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30041 : Real Estate Advice

  • All71
  • Local Info5
  • Home Buying45
  • Home Selling6
  • Market Conditions3

Activity 126
Thu May 10, 2012
Michael Hammond answered:
What subdivision, Nasif?

Michael Hammond
404-538-5499 ... more
0 votes 3 answers Share Flag
Wed May 9, 2012
Michael Hammond answered:
Your Lake Forest home is showing as active on FMLS, Danish_zia, which is one source that feeds trulia the data. Please provide a link where it appears as off market and I will follow up. Good Luck!

Michael Hammond
... more
0 votes 7 answers Share Flag
Tue May 1, 2012
Fred Yancy answered:
12 Questions to Ask When Choosing a Real Estate Agent

Make sure you choose a real estate agent who will provide top-notch service and meet your unique needs.
1.How long have you been in residential real estate sales? Is it your full-time job? While experience is no guarantee of skill, real estate — like many other professions — is mostly learned on the job.

2.What designations do you hold? Designations such as GRI and CRS — which require that agents take additional, specialized real estate training — are held by only about one-quarter of real estate practitioners.

3.How many homes did you and your real estate brokerage sell last year? By asking this question, you’ll get a good idea of how much experience the practitioner has.

4.How many days did it take you to sell the average home? How did that compare to the overall market? The realtor you interview should have these facts on hand, and be able to present market statistics from the local MLS to provide a comparison.

5.How close to the initial asking prices of the homes you sold were the final sale prices? This is one indication of how skilled the realtor is at pricing homes and marketing to suitable buyers. Of course, other factors also may be at play, including an exceptionally hot or cool real estate market.

6.What types of specific marketing systems and approaches will you use to sell my home? You don’t want someone who’s going to put a For Sale sign in the yard and hope for the best. Look for someone who has aggressive and innovative approaches, and knows how to market your property competitively on the Internet. Buyers today want information fast, so it’s important that your realtor is responsive.

7.Will you represent me exclusively, or will you represent both the buyer and the seller in the transaction? While it’s usually legal to represent both parties in a transaction, it’s important to understand where the practitioner’s obligations lie. Your realtor should explain his or her agency relationship to you and describe the rights of each party.

8.Can you recommend service providers who can help me obtain a mortgage, make home repairs, and help with other things I need done? Because realtors are immersed in the industry, they’re wonderful resources as you seek lenders, home improvement companies, and other home service providers. Practitioners should generally recommend more than one provider and let you know if they have any special relationship with or receive compensation from any of the providers.

9.What type of support and supervision does your brokerage office provide to you? Having resources such as in-house support staff, access to a real estate attorney, and assistance with technology can help an agent sell your home.

10.What's your business philosophy? While there's no right answer to this question, the response will help you assess what’s important to the agent and determine how closely the agent’s goals and business emphasis mesh with your own.

11.How will you keep me informed about the progress of my transaction? How frequently? Again, this is not a question with a correct answer, but it reflects your desires. Do you want updates twice a week or do you not want to be bothered unless there’s a hot prospect? Do you prefer phone, e-mail, or a personal visit?

12.Could you please give me the names and phone numbers of your three most recent clients? Ask recent clients if they would work with this realtor again. Find out whether they were pleased with the communication style, follow-up, and work ethic of the real estate agent.
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0 votes 10 answers Share Flag
Tue May 1, 2012
Sally Grenier answered:
There are too many unknowns in this situation. And when you use the word "legal" you should know that we are NOT attorneys and we can't give legal advice. You need to talk to your REALTOR and/or your ATTORNEY. We don't know enough about the situation.

But I'm curious....When you say the short sale approved by seller, who do you mean? The homeowner or the bank?? It's all up to the bank (lienholder). And if the appraisal came in high, then the contract will need to be renegotiated. Not sure why the listing agent wants to cancel. Again... what does your REALTOR say???
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0 votes 9 answers Share Flag
Sat Apr 28, 2012
Shanna Rogers answered:
Hi Chikiada,

You need to read your purchase contract on reasons a seller can cancel. Usually, the buyer has a contingency for appraisal, not the seller. And that contingency is if the appraisal comes in too low. Also, since the buyer pays for the appraisal, the seller has no right to see the appraisal unless the buyer allows them to see it since they 'own' it (since they paid for it).

Shanna Rogers
SR Realty
... more
0 votes 5 answers Share Flag
Wed Apr 18, 2012
Madonna Decker answered:
Cumming is a GREAT place to live! Forsyth County has consistently been one of the fastest growing counties in the US for the last several years. It is a growing county, with new industry and retail being attracted here due to our growth. The schools are great, the recreation facilities are mostly new, the walking greenway is beautiful, the taxes are low and the people are friendly! You live in Alpharetta....come on up Ga 400 to Cumming! ... more
0 votes 7 answers Share Flag
Mon Mar 5, 2012
Cindy Broeker answered:
That property is still showing 'Active' on the listing service. Please let me know if you have questions and would like to schedule a time to see it. :)

Cindy Broeker, Realtor
Keller Williams Atlanta Partners
... more
0 votes 11 answers Share Flag
Thu Feb 9, 2012
Ken D'Ademo answered:
Hi Charlene, not sure how you ended up in a portfolio loan. If you refinanced conventionally then your conventional mortgage rules apply which are spelled out in your loan docs. A lender can sell your loan to another servicer but cannot change the terms of the loan. Review your original loan docs to find out the terms of your refi loan. If your terms are conventional loan, you can probably resolve the issue using your documentation, but if the lender won't listen, you should contact an attorney. There may be recourse for bad lending practices that were going on at that time which has led to the mortgage fiasco, but again you need to talk to an attorney. A portfolio loan is different than conventional mortgage, it is more likely you won't be able to do a short sale without still having to pay on the balance, and foreclosure is not going to be a good idea either as it will kill your credit and you will not qualify for other loans or mortgages. Let me know if I can help you to locate an attorney, or do a market analysis on the property. ... more
0 votes 1 answer Share Flag
Thu Feb 16, 2012
davidwbrower answered:
This is probably not your best location for searching for property. You can visit most any agent's website and find available lots for sale. If you want to go to mine, you can search all MLS properties at

you don't even have to put any information in and it's free. Let me know if you want me to run a search for specific size lots for a specific area and I can email that to you as well if you don't want to search on your own. Either way, a good realtor is your best bet for locating available property for sale.

David Brower, Realtor
Crye-Leike Realtors
... more
0 votes 4 answers Share Flag
Fri Nov 18, 2011
Rick Musto answered:
I would be happy to send you over more information about the comps and whether it is a "good deal" Please send over the property address so I can help with your assessment. Check out my website to view all the listings in the MLS system...a one stop shop for buyers!

Rick Musto
Buckhead Home Realty
... more
0 votes 7 answers Share Flag
Fri Nov 18, 2011
Rodney Mason answered:
I have never heard of them before. There are many mortgages companies who claim to have the lowest rates. The reality is that everyone gets their money to lend from the same market.

When selecting a mortgage company, you want to make sure that you work with a direct lender. Prospect Mortgage is the largest volume non-bank mortgage company in the country. We are also a 10 top volume FHA lender.

Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
Apply Online at
Licensed in Alabama & Georgia

Prospect Mortgage offers a full selection of mortage programs including:
Conventional | FHA | FHA 203K Renovation (Streamline & Consultant) | HomePath® |
HomePath® Renovation | VA | USDA | GA Dream | Jumbo Financing
... more
0 votes 4 answers Share Flag
Fri Nov 11, 2011
Hank Miller answered:
Can you buy it? What's stopping you? Should you buy it? Different story....

From an appraisal and appeal standpoint, I'd think about it as you will have a less desirable location than a more interior setting (impact on value and appeal). Unless it's something special, bought at a reduced price and you understand that you'll likely hear about this when you go to sell it.....go ahead. Just know what is likely when it's time to sell.

Hey - it'll be a good sport for a lemonade stand.

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0 votes 4 answers Share Flag
Wed Feb 26, 2014
allan erps,ABR,SFR answered:
The repercussions of the Seller backing out are probably not worth the potential litigation. Contracts do have specific guideliines. Regarding a second offer(back up) it is a viable document if the Buyer cannot obtain a Mortgage, the Appraisal presents problems, job loss, etc ... more
0 votes 11 answers Share Flag
Thu Oct 13, 2011
Michael Hammond answered:
Pay up front for what, Tanika?

Michael Hammond
404-538-5499 ... more
0 votes 8 answers Share Flag
Mon Aug 29, 2011
Scott Godzyk answered:
Tyler a floor plan does not need to be to scale but should at least have the correct measurements. Every piece of marketing should have a disclosure on it. The cost of a certified drafting service will severely limit the amount of people who will be willing to pay for it. ... more
0 votes 1 answer Share Flag
Mon Jul 16, 2012
Linda Jones answered:

Crye-Leike Realtors has a great property management division and is located on Bethelview in Cumming. Contact Lisa Faqua at 678-845-1230 for more information.
0 votes 2 answers Share Flag
Wed May 2, 2012
Barbara Martin answered:
Heather I would be happy to help you find the right financing. There are still 100% financing available in your zip code too. Call me directly to discuss at 4045838708. I make the whole process VERY EASY! ... more
0 votes 11 answers Share Flag
Thu Sep 19, 2013
Joshua Jarvis answered:
The short answer is YES!

The long answer is, "it depends."

If you have money to put down and that's the only thing on your credit that is poor, then we can get you into a home.

Otherwise, without a creative Lease Purchase scenario, you're likely having to wait until you build up more reserves and wait about 6 months.
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0 votes 12 answers Share Flag
Wed Apr 20, 2011
Michael Hammond answered:
The last sale recorded for 3545 Falling Leaf Lane was $300,400 on 08/23/2007, Erasmo. GA MLS shows it currently under contract with a proposed closing date of 4/18. Please check back with me next week and I will give you an update if it closes. Good Luck!

Michael Hammond
... more
0 votes 4 answers Share Flag
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