Yes, the loan is still around, the question is your value still around. Interest only loans are available but if your value has fallen faster than your principal pay downs, you may have difficulty refinancing. You may still qualify for the HARP program but this program prohibits interest only products.
You are right around the corner, email me or give me a call and I can quickly determine your options.
LPO Manager | Evolve Bank & Trust
11605 Haynes Bridge Road Suite 125| Alpharetta, GA 30009
678.468.5626 x110 | fax 678.935.1156 | cell 678.467.9959