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22601 : Real Estate Advice

  • All3
  • Local Info0
  • Home Buying2
  • Home Selling0
  • Market Conditions1

Activity 32
Tue Mar 12, 2013
Steve DuBrueler answered:
The market is really good right now for selling Townhouses. Why don't you let me get you with one of my A-team agents to discuss your options? Look forward to hearing from you!

Holli @ 888-617-5470/hollikudlak@premiermove,com
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Sat Mar 16, 2013
Gina Chatham answered:
Yes, this property does have an HOA. In the MLS, the listing agent has noted that the fees are $300 paid annually. Please let me know if I can assist you further with this property or any others. ... more
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Sat Oct 13, 2012
Traci Shoberg answered:
This home was a short sale, and then a foreclosure, but it couldnt get a clear title. There was something with the septic for this home on another lot, if I remember correctly. Hope that helps. ... more
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Wed Sep 19, 2012
Don O'Wade answered:
Just need an email address to send them to from the MLS. My direct email is Don O'Wade with Long and Foster
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Mon Jan 14, 2013
Dona Shiley answered:
is this going to be for building a home or just for recreation? you can email me at ill be able to help you with more detail :)
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Tue Aug 7, 2012
alfonso manfredo asked:
This question was asked from
0 votes 0 Answers Share Flag
Fri Apr 13, 2012
Nancy Shafer answered:
Hi Judi,

My name is Nancy Shafer and I own Experience Realty Group. We do several rental every month and would love-to help you find just the right place for you. My email is and my number is -703-328-8801 Email or call and we can take care of you.

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Wed Apr 16, 2014
Steven Strickler answered:
Sun Feb 24, 2013
Anna M Brocco answered:
Best should be dictated and defined by your financials, wants, needs, lifestyle, etc.; therefore do take the time and visit neighborhoods of interest more than once and at different times of day; for any safety concerns, it's always best to contact the local police department with all your questions, hear all there is to hear firsthand; Real estate professionals are prohibited from steering, enticing a buyer to purchase, or not, in specific neighborhoods.
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Mon Dec 19, 2011
Don Tepper answered:
Well, you and your fiance probably DO have credit. It may be poor, it may we weak, or it actually might be OK. But it's difficult to live without acquiring some credit. Check with a good loan officer or mortgage broker to actually determine where you stand credit-wise.

It's also relatively easy to build credit. Get a few credit cards, for instance (Visa or MasterCard), and use them carefully. You'll take a small credit hit at first, but buying some items (thing you'd have bought anyway), and then paying them off over a period of 2-3 months will help. If necessary, start with a secured card. That's where you put $x (like $500) into an account that you can't touch. You then receive a credit card for that amount. The card is secured because if you don't pay the credit card amount, the lender can seize the money you've put into an account. Nevertheless, that'll help build your credit. The loan officer or mortgage broker can give you lots of other tips, too.

So what do you do until you've built up (or restored) your credit? Two basic options: First, rent. Even landlords and apartment complexes will want some sort of credit history. But it's generally less strict than if you were buying. Private landlords (individuals renting out a home or condo) often are more flexibile than apartment complexes.

Second option (if you really, really want to buy): Consider a lease-option. That's nicely suited for you--it lets you control a home and yet gives you time to build up your credit. I wrote a blog on how to find lease-options: Please note, though: Have a real estate lawyer advise you on how to protect yourself. Some (many?) agents here on Trulia don't like lease-options, and one reason is that if they're not properly constructed you can lose out. (Reminds me: I have to write a blog on that subject--how to protect yourself!) And there are plenty of properties around Winchester available for lease-options.

So: Consult with a lender to really determine what your credit and your fiance's credit is. Get advice on how to improve it. If necessary, consider renting for a year or two while strengthening your credit. If you're really eager to buy today, consider a lease-option, but make sure you get good legal advice on how to protect yourself.

Hope that helps.
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Sat Aug 27, 2011
Vicky Chrisner answered:
Sounds great. If you'd like to contact me privately with more information such as your price range and if you're looking strictly in Winchester, I would love to be of assistance to you. 703-669-3142 ... more
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Thu Sep 4, 2014
Ben Fox answered:

I have a few questions for you. I am in the office now if you want to give me a call. 703-279-5914.

We are inhouse VA Lapp approved and I have been doing VA loans for 15 years. ... more
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Thu Mar 10, 2011
Natalie Langford answered:
For any property you are interested in in Frederick County, you can try this website:

The site belongs to Frederick County, but not all lots have that info available. Good luck! ... more
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Mon Aug 30, 2010
Jim McCowan answered:
It's MUCH easier to buy without a Green Card when you're paying cash. Please let me know if I can help!
0 votes 4 answers Share Flag
Thu Aug 26, 2010
Vicky Chrisner answered:
Wish I could give you info... but it sounds like progress is being made. I'd hang in there if you like the house and the deal you've got.
0 votes 6 answers Share Flag
Mon Apr 26, 2010
Jay Hurst answered:
Did you have a buyer's agent? Are any of the agents' experienced in the Foreclosure process?
We handle foreclosures, and would need more details to help.
Feel free to contact us.
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Tue Apr 20, 2010
Natalie Langford answered:
I'm so sorry you're going through this. One idea, if you are content to rent, is to talk to the list agent about this. Most real estate professionals tend to call the list agent to touch base on the property prior to showing it. This would give the list agent an opportunity to express your wish to stay. Investors are still showing an interest in purchasing homes in our local market. An investment that already produces income could very well be appealing. I hope it all works out for you. ... more
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Tue Apr 27, 2010
Brenda Gervais answered:
There is a possibility that the loan may be denied, I actually came across the situation with another buyer client and it set a reg flag up with the mortgage company but after very careful review, they approved the loan for my client. You don't mention your dealing with a mortgage brokerage or directly with a mortgage bank i.e. Wells Fargo, Suntrust, Chase to mention a few. Should you be denied, your realtor may be able to suggest another lender you could use, if you're using a realtor. ... more
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Thu Feb 5, 2015
Ronald Stead answered:
Mon Sep 14, 2009
Patrick Thies answered:
The value of a home is determined by the market conditions along with condition of the house and the location just to name a few. An FHA loan has nothing to do with the value the home may have.

Perhaps whoever told you this means they don't think the townhouse is holding it's value right now.
How does it compare to other townhouses in the area? Is it high for the area? Are prices coming down in the area? These are the types of things that affect house value.
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