27604 : Real Estate Advice

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Larry Story, Real Estate Pro in Greensboro, NC
Larry Story answered:
Would I save money with a direct lender/bank as opposed to a broker or correspondent?

banks versus broker is a long standing discussion. What you can definitely do is to get a pre-approval from more then one lender. Now as long as you are going to buy a ... more
0 votes Share Flag Fri Dec 7, 2012 Home Buying in Raleigh
My NC Homes…, Real Estate Pro in Chapel Hill, NC
My NC Homes Team answered:
3 percent down with no PMI? Is this possible?

I've not heard of any loans that aren't going to require PMI with so little down, other than through State Employees Credit Union which if you have access to using would be who ... more
0 votes Share Flag Thu Dec 6, 2012 Home Buying in Raleigh
Mike Jaquish, Real Estate Pro in Cary, NC
Mike Jaquish answered:
Are there realtors willing to contract on a per property basis?
You will have no problem finding a good buyer's agent.
Deal honestly with the agent.
Be sure any agent you talk to knows you respect their time.

Bear in mind that any agent who has ... more
0 votes Share Flag Sun Dec 2, 2012 Home Buying in Raleigh
Skye Creech, Real Estate Pro in Apex, NC
Skye Creech answered:
I'm looking at buying a new house, but I want to keep my current home as rental property. How much more difficult will it be to get a loan?
I as well am looking to do the exact same thing in the coming months. I have been doing much research as I don't want to let me current home go. Putting 20% down would be best and I dou ... more
0 votes Share Flag Tue Dec 4, 2012 Home Buying in Raleigh
Elizabeth Bo…,  in Cambridge, MA
Elizabeth Bolton answered:
Downside to Using a Buyer's Agent
The owner doesn't pay less. They are under contract to pay a commission to the listing office. The lisitng office is offering to split it with a cooperating buyer's agent and office. ... more
0 votes Share Flag Tue Jun 14, 2016 Home Buying in 27606
David Worters, Real Estate Pro in Raleigh, NC
David Worters answered:
It is this subdivicion safe?
I think the best way to answer that is to provide you with a resource that I think you'll find very helpful, which is a mapping tool the City of Raleigh has developed. You'll quickly d ... more
0 votes Share Flag Mon Jan 14, 2013 Crime & Safety in Northeast Raleigh
Lidah Saylor, Real Estate Pro in Raleigh, NC
Lidah Saylor answered:
Family looking to move to Cary or Raleigh from Southern Ca. What is Cary like to live for families?
You can't go wrong with either area. We have a lot of families relocating to the area; and I recently worked with a super family from San Diego! More than willing to forward web ... more
0 votes Share Flag Tue May 17, 2016 General Area in Raleigh
My NC Homes…, Real Estate Pro in Chapel Hill, NC
My NC Homes Team answered:
How does one get his home listed on Trulia. It is listed with a traditional realtor and has a MLS number.
Your agent must "claim it" on Trulia. They hopefully have already established themselves on Trulia and know how to log on and take control of the listing.
0 votes Share Flag Sun Nov 11, 2012 Home Selling in 27607
Don Tepper, Real Estate Pro in Burke, VA
Don Tepper answered:
I have started a cleaning business cleaning foreclosures and i want to know is this a profitiable business.
Ummm . . . what???

You've started the business and NOW you want to know if it's profitable?

Kind of backwards, don't you think? What research did you do before starting the busine ... more
0 votes Share Flag Tue Nov 13, 2012 Foreclosure in Raleigh
Jim Laudate, Real Estate Pro in Cary, NC
Jim Laudate answered:
I am relocating to NC from NJ, not sure on the city but looking for a high quality of life, with lots of parks and walking areas/cultural scene
Hi Sarah,
Wake County offers what you are looking for and more. From an outstanding symphony, to 2 minor league baseball teams nearby, great restaurants, hospitals and churches. You wi ... more
0 votes Share Flag Wed Jan 15, 2014 Quality of Life in Raleigh
Guy Gimenez, Real Estate Pro in Austin, TX
Guy Gimenez answered:
Div. court order to sell house he has control until the sell. can he sell w/o my signature if its on the deed? realtor will not give me info
Generally speaking, if more than one person is on title (deed), all parties must be in agreement in order to consummate a sale unless a court order states otherwise. Assuming the divorc ... more
0 votes Share Flag Fri Nov 1, 2013 Home Selling in 27615
Bill Eckler, Real Estate Pro in Venice, FL
Bill Eckler answered:
What is rent to own?
Hi Patti,

This purchase approach has become very popular for those that do not have the borrowing power to implement a conventional mortgage.

"Rent to own" is an agreement between ... more
0 votes Share Flag Thu Nov 15, 2012 Home Buying in 27615
Trevor Curran, Real Estate Pro in Great Neck, NY
Trevor Curran answered:
What is the difference between Getting pre-qualified for a mortgage, pre-approved for a mortgage and final approval for a mortgage?
Good afternoon Patti,

The ONLY difference between Prequalification and Preapproval is the spelling. The fact is, according to HUD Guidelines, we Lenders are not supposed to "Preappr ... more
0 votes Share Flag Sun Oct 21, 2012 Home Buying in 27615
Rich Homer, Real Estate Pro in NAPLES, FL
Rich Homer answered:
If someone files a chapter 7 bankruptcy how will it affect trying to qualify for an apartment. They have great work history and rental history.
Your best bet is to contact a local Mortgage Broker before doing anything else at "Find a Pro" in the header of this website. http://www.naplesrealestateguys.com/
0 votes Share Flag Thu Jan 24, 2013 Rentals in Raleigh
Daniel Harmon,  in Raleigh, NC
Daniel Harmon answered:
I'm looking for a 3br house in Raleigh for under $800 a month. Can anyone help me?
Yes, I am Daniel Harmon with the Jim Allen Group in Raleigh. I can take you to see some homes and find on that is suitable to you. My email is Daniel@jimallen.com or give me a call at ... more
0 votes Share Flag Thu Nov 22, 2012 Rentals in Raleigh
Sheri Moritz, Real Estate Pro in Raleigh, NC
Sheri Moritz answered:
What is the appraisal value for finished basements in the state of Missouri (rural)?
You may want to post that question in a Missouri question board to get better responses. This is posted in Raleigh NC and gets emailed out to agents in that area. If you post in the a ... more
0 votes Share Flag Thu Oct 11, 2012 Market Conditions in 27612
Tom Bohlmann, Real Estate Pro in Wake Forest, NC
Tom Bohlmann answered:
what morgage link means?
That is the "link" to .a mortgage application web site.
0 votes Share Flag Tue Oct 9, 2012 Home Buying in Northeast Raleigh
Alison Hillm…, Other/Just Looking in San Francisco, CA
Alison Hillman answered:
I've noticed burglaries and assaults in September. Is this typical for this neighborhood all year.?
That's a really interesting (and scary) observation! Trulia reports on crime maps here:


Stay safe,
Ali, Community ... more
0 votes Share Flag Sat Apr 27, 2013 Crime & Safety in Southeast Raleigh
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