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Home Buying in 27613 : Real Estate Advice

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  • Home Buying8
  • Home Selling1
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Activity 170
Mon Aug 27, 2012
Larry Story answered:

That is purely a personal decision. The foundation of a home can be built different ways. While some builders prefer to build on a crawlspace, many prefer a slab. If you are buying an older home then sometimes buying a home on a crawl space will give you more access to possible needed repairs in the future or for renovations and changes you might wish to make that involve and plumbing. Whereas if you have a slab that will incur costly changes and digging into your foundation. Now in different parts of the country a slab maybe more prevalent then a crawlspace but here in the south in the middle of NC a crawlspace is going to be the larger percentage of homes. It is less expensive for a builder to have a slab foundation rather then a crawlspace. But, when it comes down to it both are done to the NC building codes and are inspected by the local inspectors when built. Of course if you buy a home you will have a home inspector go through it throughly. However with a slab he will not be able to inspect the pipes since they are incased in concrete. Whereas with a crawlspace the inspector will go under the home to check everything they can see.

Either way speak with your agent and get their advice to see about other homes in the same area you are looking at and see if any other homes have had problems. If this is new construction just check out the builder online and ask your agent for any information they may have on them.

Hope this helps,
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Wed Sep 25, 2013
Christopher Trapani answered:
Bryant, Yes it certainly can be done.

Very Important - If you pay off the collection accounts without getting them deleted, it will LOWER your FICO score. Either negotiate a deletion upon payoff or wait until after you close the loan to pay them off.

If you search for lenders in your area, make sure that person is licensed and has lenders that will do a 600 FICO.

Most lenders are now requiring a 640 FICO but there are definitely a few that will do 600 or higher.

Good luck!

Chris Trapani - The 20 Year Mortgage Pro
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Fri May 22, 2015
Michael Schmitz answered:

This is a hybrid timber frame home for sale in Wake Forest, NC. It is hard to find one in North Raleigh but there is that one in Wake Forest and some available outside of Wake County. ... more
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Tue Jul 31, 2012
Linda Morris answered:
There are lots of great places to raise children in the Triangle. How old are we talking about? You can check out for end of grade scores and lots of other information on local schools. The Triangle has lots of parks, playgrounds, etc. where children can play. Also, the museums in downtown Raleigh and the Durham Life & Science museum are fantastic!

I am from the Raleigh area and know the area well. I would love to send you information on the most popular local communities. Please give me a call or email me!

Linda Morris, Realtor Broker
Keller Williams Realty Cary
Ph (919)218-8973
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Mon Jul 30, 2012
Alison Hillman answered:
Hi Db,

Can you please specify what exactly you are looking for? To rent? To buy? With how many bedrooms? Near schools? etc...

Excited to help you narrow down your search,
Ali, Community Manager ... more
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Thu Nov 14, 2013
Venita Peyton answered:
Congratulations! Your next step is to talk with a mortgage loan officer so that you'll know how much home you can purchase - and when.

In the meantime: enjoy looking around!
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Thu Jul 12, 2012
Alan May answered:
Forced Air and Central Air are one in the same thing.
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Mon Jul 9, 2012
Thomas Bohlmann answered:
Wed Jul 4, 2012
Brandon Williamson answered:
call nick papadopolous at river communtiy bank 919-270-4147
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Wed Jul 4, 2012
Sharon Lewis answered:
Wed Jun 20, 2012
Maria Gilda Racelis answered:
In my opinion, the housing market's landscape in 2 1/2 years would not be the same and if you are not ready to buy yet, looking for a house at this point is way too advance.

However, looking via internet sources to check the trend is always advisable.

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Wed Jul 4, 2012
Dawn Anderson answered:
Hi! There are still many buyers out there looking to downsize from their BIG home or new homeowners looking for a starter home - all depends on where you are and what you mean by small for every home I believe there is a buyer. Its location, pricing and finding the right audience to market your home to. And pointing out the reason why this home is the best home for someone. I would glady discuss this further with you if you are still looking for advice or assistance. Have a great day! ... more
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Mon Jun 11, 2012
Linda Morris answered:
There are lots of possibilities in the Raleigh area. Probably for $150K, it may be a townhome or small detached home. i can set up a search for you that would encompass the whole area. Probably a short sale or foreclosure though. Vacancy rates here are pretty low especially in the most popular areas. Let me know if you would like for me to set up a search for you. ... more
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Mon Aug 27, 2012
Sheri Moritz answered:
There are several programs with zero down including VA if you qualify, USDA and a down payment assistance program. Where are you looking to buy? Are you working with a lender who can tell you your personal options? ... more
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Tue Jul 24, 2012
Thomas Bohlmann answered:
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Sat May 5, 2012
Venita Peyton answered:
Oh, I couldn't possibly answer it all in a paragraph.

I purchased my home here in East Raleigh about 25 years ago. East and Southeast Raleigh have always been treated as a stepchild. Fewer shopping opportunities, yet, some of that is turning around, because land prices are so much more expensive elsewhere.

I tell people: look at your goals. Rather than base your potential purchase on what other people think, first, ask if they live here. Then, ask why they don't. More than likely, its based on a negative opinion that someone else pro-offered.

The April 2011 tornado showed how diverse many of our neighbors are - but the media takes very little notice. Eventually, EVERY area will be more costly in 10 years or so!
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Fri Apr 6, 2012
Tim Moore answered:
I would say about 70% of the contracts I have seen include no Due Diligence money in them. The DD date is a mess because buyers agents are picking a date that is at or days away from the closing date to cover their buyers in case the loan falls apart. The Due Diligence addendum says that after the DD expiration date the buyer will lose any earnest money and Due Diligence money if the deal does not close. In the past if the loan fell apart 1 week from closing the buyers got the earnest money back. With DD the buyer is screwed after the DD expiration date so buyer agents are making the DD date the same as the closing date. The NC Real Estate Commission needs to pull out the loan approval condition and make it outside the Due Diligence Date to fix this huge problem. With the DD date the same as the closing date a buyer could decide, after 60 days and 1 day before closing, to just up and walk away fro no reason at all and there is nothing that could be done about it except keep any DD money -- if there even was any offered.
It's a MESS and the NC RE Commission needs to FIX IT.
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Sat Mar 31, 2012
Louise Lanthier answered:
Sun Sep 16, 2012
Nila Maceda Kucharski, GRI answered:
Based on my observations and experiences in my 12 years as broker/realtor and 7 years prior as real estate investor, I tbelieve that the housing market areas in Raleigh that would most likely continue to appreciate are the following: North Raleigh, Northwest Raleigh, Southwest Raleigh and West Raleigh and the areas inside the beltline. The factors affecting to the appreciation are attributed currently to the great public schools, proximity to the Research Triangle Park, RDU International Airport, easy access to the major highways like 1-40 1-540, & 1-440, shopping/sports/entertainment centers. And of course a low crime rate. I would also say that the occupants in these areas earned some of the highest per capita income in Wake County. And this could translate to being more stable communities. You may need to visit some realtor's website and go the Neighborhood link to get more insights of the area. . Welcome to Raleigh!! Good luck. ... more
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Sat Mar 17, 2012
Tracy Santrock answered:
An ideal agent is one who’s organized, pays attention to details, and understands the buyer’s neighborhood, market values and other details. The agent must demonstrate their track record and provide references. It is best to look for someone locally. By knowing the price, location, style of home, and age, a good agent will know if a home is valued higher or lower than the market value. The agent must take complete ownership of the buyer’s needs and preferences and find properties that meet their client’s requirements which could include location, price, size, features and other criteria such as schooling, amenities, property taxes, etc.

The buyer’s agent must be able to respond promptly to their client requests, which in today’s terms means being connected via various media such as mobile phone, email, text/IM messages, and tweets, and respond instantly in real time or within a few hours of being contacted by the client.

The buyer's agent must point the client in the right direct regarding getting prequalified. The agent must also know loan officers with a reputation to do things on time and keep the buyer informed during each step of the process. The agent must assist the buyer in the decision making process by preparing a market analysis report prior to making an offer.

The agent must provide the buyer a list of home inspectors that they have worked with in the past. The agent must be present during the home inspection along with the buyer and explain the inspector’s report in detail. The agent must also make sure that any required repairs are done satisfactorily

Throughout the process a great buyer's agent is in constant contact with the buyer, lender, and the title company. The agent must keep track of the paperwork trail and closely follow every step of the process to ensure that the closing takes place as scheduled. It is important that the agent perform the final walk-through with the buyer.

Potential buyers could use these points as a checklist while interviewing buyer’s agents
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