Good evening, Oanjelete:
Here are a couple discussions about home warranties:
If you are getting a home warranty, a lower trade fee (the charge for the contractor to come out) is usually more cost effective. Also, you want a company that pays claims well and has very few exclusions. You should get a sample policy and read the fine print. Our clients have used First American and 2-10 and both have paid out claims. Sometimes what I thought should be replaced was repaired, but if the system is working, the warranty has done its job. If your home is 10+ years old, it is likely to have a warrantable repair. If you appreciate an answer, please give thumbs up. For the most helpful answer, please say thanks with a best answer click.... more
I would definitely suggest talking to a few different agents before you hire one to be your buyer's agent. Be sure whoever you choose has in depth knowledge of programs that can help you with low downpayment and experience in the areas you are looking in. Also make sure their 'style' fit with you side you will be working together for a while and you want it to be a very positive experience.
Allen Tate Realtors
Your husband may be better off than you are. No credit can be fixed, but getting some credit and using it well for a while. Bad credit can be fixed too, but it takes longer and often requires some new discipline.
I would start by working on your husbandâ€™s lack of credit. Speak to your bank about getting a credit card. He may also have some credit, like a cell phone or utilities. Hopefully they are paid on time and can be added to the new credit he gets. Start tomorrow because it will take some time to develop.
Regarding your bad credit, do you know why it's bad? If you have difficulties paying your bills on time, find a system to change that. Paying on time is critical. If you have collections, repossessions or foreclosures, you may need to talk to a credit repair specialist to get the most current advice. Be very careful, there are some legitimate companies who can assist you, but here are scams too.
I hope this is helpful. The sooner you start on the necessary steps the sooner you may qualify for a mortgage.... more
Your best bet is to talk to an experienced mortgage lender. Only a lender can give you the advice that you need. Mortgage qualification is outside a Realtor's area of expertise. I can recommend Ashleigh Clark with Cunningham Mortgage. She is so easy to work with and can help you either qualify now, or develop a plan to get you ther. Ashleigh's email is email@example.com. Shoot her an email with your questions!... more
You will need to have your utilities turned on and depending on your history and credit, you may have to pay deposits. A good cleaning may be in order as well. Movers can be a major cost. If the home is new construction, the cost of window treatments and possible landscaping should also be factored into your budget.... more
Jeff Trout, Myers Park Mortgage - 704-971-6145 - he's phenomenal. Great programs. Then when you are finished with him, give me a call - I'd love to help you find a home. 704-443-8627 or visit our website www.propertiesinCharlotte.com
Arriero Realty, Inc.
Tax Values in Mecklenburg County are based on the 1/1/2011 valuation. If prices are above that, it is likely because property values are rising. The Standard and Poor's Case Shiller index shows that prices in the Charlotte region have risen about 4% in the first half of this year, which is consistent with a tax value below list price. If you have a full time agent with a Masters degree in Planning with Finance and over two decades of experience, working for you, you will likely do better in negotiations. Id be pleased to provide that service. If you appreciate this answer, please give it a thumbs up, or if this was the most helpful answer, please say thanks with a best answer click.... more
Its helpful to get an understanding of the market you are moving into, and now is not too soon for a spring move. With over 30 years of experience as a Realtor I'm happy work with you in your upcoming move. Here's a link to my website www.peggy.realestatecarolina.com. I look forward to making your #1 Goal, my #1 Goal. Call me with any questions at 704.517.4787cell Thanks, Peggy Rooth Realtor-GRI, Exit Realty South... more
I lived in Reafield Village when I lived in an apartment. It was very nice and affordable it is in South Charlotte off of Pineville Matthews Rd. I only found one place in Uptown for 895 that was the cheapest please send me your email address if you would like me to send you the property. Charlottehomepro@gmail.com... more
Good afternoon, Trulia Administrators:
As you probably know, Familial Status is a protected class - Per the below link on HUD website, it is illegal to "advertise or make any statement that indicates a limitation or preference based on race, color, national origin, religion, sex, familial status, or handicap".
For buyers who are interested in living near a park, we would decide about the ideal park size and features, then talk about household size, determine how many bedrooms and square footage that buyer requires and what price, location and home features are preferred. We'd then find all the houses that meet that criteria.
Every individual has specific needs and unique personal desires in owning real estate. We work with each Buyer to listen carefully and then find exactly the right home and negotiate terms of purchase to meet their financial needs. If you appreciate an answer, please give thumbs up. For the most helpful answer, please say thanks with a best answer click.... more
I would do a great video and brochure and market to nearby larger markets. A newspaper or magazine ad for Luxury homes may be what you need to get it the attention it needs. Could also send brochure mailings to top execs in the area. Sounds very nice! As far as finders fee, 25% is typical. Good Luck!... more
There are a variety of areas in and around Charlotte where you can live in a condo and be convenient to a horse farm. I am going to give you one example since I am more familar with the northern end of Charlotte.
There is a horse farm called Horse Shadow Run located at 3022 Miranda Road
Charlotte, NC 28216. This is not far from the Northlake Mall area and Huntersville. Website: http://www.horseshadowrun.com/
The townhome community of Holly Ridge is in north Charlotte is just off of Mount Holly-Huntersville Road which may work for you. Also, numerous communities in Huntersville, such as Tanner's Creek, Rosedale, and Crosswinds have townhomes. You would probably be around 10-15 minutes from the farm.
Please let me know if I can assist you further.... more