 27, 2012
Tim Moore answered:
Sorry to say lenders are not out to give second chances. You will need to improve your credit history and history means it can take some time to do. Banks got in a bind loaning to people that did not pay them back and they are not going to do that again - at least not for now. ... more
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Sun Dec 30, 2012
Joseph Domino answered:
Well this appears to be question, but not sure which direction you are going. Basically, claiming insolvency after a short sale, to avoid taxes, occurrs when your debt is greater than the total of your assets. IRS Form 982 provides the worksheet for claiming this relief.

However, since congress has not yet acted on extending the Mortgage Debt Relief Act if your SS has not closed by 12/31/12, you may be out of luck. Let's wait and see.

I hope this is the information you are seeking.
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Tue Dec 25, 2012
Michele Martin answered:
For those who like a little change of seasons, you get a little more here than further south. We really have so much here as Jacksonville is a large city with a great deal of diversity. Golfing, Beaches, nearby St. Augustine, Military bases, Historic Districts, Universities, and the Jacksonville Jaguars.
Also, we have a Mayo Clinic here with wonderful physicians and state of the art treatment.
Best of luck in your decision.
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Sat Dec 8, 2012
allan erps,ABR,SFR answered:
1 of 3 things can happen here. The house can get sold for the appraisal price, the seller and buyer can agree to split the difference of some sort, or either party can walk away from the deal. ... more
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Fri Jan 23, 2015
aelkins8621 answered:
To clarify, when I said houses in our area are going for $300 less per month, I was refering to houses being rented.
0 votes 19 answers Share Flag
Sat Dec 1, 2012
Ron Thomas answered:
You are desperate!
Your Credit or Finances, or both, will not allow you to go the conventional route:
You need the Seller to help you out!

The Seller will know it, and you are going to pay dearly for this service:
There aren't too many altruistic Sellers out there.

The terms that can be written into a Lease/Option can be dangerous to you:
How long is the Option period?
How much money are you putting in to the Option?
What happens if you are not able to execute the Option?
How do you know what your financial situation will be 2-5 years from now?
How much is the rent in the meantime?
Who will be responsible for maintenance and repair in the meantime?
What will be the Market Value of the home in 2-5 years?
What will be the Selling price 2-5 years from now?

This is the Ultimate Caveat Emptor!
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Thu Nov 29, 2012
Julie Rosenthal answered:
Hi, David,
Please see for all listed properties and valuable free information. Julie
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Sun Nov 25, 2012
Charles Chorman answered:
Hi Armenda,

Jacksonville is so large, 850 ssquare miles, it would be best to go to this web site that will explain the flood situation and give you a link to the new flood determinations for the area:

Hope that this helps.
Charlie Chorman - REALTOR
Accredited Buyer Representative
Coldwell Banker Vanguard Realty
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Mon Nov 26, 2012
Ryan Ford answered:
Good Evening,

I will gladly assist you with your search for a investment property. I am a experienced Realtor that has and is continually dealing with investors. If you could email me and provide me with some criteria i.e. price range, preferred location.... I can set up a listing cart for you that will email you properties that will provide the best return on investment for you. If you have any questions please don't hesitate to contact me. Thanks have a great evening!

Ryan Ford P.A. Realtor
Watson Realty Corp
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Mon Dec 3, 2012
Diana Mckee answered:
You will need a Realtor and if you are going to finance you will need a lender as well.
0 votes 10 answers Share Flag
Sun Nov 18, 2012
Lisalynguyen answered:
Have you contact any at all? Any lender will be more than happy to work with you and give you the information that you need and to prepare you for financing.

At no obligation at all, contact me and I'll be glad to send you referrals. ... more
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Sat Sep 6, 2014
Rosina Eisenmann 904-482-8666 answered:
Shoot me an email with your contact information. I have a couple of lenders for you to interview.
0 votes 4 answers Share Flag
Tue Nov 20, 2012
Steve Henrickson answered:
To me, this question is answered by a cost-benefit analysis in a specific situation. If I think I'm very healthy, I may choose not to carry certain health insurance policies, for example. Are we talking about homeowners' insurance? Are we talking about insuring a property for an amount higher than its value? Flood insurance on a property where it's not required?--Many people think it's a good idea to carry flood insurance for several reasons. What about liability coverage? What about life insurance on me if I'm 97 and not providing support for anyone? What about insurance for an extremely wealthy individual who can essentially self-insure? ... more
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Tue Feb 12, 2013
Abu Musa answered:
You may visit Also you may talk to the local police station.
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Tue Nov 20, 2012
Abu Musa answered:
You may visit Also you may talk to the local police station.
0 votes 5 answers Share Flag
Sat Nov 24, 2012
Brian McLogan answered:
Best to hire a professional during inspection period. A home inspector who is a certified geologist is your best bet. However ther is no government agency that specifically inspects sinkholes on private property. For more information visit
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Mon Nov 12, 2012
Miguel Ojeda Jr. answered:
Sorry to hear about the recent crimes in your area, here is a helpful website to check out trends and statistics.

Stay involved in the community, together we make a difference.
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