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Financing in 30041 : Real Estate Advice

  • All73
  • Local Info5
  • Home Buying46
  • Home Selling7
  • Market Conditions3

Activity 4
Mon Apr 26, 2010
Robert Carlough asked:
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Sat Oct 24, 2009
Dee asked:
I just started getting ssdi and want to know if I can lower my mobile home monthly house payments. If so how does one proceed.
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Tue Aug 5, 2014
Yes, as long as it's permanent SSI. They will gross up this income 23%, which means you'll be qualified with a $1476 income.

All other FHA guidelines apply.
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Sat Aug 9, 2008
Bob McClure answered:
good afternoon...let me help you name is bob mcclure- i am with mortgage now in farmington, michigan..but i am licensed in your state and 18 other ones....first of all, here is the process...once you have applied, the loan application and all accompanying documents that you signed goes to a mortgage processor. their job is to assmeble all pertanent information needed to submit your loan to underwirting..once it is submtitted, the underwriter issues either a subject to approval, a suspense or a denial......the processor then recvs the conditional approval and deals with all of the pre-closing conditions as well as some of the at close conditions and forwards them all to the underwriter to be signed off........once the loan is clear to goes to the closing dept. to generate a preliminary closing statement, and be sure your loan is ready and scheduled for closing as well as having the funds available...the entire timeframe can take as little as a few days or two to three weeks....even longer with some.....i hope that helps....(248) 974-4444..staright answers since 1994..... ... more
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