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30189 : Real Estate Advice

  • All18
  • Local Info4
  • Home Buying6
  • Home Selling2
  • Market Conditions0

Activity 59
Wed Jun 5, 2013
Michael Hammond answered:
You can ascertain that information from public records, sarafdell. Please call, text or email if we can provide further assistance. Good Luck!

Michael Hammond
SellsRealty@gmail.com
404-538-5499

http://www.georgiamls.com/agentsite/index.cfm?SiteID=HAMMONDJOHNM

http://www.chapmanhallprofessionals.com

http://www.SellsRealty.org

http://www.city-data.com/

http://www.greatschools.org/
... more
0 votes 4 answers Share Flag
Thu Mar 28, 2013
Fred Yancy answered:
Since you are first time home buyers, here is a list of 5 common first-time home buyer mistakes.

They don't ask enough questions of their lender and end up missing out on the best deal.

They don’t act quickly enough to make a decision and someone else buys the house.

They don't find the right agent who’s willing to help them through the homebuying process.

They don't do enough to make their offer look appealing to a seller.

They don't think about resale before they buy. The average first-time buyer only stays in a home for four years.

Let me know if I can help guide you through the process.

Fred Yancy, Broker
Crye-Leike Realtors
(678) 799-4663
htt[://fredyancy.crye-leike.com
... more
0 votes 11 answers Share Flag
Tue Feb 19, 2013
Linda Jones answered:
Tue Feb 12, 2013
Tom Phillips answered:
A HomePath Mortgage offers these features:

•Low down payment and flexible mortgage terms (fixed-rate, adjustable-rate, or interest-only)
•You may qualify even if your credit is less than perfect available to both owner occupants and investors
•Down payment (at least 3 percent) can be funded by your own savings; a gift; a grant; or a loan from a nonprofit organization, state or local government, or employer
• No appraisal required
• No mortgage insurance (Ask your lender for cost details on loans without mortgage insurance.)
The HomePath Renovation Mortgage This type of financing features:
• Financing to fund both your purchase and light renovation
• Low down payment and flexible mortgage terms (fixed-rate or adjustable-rate)
• Down payment (at least 3 percent) can be funded by your own savings; a gift; a grant; or a loan from a nonprofit, state or local government, or employer
• No mortgage insurance (Ask your lender for cost details on loans without mortgage insurance.)

For more information, go to http://www.homepath.com or visit a HomePath Lender

There may be other options as well; call me with any questions.
... more
0 votes 4 answers Share Flag
Tue Feb 12, 2013
Fred Yancy answered:
The HomePath Mortgage

This type of financing features:

•Low down payment and flexible mortgage terms (fixed-rate, adjustable-rate, or interest-only)
•You may qualify even if your credit is less than perfect available to both owner occupants and investors
•Down payment (at least 3 percent) can be funded by your own savings; a gift; a grant; or a loan from a nonprofit organization, state or local government, or employer
• No appraisal required
• No mortgage insurance (Ask your lender for cost details on loans without mortgage insurance.)
The HomePath Renovation Mortgage This type of financing features:
• Financing to fund both your purchase and light renovation
• Low down payment and flexible mortgage terms (fixed-rate or adjustable-rate)
• Down payment (at least 3 percent) can be funded by your own savings; a gift; a grant; or a loan from a nonprofit, state or local government, or employer
• No mortgage insurance (Ask your lender for cost details on loans without mortgage insurance.)

For more information, go to www.homepath.com or visit a HomePath Lender.
... more
0 votes 4 answers Share Flag
Thu Jan 24, 2013
Ali Snyder answered:
Susan,

There was not information on MLS on this house. Sometimes rentals are thru a Property Management or by Owner.
I did find this phone number 866-300-5985.

Ali Snyder
REALTOR/BANK ASSET RECOVERY
ali.snyder@metrobrokers.com
... more
0 votes 1 answer Share Flag
Tue Feb 12, 2013
Miekeba Jones answered:
Hi Fran, You may be able to obtain a hard money loan with 35% down. Or you could consult a mortgage lender that offers small loans and offer 20% down. Seems like you have plenty to put down and I doubt you will have many difficulties. Try. ... more
0 votes 8 answers Share Flag
Thu Jan 24, 2013
Mona Khosla answered:
Hi Aimee,
I did a quick check in our data base for rentals in the Carmel school district. There is only one available that does allow pets with a pet deposit of $500.
Let me know if you would like to preview this property. ... more
0 votes 4 answers Share Flag
Tue Nov 13, 2012
Cindy Irwin answered:
Mon Jan 21, 2013
Ron Thomas answered:
Low-Ball offers haven't worked for some time now; particularly with the Banks:
They are prepared to sit it out and wait for a recovery.
I think you may have outsmarted yourself on this one.
I can just imagine the conversation between you and your Agent as you were discussing your OFFER.
The LISTING PRICE should have allowed for the Shortsale situation; but you chose to discount it further.
If you're lucky, the Bank will come back to you and ask for your Best-and-Final Offer; you will then be able to make a reasonable offer.
In the best of circumstances; you just bought a house for a ridiculous price.

Good luck and may God bless

ps. Do you think that just because they are a small out-of-state bank, that they don't know what they are doing?
... more
0 votes 12 answers Share Flag
Wed Sep 26, 2012
Cindy Irwin answered:
I'd be happy to help. Give me a call in the morning.

770-403-2426

Cindy Irwin
0 votes 2 answers Share Flag
Tue Feb 12, 2013
Jimmy Payne answered:
Most lenders are looking for 30-50% down and you must be able to have a debt to revenue ration to support both payments. Best to speak with a lender about qualification for an investment loan. ... more
0 votes 4 answers Share Flag
Sat Aug 18, 2012
Mona Khosla answered:
Hi Punkinpie08,
The local newspapers and the wedsites like Rentalhomeplus and LocalXpress. True tried and tested method is drive around the area that you are interested in and look for yard signs!!!
To make sure that the landlords are getting good paying renters many of the properties will be listed with Realtors or property management companies . You do know that you are not financially obligated or in any kind of contract with any of the agents or companies listing the properties.
Happy house hunting.
... more
0 votes 3 answers Share Flag
Mon Aug 6, 2012
Jimmy Payne answered:
Real estate agents cannot provide legal advice, you would be best to contact a real estate lawyer or get the Tenant/Landlord Handbook from the Dept of Housing.
0 votes 3 answers Share Flag
Tue Jul 17, 2012
Rosanne Wells answered:
Hello
You can deduct it only if they lose the keys and you must rekey.

Thanks
Rosanne Wells
RE/MAX Town and Country
678 687-7589
0 votes 5 answers Share Flag
Mon Jul 9, 2012
Sally Grenier answered:
You can easily file a quit claim deed and have it recorded with your county of residence. I just had clients do this, and it was pretty quick & painless (and inexpensive).

But yes, you really should get the name cleared up on the deed because when you go to closing, the title company is going to ask for ID, and when the names don't match, it causes problems. It's possible that you could just bring your marriage certificate as proof, but I wouldn't count on that. ... more
0 votes 3 answers Share Flag
Mon Jul 9, 2012
Jimmy Payne answered:
Mon Jul 9, 2012
Rich Homer answered:
Find a Realtor right away in your proposed zip code. You can search "Find a Pro" in the header of this website. From your friends at http://www.naplesrealestateguys.com/
0 votes 3 answers Share Flag
Mon Jun 11, 2012
Carolyn Hauck answered:
Hello
What is your price range? Do you have any pets? When is your desired move in date?
I would be glad to send you some available rentals you may like and set a time to view.

chauck@prudentialgeorgia.com

www.carolynhauck.prudentialgeorgia.com
... more
0 votes 1 answer Share Flag
Sun Jan 20, 2013
Fred Yancy answered:
Great! Would love to work with you. Feel free to review available properties for sale in the area on my website (link below).
0 votes 3 answers Share Flag
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