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Home Buying in 30009 : Real Estate Advice

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  • Home Buying3
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Activity 154
Fri Aug 2, 2013
Katherine Morrison answered:
Thanks for the question, we will let you know as we are working on a property that may fit the bill.

Kathy
0 votes 5 answers Share Flag
Mon Mar 25, 2013
Fultoncrazy answered:
hmm. This is not in zip code 30022. Are you sure?. You mean McGenny Ferry road where lot of construction is happening? it must be 30024 . Is it fulton/forsyth Please check.


As to your questions, I have no idea and will let the good folks here speak ... more
0 votes 16 answers Share Flag
Sun Feb 24, 2013
Michael Hammond answered:
Where is the effluent now going instead of to the "detention lot" which you refer? Please call, text or email if we can provide further assistance. Good Luck!

Michael Hammond
SellsRealty@gmail.com
404-538-5499

http://www.georgiamls.com/agentsite/index.cfm?SiteID=HAMMONDJOHNM

http://www.chapmanhallprofessionals.com

http://www.SellsRealty.org

http://www.city-data.com/

http://www.greatschools.org/
... more
0 votes 10 answers Share Flag
Thu Mar 7, 2013
Tracy R Robinson answered:
Hello pks44

There are association fees for dome and there are developments that does nit have association fees. All are required to let you know in writing what you can and can not do. They are listed in the by laws.
Good luvck.

Thanks

Tracy Robinson-Realtor
KELLER WILLIAMS PREFERRED REAL ESTATE
62 S. Main Street
Yardley, Pa. 19067
Office phone; 215-493-0200 ext 1087
Direct phone: 267-495-0251
trobinson.realtor@gmail.com




19068
... more
0 votes 7 answers Share Flag
Thu Feb 7, 2013
Rodney Mason answered:
A Real Estate Agent earns their commisison the same way you earn your pay check. Imagine if someone came to you asking for part of your income that month. Would you be willing to part with a portion of hard earned money when the other person was not licensed in that area and did nothing to "earn" it.

An experienced and professional Real Estate Agent deserves everything that they earn from a transaciton. Inaddition to that, they have to pay income taxes and insurance and they is all after they split a portion of it with their Broker. There are also RESPA guidelines concerning referal fees and payments to non-licensed individuals.
... more
0 votes 15 answers Share Flag
Sat Jan 26, 2013
Patrick Meyers answered:
Hello Courtney;

As a Property Manager/Land Lord/Owner of many rental properties, what I can tell you is this --> My Insurance Company clearly state that if I rent one of my rental homes and the tenant has , what they classify as a ATTACK DOG, and they do send out Insurance agents, unannounced to inspect the property, my Policy will be be Dropped in a Heart Beat.

So I do reject rental applications if the renter has this type of Dog. I am a Dog Lover my self, but it is all about Business.

Hope this helps.


Sellect Realty
Patrick Meyers
678-641-2209

www.sellectrealty.net
... more
0 votes 2 answers Share Flag
Tue Jun 18, 2013
Fred Yancy answered:
I'd be happy to list your property for sale and help you downsize into a smaller home or condo. Feel free to review available properties on my websie, link below.

Fred Yancy, Broker
Crye-Leike Realtors
(678) 799-4663
http://fredyancy.crye-leike.com
... more
0 votes 11 answers Share Flag
Thu Mar 7, 2013
Susan Griffith answered:
Yes, Alpharetta or Roswell are excellent choices. There are some nice choices in East Cherokee also.
0 votes 19 answers Share Flag
Tue Dec 18, 2012
Michael Hammond answered:
Without seeing it, rtbs921, would be difficult to ascertain the situation, but I doubt a gap that size was designed. Especially if you don't have a similar gap on the opposite and possibly, the adjoining walls. If this is absolutely the deep deal of the day for you, consider hiring a good inspector or engineer to analyze the structure. Please call, text or email if we can provide further assistance. Good Luck!

Michael Hammond
SellsRealty@gmail.com
404-538-5499

http://www.georgiamls.com/agentsite/index.cfm?SiteID=HAMMONDJOHNM

http://www.chapmanhallprofessionals.com

http://www.SellsRealty.org

http://www.city-data.com/

http://www.greatschools.org/
... more
0 votes 9 answers Share Flag
Sat Jan 12, 2013
Ron Thomas answered:
If you think you know more than the Appraiser, then maybe you should become an Appraiser:

Appraisal
How an Appraisal is made:
Visualize a series of COLUMNS, probably 4 or 5;
The First Column is the SUBJECT HOUSE and the others are COMP's.
Down the page they list FEATURES or FACTORS; such as # Bedrooms, # Baths, House Sqft, Lot Sqft, Fireplace, Pool, Roof, Garage, Fencing. Got it?
Now, in each box created, there will be a VALUE: Lets say the subject house is 915 sqft it would get --- or 0. And the first Comp house has 2500 sqft, it might get -100,000; which means that the house is WORTH $100,000 more because of the square-footage. (It is a negative number because the Selling price of that Comp house was approximately $100,000 more BECAUSE of the square footage and we have to deduct that $100,000 to bring them to equity.) Got it?

Now, lets say that the Subject house has $5,000 worth of new fencing and the Comp house has 25 year old OK fencing.: Then the SUBJECT house would get +5,000 and the Comp. house would get --- or 0.

When you go down the page, and enter everything, you get total Comparative Values on the two houses, which allows for the DIFFERENCES.

The two houses DO NOT have to be literally COMPARABLE, the Appraiser MAKES them comparable using the + and - VALUES.

So the house next door is larger, so what? They made up for that with the values.

Now, if you understand what I just did, then you will understand why;
1.) Two Appraisals can come so close together, and,
2.) Why the Bank will not listen to you about the results.

and in fact I will give you a third;

3.) If you hire your own Appraiser, he will end up with about the same numbers!


I hope I've helped.

Good luck and may God bless
... more
0 votes 11 answers Share Flag
Tue Jan 8, 2013
Dixie Gillman answered:
I would suggest that you find a good Realtor. They will be able to pull you a list of properties for the criteria and the area that suits your families needs.
0 votes 1 answer Share Flag
Mon Sep 24, 2012
Rodney Mason answered:
If you are looking to purchase in California, then you would be best off posting this question there than in Georgia. Loan Officers are required to be licensed in the state before we are able to give motgage advice there.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
rodney.mason@prospectmtg.com
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing
... more
0 votes 2 answers Share Flag
Wed Sep 19, 2012
Fred Yancy answered:
Tips for Finding the Perfect Neighborhood

Your neighborhood has a big impact on your lifestyle. Follow these steps to find the perfect community to call home.
■Is it close to your favorite spots? Make a list of the activities — movies, health club, church, etc. — you engage in regularly and stores you visit frequently. See how far you would have to travel from each neighborhood you’re considering to engage in your most common activities.

■Check out the school district. This is especially important if you have children, but it also can affect resale value. The Department of Education in your town can probably provide information on test scores, class size, percentage of students who attend college, and special enrichment programs. If you have school-age children, visit schools in the neighborhoods you’re considering. Also, check out www.schoolmatters.com.

■Find out if the neighborhood is safe. Ask the police department for neighborhood crime statistics. Consider not only the number of crimes but also the type — such as burglaries or armed robberies — and the trend of increasing or decreasing crime. Also, is crime centered in only one part of the neighborhood, such as near a retail area?

■Determine if the neighborhood is economically stable. Check with your local city economic development office to see if income and property values in the neighborhood are stable or rising. What is the percentage of homes to apartments? Apartments don’t necessarily diminish value, but do mean a more transient population. Do you see vacant businesses or homes that have been for sale for months?

■See if you’ll make money. Ask a local real estate agent to get information about price appreciation in the neighborhood. Although past performance is no guarantee of future results, this information may give you a sense of how good of an investment your home will be. A government planning agency also may be able to tell you about planned developments or other changes in the neighborhood — like a new school or highway — that might affect value.

■Make personal observations. Once you’ve narrowed your focus to two or three neighborhoods, go there and walk around. Are homes tidy and well maintained? Are streets quiet? How does it feel? Pick a warm day if you can and chat with people working or playing outside.


Fred Yancy, Broker
Crye-Leike Realtors
(678) 799-4663
... more
0 votes 6 answers Share Flag
Fri Sep 7, 2012
Veronika Barash answered:
Hi Abbie,

To better analyze the state of inventory in these areas. you may want to narrow your search down to price range, attached/detached property, etc.

In general, Milton/Crabapple area is a lower density area compare to Old Milton/Lake Windward.

I will be happy to run more resize analysis for you. Feel free to call or email me at your convenience.

Regards,
... more
0 votes 2 answers Share Flag
Thu Sep 6, 2012
Cindy Irwin answered:
Hey Kelly,

There are truly so many options and I can understand why you would be overwhelmed. Alpharetta is a great area and very family oriented. You can get a lot of bang for your buck in the Cumming area and I don't think the commute is killer. I would love to talk further with you and answer any of your questions in depth. I work a great deal in the Cumming, Alpharetta and the Roswell area and I LOVE working with families. Feel free to give me a call at 770-403-2426. ... more
0 votes 15 answers Share Flag
Wed Oct 24, 2012
Tim Moore answered:
Tue Aug 25, 2015
Patrick Meyers answered:
Hello Kvsm5;

I know this area very well, I have working the Alpharetta/Roswell area for 7 years. Are you looking to purchase or rental in this area? I can find you what you maybe looking for in real estate. Please give us a call so we can help you in your search.

Thanks;

Patrick Meyers
e-mail pmeyers@sellectrealty.net
Sellect Realty, LLC
678-641-2209

www.sellectrealty.net
www.a-shortsale.com
www.alpharetta-shortsale.com
... more
0 votes 7 answers Share Flag
Sat Jul 28, 2012
Michael Hammond answered:
Your question requires an answer from the real estate community that can be very subjective, Donna. You might consider perusing the Internet to garner more specific information, like the link provided in web references below. Good Luck!

Michael Hammond
SellsRealty@gmail.com
404-538-5499

http://www.georgiamls.com/agentsite/index.cfm?SiteID=HAMMONDJOHNM

http://www.chapmanhallprofessionals.com

http://www.SellsRealty.org
... more
0 votes 1 answer Share Flag
Fri Jul 27, 2012
Fred Yancy answered:
We receive requests from people interested in buying a home in the United States who are not US citizens. The status of a person in the United States makes different loan programs available depending on the length of stay that the person is allowed to stay in the country.

We will try to describe these options from least difficult to most difficult.

PERMANENT RESIDENT ALIENS

These people are able to apply for a loan in exactly the same conditions as any US citizen. Loans to these customers are purchased automatically by Fannie Mae and Freddie Mac. The person must show us the ?green card? issued to him by the Immigration and Naturalization Service (INS). Sometimes the bank will ask for an authorization to contact the Social Security Administration ( SSA) to confirm the social security administration. These borrowers have access to all loan programs, first mortgages, second mortgages, home equity lines of credit and mortgage insurance. Borrowers must have a valid social security number.

H1B VISA HOLDERS

H1B visas are issued to international workers who come to the United States for a definite period of time. Usually between three and six years. Normally banks treat these applicants as permanent residents, in some cases they will ask to see a petition to extend the residency permit. Interest rates and conditions will be similar to those offered to US citizens. The SSA will have provided these applicants with social security numbers.



WORK PERMIT

Known as the Employment Authorization Document ( EAD) the work permit is given to students, fiancées of US citizens, foreign diplomats, special workers. Fewer banks are willing to provide a mortgage to these persons due to the short term they are allowed to stay in the country. Other banks state that they are only concerned that the person is in the US legally and will provide a mortgage under normal conditions.

FOREIGN NATIONALS

It has become very difficult to obtain mortgage financing for foreign nationals in the last year. Fannie Mae and Freddie Mac have removed those options from their offerings. Most national mortgage lenders that provided foreign national mortgages no longer offer them. Several banks in Florida still offer loans to foreign nationals who are buying property in that state. The borrower usually has to put 25% as down payment and provide proof of employment and credit in his native country. They must provide a tourist visa that allows them to visit the US and the home they buy in the US will be considered a second (vacation) home for them. It is unfortunate that this kind of financing is so restricted at this moment. Investments by foreigners at this time of a glut in the housing market and a weak dollar would open up many options to sell homes.



ITIN MORTGAGES

For many years the Internal Revenue Service ( IRS) has provided non US citizens with Individual Tax Identification Numbers (ITIN). These numbers are used by the IRS to track (and be able to tax) income from dividends, savings, commissions and other income generated in the US. The ITIN does not allow the person to live or even be in the United States, it is only a medium for tax control. Some companies however are using the ITIN to identify their customers in credit transactions and thus reporting them to the credit bureaus. A limited number of national banks offer mortgages to ITIN holders. Some banks will use the ITIN number when assigning customers checking, savings accounts and CDs. Some local and regional banks offer mortgage loans to customers with ITINs. These customers provide a history of employment, sometimes alternative credit documents ( utilities, insurance bills, retail accounts, cellular phone bills) and bank statements to qualify for a mortgage loan. At one time loans for these customers only required 3% down payment, now most programs require between 10% and 15% down payment.
... more
0 votes 1 answer Share Flag
Tue Jul 17, 2012
Fred Yancy answered:
www.greatschools.org is a great website for checking out schools and their ratings. For additional information about the neighborhoods visit http://fredyancy.crye-leike.com and look under the "local community" tab.

If you need any assistance in your relocation, feel free to contact me.

Fred Yancy, Broker
Crye-Leike Realtors
(678) 799-4663
... more
0 votes 4 answers Share Flag
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