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Home Buying in 32224 : Real Estate Advice

  • All19
  • Local Info2
  • Home Buying8
  • Home Selling3
  • Market Conditions1

Activity 490
Sun Jan 27, 2013
Shonda Campanaro,REALTOR® answered:
I would recommend you talk with a lender. They can give you tips on reaching your goals. If you would like assistance in the process give me a call and I will be more than happy to assist you.

Shonda Sauls, REALTOR®
Prudential Network Realty
Cell (904)962-6139
Office (904)260-4300 #327
Fax (904)292-2060
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0 votes 14 answers Share Flag
Fri Jan 25, 2013
Joseph Poletto answered:
Downtown Jacksonville has the best transportation links; however, there are bus stops throughout the city. All roads lead to the Beach, Downtown or Town Center! It is a very easy to navigate around with Public Transportation. ... more
0 votes 1 answer Share Flag
Sat Jun 15, 2013
Suzanne MacDowell answered:
Short sales can take a very long time for the bank to approve. The seller also has to cooperate and sometimes they drag their feet. It is very frustrating and requires great patience. Are you using a realtor? If so, have them call the listing agent and see if they can find out what the hold up is and if there is anything that can be done on your side to help. Banks are very unflexible and stringent. They want what they want and there is no reasoning with them if, for example, you cannot find documentation and so on. Plus they have different departments in charge of each step, they will not even begin to look at step B until step A is complete. And, when they do get back to you, it may be with a counter offer and not an approval, you just never know.

I doubt you will have to wait much longer, I also doubt there is anything you can do to speed up the process other than follow up, follow up, follow up. I wish I could tell you something different.
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0 votes 8 answers Share Flag
Mon Jan 14, 2013
Antonio Vega-Pacheco answered:
This is the contact information for all 3 major credit bureaus:

P.O. Box 2002
Allen, TX 75013

P.O. Box 1000
Chester, PA 19022
TransUnion Consumer Solutions
P.O. Box 2000
Chester, PA 19022-2000

P.O. Box 740241
Atlanta, GA 30374
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0 votes 2 answers Share Flag
Sat Jan 12, 2013
weldon.moseley asked:
We have a med. size dog 30lbs, fully trained. Are pets permitted ?

This question was asked from this property:
0 votes 0 Answers Share Flag
Mon Jan 7, 2013
Julie Rosenthal answered:
I recommend your teaming up with a local Florida accountant and attorney experienced in estate planning to decide your best plan. Your Go-To Florida Realtor Julie Rosenthal, Broker, ABR, GRI, TRC, CAM, EcoBroker (561)827-6789 ... more
0 votes 2 answers Share Flag
Sat May 2, 2015
Rob Burns- Your Realtor answered:
I would avoid the wood floor due to humidity and sand (scratches) if your on the beach...personally Im a fan of travertine but there are some great porcelaine options, it just depends on the decor. ... more
0 votes 16 answers Share Flag
Thu May 22, 2014
Stephen McRory answered:
Short Sale Forgiveness Programs are now available in FL for those who have recently gone through a Short Sale. These programs allow borrowers to Re-Establish Mortgage Credit quickly, Recover lost equity by purchasing at these low prices and take advantage of Interest Write Off Savings too!

80% LTV-Stated Income Alt
80% LTV-FIX n’ FLIP Invest. Prop. – No min. credit score!
75% LTV-Stated Income Alt to Mega Jumbo

75% LTV-Foreign Nationals-Stated Income Alt to Super Jumbo
75% CLTV-NEW- after Short Sale, BK or Foreclosure to Super Jumbo

70% LTV-Soft and Hard Money-Stated Income Alt to Super Jumbo

Contact me 24/7, I'll actually return your calls and emails.

Steve McRory

Pro Option Mortgage/ Florida


Ph: 888 662 4404

Prior Service U.S. Marine Corps
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0 votes 11 answers Share Flag
Wed Jan 23, 2013
Shanna Rogers answered:
Hi vrusnak2002,

If the house is a pre-foreclosure but not a short sale then the owners might be willing to sell since they have equity (you state not a short sale). If it's a pre-foreclosure, that means the owner is delinquent and might lose the house to foreclosure if they can't come current. The owners might want to sell because they would get their equity out of the house. If the house is not currently listed for sale, maybe your Realtor would be willing to contact them to see if they want to sell?

Shanna Rogers
SR Realty
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0 votes 10 answers Share Flag
Sun Jan 6, 2013
Rob Burns- Your Realtor answered:
In theory it should go faster than the first buyer, however shortsales are very unpredictable. The lender may order another BPO and if they feel the value has increase may want more than the previous $105k I have also seen lenders sell the loan mid transaction which will cause the entire process to start over. Let your Realtor guide you through the process and keep you posted. ... more
0 votes 5 answers Share Flag
Thu Dec 27, 2012
Keven Brennan answered:
Zip codes 32250. 32266. & 32233
All of the Duval County beaches and a few areas over the intracoastal.
0 votes 3 answers Share Flag
Wed Dec 26, 2012
Tim Moore answered:
It is an AWFUL way to attempt to buy, because it so rarely works out. You will still need to get a loan to buy at some point and no loan means you will lose more money that you gave to the owner in this rotten deal. Avoid it !! Just rent now and buy when you can. These rent to own deals are hard to find and that alone should tell you they are trouble - big trouble. Just rent until you can really buy. ... more
0 votes 3 answers Share Flag
Thu Dec 27, 2012
Tim Moore answered:
Sorry to say lenders are not out to give second chances. You will need to improve your credit history and history means it can take some time to do. Banks got in a bind loaning to people that did not pay them back and they are not going to do that again - at least not for now. ... more
0 votes 3 answers Share Flag
Sun Dec 30, 2012
Joseph Domino answered:
Well this appears to be question, but not sure which direction you are going. Basically, claiming insolvency after a short sale, to avoid taxes, occurrs when your debt is greater than the total of your assets. IRS Form 982 provides the worksheet for claiming this relief.

However, since congress has not yet acted on extending the Mortgage Debt Relief Act if your SS has not closed by 12/31/12, you may be out of luck. Let's wait and see.

I hope this is the information you are seeking.
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0 votes 4 answers Share Flag
Sun Nov 25, 2012
Charles Chorman answered:
Hi Armenda,

Jacksonville is so large, 850 ssquare miles, it would be best to go to this web site that will explain the flood situation and give you a link to the new flood determinations for the area:

Hope that this helps.
Charlie Chorman - REALTOR
Accredited Buyer Representative
Coldwell Banker Vanguard Realty
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0 votes 2 answers Share Flag
Mon Nov 26, 2012
Ryan Ford answered:
Good Evening,

I will gladly assist you with your search for a investment property. I am a experienced Realtor that has and is continually dealing with investors. If you could email me and provide me with some criteria i.e. price range, preferred location.... I can set up a listing cart for you that will email you properties that will provide the best return on investment for you. If you have any questions please don't hesitate to contact me. Thanks have a great evening!

Ryan Ford P.A. Realtor
Watson Realty Corp
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0 votes 6 answers Share Flag
Tue Feb 12, 2013
Abu Musa answered:
You may visit Also you may talk to the local police station.
0 votes 3 answers Share Flag
Tue Nov 20, 2012
Abu Musa answered:
You may visit Also you may talk to the local police station.
0 votes 5 answers Share Flag
Sat Nov 24, 2012
Brian McLogan answered:
Best to hire a professional during inspection period. A home inspector who is a certified geologist is your best bet. However ther is no government agency that specifically inspects sinkholes on private property. For more information visit
... more
0 votes 2 answers Share Flag
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