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29401 : Real Estate Advice

  • All19
  • Local Info1
  • Home Buying11
  • Home Selling2
  • Market Conditions1

Activity 202
Tue Jan 17, 2012
Josh Brinson answered:
Hey Deborah,
The best reference I could give you is the following link to research a community or just contact the local police office and they should be able to give you some information about the crime rate, etc.
I am very familiar with that area and if you have any other questions or would like to tour a home please let me know or visit my website.

thanks, Josh Brinson 843-813-4554
... more
0 votes 11 answers Share Flag
Thu Mar 1, 2012
Laura Sargent answered:
Some of that answer will depend on the pricing you are interested in... Charleston will probably have more options but a great agent will search high and low to find you the perfect place! Please let me know if I can dig deeper for you and send information to you. My best, Laura Sargent ... more
0 votes 11 answers Share Flag
Fri Nov 11, 2011
Imogene Thomas,CRS,CRES,MRP answered:
Hello Kelly, Contact Zach Larichiuta, Senior Loan Officer, with Shelter Mortgage, a branch of Guaranty Bank and Lending. You are interested in an "under water loan", where you owe more than the home is now worth. You must have closed on the home prior to May 2009 and have good credit. Zach is our "in house" lender at Carolina One, 873 Orleans Rd. Email Zach at and see what he can do for you. No cost, nor obligation, of course. Good luck with your refinance. Imogene Thomas, Broker Assoc. with Carolina One. (843) 860-2247 ... more
0 votes 4 answers Share Flag
Mon Mar 16, 2015
Christopher Lefebvre answered:
I like white, but it is up to you. You could match the door with the shutters perhaps. Neutral colors are best.
0 votes 21 answers Share Flag
Wed Nov 2, 2011
Roy DeHaven answered:
The only current land fill in Charleston County does not have those issues. SC DHEC monitors the health concerns. Dust is a problem during the hot summers but the dust seems to fall within 1 mile. ... more
0 votes 0 Answers Share Flag
Tue Oct 25, 2011
Laura Feghali answered:
Hello Susanne,
If indeed you have a signed contract by both you and the bank to purchase the property then it should not be shown any longer.

I suggest that you speak to your agent (if you have one) or the listing agent of the property to request that the status be changed to an accepted offer so that other potential buyers know that it is no longer available.

Good luck on your purchase!

Laura Feghali
Prudential Connecticut Realty
... more
0 votes 7 answers Share Flag
Mon Apr 30, 2012
Kevin Olson, Jessica Laude answered:
In most states that I'm aware of, builders charge the same whether another Realtor is involved or not. In my opinion it's always best to have one on your side representing your best interests... especially if it doesn't cost you anything extra. Plus, an agent on your side reduces the stress, and there can be a lot of it with some homes. ... more
0 votes 24 answers Share Flag
Mon May 14, 2012
Jen Pfeffer answered:
Well, you're farther ahead than the average person! Doing research is GREAT! It's always best to educate yourself as much as possible before making such a big purchase. One thing to consider is that fact that working with a Realtor costs you absolutely nothing! If you find a knowledgeable professional in your area, they can probably educate you on your area better than anything on the internet! The important things you should know, you may not be able to find easily on the internet, i.e neighborhood HOA info, school attendance lines, crime and safety information, reputable builders, etc. An experienced agent can help you with everything from finding a reputable lender, a reliable home inspector, getting insurance quotes for home owner insurance and so much more! You're best bet is to do some research to locate and interview a few agents and find one that you feel comfortable working with. Once you have an agent, share your thoughts on what you like and don't like, you're must haves and so on. As an experienced agent in the Charleston area for over 5 years I am happy to help in any way that I can. Please feel free to contact me anytime!

Jen Pfeffer
Carolina One Real Estate
(843) 367-3309
... more
0 votes 24 answers Share Flag
Tue Nov 13, 2012
Shane Milne answered:
It's tough to find 2nd mortgages on non-owner occupied properties, it's tough to find 2nd mortgages up to 100% of your home's value, to find a combination of both is near impossible in my opinion. When credit was at it's easiest, when income wasn't verified, etc. we saw 2nd mortgages on non-owner occupied properties to 100% of the home's value - but since then they dwindled down to about 50-70% of the home's value.

Unless you have the funds to bring in at closing, and take out a refinance for 75% of the home's value... if you are at about 99% of your home's value and you have an FHA mortgage, then a streamline FHA refinance is probably going to be one of the best refinance options, if not the best.

For others who are reading, it is possible to refinance a non-owner occupied loan which already has an FHA mortgage into a new FHA mortgage, certain guidelines apply.
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0 votes 4 answers Share Flag
Mon May 14, 2012
Joshua Calvert answered:
Mortgage assignment is possible in Charleston, SC. However, you must have a loan that is assumable. I know that VA and FHA loans are assumable but you must meet the eligibility requirements. I would recommend that you contact a Mortgage Advisor that can better answer your questions. Please call me at 843-789-9860 and I can put you in contact with several that I work with! Thanks! ... more
0 votes 2 answers Share Flag
Mon Aug 1, 2011
Desiree Maurer answered:
If you could provide a little more info - any specific area you are interested in, do you have pets - I would be happy to help you out. There are many places available right now - just depends on what area you would prefer and it is always helpful to know if you have pets. Thanks!
... more
0 votes 6 answers Share Flag
Mon Oct 22, 2012
Dan Mengedoht answered:
Lake house? Like one of the large recreational lakes that are 60 miles inland? Not really near Charleston. I am not really sure what you are looking for. There is Lake Moultrie and Lake Marion. Lake Moultrie is closes to Charleston. Or there is a lake here in downtown Charleston called Colonial Lake. It is not suburban.

Best Regards, Dan
... more
0 votes 3 answers Share Flag
Sun Oct 23, 2011
Joyce King answered:
I had a son that graduated from there last year, there are many options for you. If you would like, I could help you. Just give me a call. 843-345-8522. Joyce King
0 votes 11 answers Share Flag
Tue Sep 24, 2013
Dan Simon answered:
West Ashley has many great neighborhoods and not all of them are in areas that would require flood insurance. Do you have a general price range in mind? What size home(sf, # of bedrooms & baths) would you like? If I can assist in any way please let me know. Dan Simon, Carolina One Real Estate. phone 843-303-1464 ... more
0 votes 13 answers Share Flag
Wed May 18, 2011
Josh Brinson answered:
The median price of 1 bedroom apartments in the peninsula is around $1200/month. I'm sure you know that Charleston has many different areas and the prices can range from $750 - $3200. There are currently 25 one bedrooms for rent. ... more
0 votes 1 answer Share Flag
Wed Feb 22, 2012
Eric Draper answered:
Hey Ryan!

I live on Folly Beach, SC just outside of Charleston. It is a funky, friendly beach community and has an identity all of its own.

If you are looking for something more upscale, try Kiawah. Very exclusive, private empty beaches, and primo golf. It s costs, but is quiet and beautiful. Seabrook is much like Kiawah, but a good $1+ million less.

Edisto is an out of the way sleepy bech community that avoids the crazy big crowds. Beautiful, quiet, and charming. Good fishing, wildlife nearby, and golf. 45 minutes to Charleston.

Isle of Palms, Sullivans Island nice beaches, more upscale than Folly but does not have that same vibe. Isle of Palms is a bit more quiet than Sullivans.

If I be of any more help, please call me.

Eric Draper
Carolina ONe Real Estate
843 795 7810
... more
0 votes 19 answers Share Flag
Sat Mar 26, 2011
Brian F. Walsh Buyer's Agent answered:
A great part of town is Downtown Charleston. There are tons of great restaurants and people who enjoy them together socially. A great group of people who go from restaurant to restaurant is a group called The Charlestonian, I am a local Realtor who works in Downtown Charleston for Carolina One Real Estate and would be happy to help or answer any questions you or your client may have.

Have a great night,

Brian Walsh
... more
0 votes 3 answers Share Flag
Sat Feb 26, 2011
Doug Holmes answered:
You need a professional home inspector to answer that question. All contracts written by buyers should have a contingency that would allow you to get out of the contract if the home inpection is not to your satisfaction. ... more
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Sat Feb 5, 2011
Military Homes Charleston asked:
0 votes 0 Answers Share Flag
Tue Jan 11, 2011
Scott Godzyk answered:
I have not seen it yet, but will check it out now. I cant wait to see if anyone else has checked it out yet. Thanks for the heads up
0 votes 8 answers Share Flag
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