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31909 : Real Estate Advice

  • All5
  • Local Info0
  • Home Buying0
  • Home Selling0
  • Market Conditions1

Activity 75
Tue Apr 16, 2013
Joe Adame answered:
Land, Inc. manages several properties throughout Columbus. Ask for the Owner/Broker, Jack Land. 706.322.1683
0 votes 1 answer Share Flag
Thu Mar 14, 2013
Hockeyfan017 answered:
This a good question and unfortunately there isn't a direct answer. Typically rental requirements are on a case by case depending on not just credit score but rental history, and credit history. A lower score won't always automatically disqualify a renter it is all based on what is holding the score down. ... more
0 votes 1 answer Share Flag
Sat May 3, 2014
Donna Bouterse answered:
I guess you have to find private owner. I have great credit but had to leave apt in other state due to job loss which went on credit report and no apt will rent to me even income base apt! ... more
0 votes 1 answer Share Flag
Tue Mar 11, 2014
Shirley Kappa answered:
You might want to contact the local city/sounty zoning department and determine whether or not you can use this lot as you would like to. You should also check to make certain their are no utility easements attached to the property that might come up as an issue in the future. A local settlement attorney can probably help you with this purchase. ... more
0 votes 8 answers Share Flag
Wed Feb 6, 2013
Tim Moore answered:
Rather than asking here you need to speak to a lender that does VA and see if they will give you a loan. I'd say the chances are not good based on what you say, but you can ask here all year and never know for sure so go see a lender. Or contact USAA since they are the biggest VA lender out there. ... more
0 votes 5 answers Share Flag
Wed Jan 30, 2013
answered:
Hi Cecil,
To be eligible for a HARP 2.0 refinance, the mortgage must have been purchased by either Fannie Mae or Freddie Mac prior to June 1, 2009. HARP is not limited to just Freddie Mac, but it also includes eligible Fannie Mae loans.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
rodney.mason@prospectmtg.com
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia with over a decade of lending experience.

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing.
... more
0 votes 4 answers Share Flag
Thu Jan 17, 2013
Margot Lipinski answered:
Hi Ms Kristen,
To clarify, you are talking about a contract to purchase, right? It depends on the type of loan and the area you are moving to. In this area it takes 30-45 days from accepted offer (binding agreement) to closing (possession).

If you are talking about renting, I believe rental applications can be taken and approved within a few days.

Hope this helped! Let me know if I can help in any way.
... more
0 votes 5 answers Share Flag
Mon Jan 21, 2013
Davidson Saunders Team answered:
IT is a sinple process with the right lender. I can get you connected with a one of three lenders over the phone today that can get you pre-qualified within 20 minutes.

Gerald Saunders
Keller Williams Realty River Cities
(w) 706.221.6900
(f) 706.221.6990
Cell 706.577.8562 - please call my direct line.
www.columbusgahomes.net
... more
0 votes 5 answers Share Flag
Mon Jan 7, 2013
Hockeyfan017 answered:
Please give me a call when you get a chance and we can discuss your exact needs. I can run a search in the system and pull up exactly what you need. 7068881283. Look forward to earning your business! ... more
0 votes 3 answers Share Flag
Mon Jan 21, 2013
Melissa Bussey answered:
Sure Bree, give me a call and I can get you a list of what is available. 678.701.7806
0 votes 7 answers Share Flag
Mon Jan 7, 2013
answered:
If the property is not a foreclosure, then it might be possible. You would just need a Buyer's Agent to find out for you.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
rodney.mason@prospectmtg.com
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia with over a decade of lending experience.

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing.
... more
0 votes 5 answers Share Flag
Fri Jan 18, 2013
Dan Tabit answered:
Kristy,
You can offer what you want, but the landlord is not obligated to accept it or counter beyond the list price.
0 votes 6 answers Share Flag
Tue Jan 8, 2013
Alison Hillman answered:
Hi there-

I would recommend starting your research here on Trulia: http://www.trulia.com/real_estate/Columbus-Georgia/community-info/

Check out the crime and school tabs in particular.

best,
Ali, Community manager
... more
0 votes 2 answers Share Flag
Tue Nov 13, 2012
Theresa Daniels answered:
Current market is still decent for that zip code, if your home is in outstanding condition and you are not 'under water' with your mortgage. Under water would be if you still owe more than what the house is worth in today's market.

That may be the case if when you purchased the house, you added the funding fee to your mortgage amount, have never paid anything additional towards the principal or refinanced the loan. It also depends on how long you have had the mortage. In the first five or so years, the majority of your mortgage payment is going towards interest not the principal of the loan.

The purchaser would still have to qualify for a mortgage with the lender. Another thing to watch out for is the fact that interest rates have dropped considerably. If your rate is higher than the current interest rates, there would be no incentive for the buyer to do that.
... more
0 votes 1 answer Share Flag
Thu Oct 3, 2013
Teresa Grobecker answered:
Hi Mister McGowan:
If your score seems low, try your best to bring all your accounts current. Also, you may want to take your time and pay down all your balances. This could take some time, but the net of it is that your score will improve and then also you'll free up some cash flow so you can afford a larger mortgage which may equal a nice house. Be patient, good things will happen for you! :) ... more
0 votes 9 answers Share Flag
Fri Apr 11, 2014
Patti Simkins answered:
Patti Simkins, 17 year veteran Realtor associate with Coldwell Banker Kennon Parker Duncan and Key Realtors in the Columbus, GA and Fort Benning area writes:

If you are a first time home buyer choosing a Realtor for the first time, you will want someone with the experience in the area you choose to be able to help you find not just the right home, but the right neighborhood. Especially if you are new the the area in which you are purchasing, information on schools in the area is important, even if you do not have children. At some point, everyone will have to resell his home, so keeping resale values in mind is important from the start. Your Realtor will also help you find the right mortgage lender to fit your needs, as there are many different types of mortgage loans and lenders.

Once you have been through the loan application process, which is very streamlined these days because of the use of computer automation, you will know how much you can spend, a very important determiner of what homes to investigate. Your Realtor will show you the homes and help you negotiate your best deal. In almost all markets, your Realtor is the very best deal out there as she will help you for no cost to you as a buyer. In most markets, the seller pays the Realtor's commission. Share with your Realtor your life plans both long and short term, so she can help you get the property that bests fits your timeframe and your emotional, logistical, and financial needs. The best of luck to you!

i am always glad to help with real estate questions. Please contact me at Patti.Simkins@ColdwellBanker.com or (706) 887-3446.
... more
0 votes 7 answers Share Flag
Tue Aug 7, 2012
Michael Hammond answered:
Either improve your credit history or find a dealer with lower standards. Good Luck!

Michael Hammond
SellsRealty@gmail.com
404-538-5499

http://www.georgiamls.com/agentsite/index.cfm?SiteID=HAMMONDJOHNM

http://www.chapmanhallprofessionals.com

http://www.SellsRealty.org

http://www.city-data.com/
... more
0 votes 2 answers Share Flag
Sun Aug 5, 2012
Jeremy Stuckey answered:
I know there is a house listed @ 6145 Bayberry that is listed for $120,000.
0 votes 3 answers Share Flag
Wed Jul 25, 2012
Tim Moore answered:
Lenders can consider what they want, but you better have some good answers why you have late payments and forgetting or the dog ate the bill or stuff like that is not going to help. Lenders these days are picky picky picky. ... more
0 votes 1 answer Share Flag
Mon Sep 10, 2012
Ron Thomas answered:
From Fresno, it is really, really far.
0 votes 2 answers Share Flag
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