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22406 : Real Estate Advice

  • All9
  • Local Info0
  • Home Buying4
  • Home Selling2
  • Market Conditions1

Activity 63
Tue Apr 9, 2013
Carolyn Liddell answered:
Yes, I am in the Fredericksburg area and work with investors. I look forward to speaking with you to discuss your criteria.

Carolyn Liddell, Broker
Sun Realty of Fredericksburg
Sun Property Management
540-659-3636
540-295-9623
www.sunrealtyva.com
... more
0 votes 2 answers Share Flag
Tue Apr 9, 2013
Ginny Vickers answered:
If it's a new listing, the listing agent may not have had time to post pictures yet. In order for homes to sell quickly, buyers love to see pictures. Hopefully, there will be some soon! If you'd like to see this one, I'd be happy to show you. If there are any other homes you may be interested in, please let me know. Ginny ... more
0 votes 7 answers Share Flag
Fri Mar 29, 2013
Teresa Peck answered:
Hello

This home is in Summerlake and listed as $215/monthly HOA. . I would be happy to answer any other questions and assist you in your search. Teresa Peck
0 votes 5 answers Share Flag
Thu Mar 27, 2014
Carolyn Liddell answered:
My company will work with Section 8 clients in your area to help you find a rental. Please feel free to contact us: 540-659-3636.

Carolyn Liddell, Broker
Sun Realty of Fredericksburg
licensed in the Commonwealth of Virginia
Fredericksburg, VA
www.sunrealtyva.com
... more
0 votes 5 answers Share Flag
Thu Feb 7, 2013
Francis (gene) Othic answered:
Try approaching the seller with a pre-settlement occupancy agreement. It is a standard form used by many Realtors.
0 votes 3 answers Share Flag
Thu Nov 7, 2013
Sabrina Ash answered:
Hi Michael,

If you are still needing assistance, I could help get you with an agent, that will assist you with the path of home ownership. Please contact me if you wish to proceed.
0 votes 2 answers Share Flag
Tue Jun 30, 2015
Fred Glick answered:
Mr. Wright,

Yes, I do have lenders. It just matters what the details are.

Contact me tomorrow at 215-238-9400 or fred@usloans.com to go over details.

Fred Glick
NMLS#133975
U S Loans Mortgage LLC NMLS#51022
Licensed by the Virginia State Banking Commission
... more
0 votes 3 answers Share Flag
Tue Oct 9, 2012
Kay Burleson answered:
Realty Solutions Burleson Group, Burleson Properties. Member of Better Business Bureau. Happy to provide refrences.
0 votes 5 answers Share Flag
Sun Sep 16, 2012
Ginny Vickers answered:
Buying at this time does have it's advantages....#1 being the lowest interest rates in many years. If you are thinking of renovating at the same time purchasing, there is the 203K Renovation Loan available to be able to do both now. Contact me for more information. I'd be happy to help. ... more
0 votes 1 answer Share Flag
Sun Jul 22, 2012
Gtm7of9%40yahoo.com asked:
This question was asked from http://www.trulia.com/property/1086968028-Build-on-Your-Lot-Washington-DC-621-Warrenton-Rd-Fredericksburg-VA-22406
0 votes 0 Answers Share Flag
Fri Mar 29, 2013
Chris Ognek answered:
It has been coming back for the past two years. Every single one of my clients are in bidding wars just trying to get a home - and this is in markets everywhere from Fredericksburg to the Beltway and west to Gainesville. I've seen prices in entry level single family homes in Fredericksburg go up $10-20k in the last two months alone. Buyers are getting a rude awakening when they enter the market because they are completely unaware of how fierce the buying competition is.

It hasn't quite reached above $250k level in Fredericksburg but it will shortly. We are in the beginning of a housing shorting.

Its still a great time to buy but you have to be prepared to work and you need to use creative and smart strategies to get the best deal for the dollar. One such strategy is taking advantage of the FHA 203k home renovation loan. Its the only loan that allows you buy a home as is and include all the costs of renovations in with your mortgage. Its how I help my clients get the best possible home for the least amount of money. You can see more info at www.makeoveragent.com as well as some before/after pictures and great little video showing a renovation on a 74 year old home.

Please let me know if you have any other questions, I'd be happy to help you find a home.
... more
0 votes 8 answers Share Flag
Sun Apr 1, 2012
Carolyn Liddell answered:
When you find something on Trulia simply give the address to your real estate agent to look up in the MLS system. Your agent will be able to determine if the property is still active and set up an appointment to view. And after viewing the property, you may want to ask your agent to check to see if they would consider a rent to own situation.

Good luck house hunting,
Carolyn Liddell
Sun Realty of Fredericksburg
www.suncompanies.biz
licensed in the commonwealth of Virginia
540-659-3636
... more
0 votes 2 answers Share Flag
Sun Jul 7, 2013
Gina Schwartz answered:
You can definitely get more home for the money with today's rates. It is a buyer's market right now!
0 votes 12 answers Share Flag
Wed Nov 16, 2011
Dwayne & Maryanne Moyers answered:
Equity lines of credit are very tough to get in current market conditions. If there is no measurable value in using your mortgage to secure a loan it would seem there are no other options to finance the addition. The process to determine the value of your home would require a Realtor to complete a market analysis comparing your home to recent sales of homes in the immediate area which are similar to your home. If the results indicate there is positive equity in your home, you might be in a position to speak to a mortgage lender. If the lender determines there is a program which allows home improvement (specifically for the construction of additional finished square footage) then you would be subject to paying lending fees (including an appraisal which must find enough value to fund the loan) much like a streamline loan.

We wish you luck. The current guidelines for all home loans are currently restrictive.

The Moyers Team, Realtors
Maryanne Moyers, Managing Broker (540) 379-7359
Dwayne Moyers, Realtor (540) 446-6284
Avery-Hess Realtors
www.themoyersteam.com
www.NotYourTypicalRealtor.com
... more
0 votes 5 answers Share Flag
Mon Oct 3, 2011
Rita Gibbons answered:
his is best answered by your homeowners insurance carrier. Any damages caused to the house or other structures (such as sheds, garages, etc.) that are covered under the policy should be covered. The shink and swell problems won't be covered under the policy. ... more
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Tue Dec 10, 2013
Tim Moore answered:
I have not sold homes in Fredericksburg since 2001 but I think buying anything now is a good investment. Prices are low, rates are lower and the time is right. Where is Ryan building there? There use to be three companies that were all sort of interconnected in some way - Ryan, Ryland and Rylee homes. Of the three Ryan was the best quality and might be the only one left. ... more
0 votes 6 answers Share Flag
Tue Sep 6, 2011
Shane Milne answered:
With FHA the mortgage insurance needs to be paid for at least 5 years and until your loan balance gets to 78% of the value of the home when you purchased it - there is NO ability to get a current appraisal and remove the mortgage insurance that way.

The only exception to the 5 years/78% of the value of your home is if you initially take a 15-year term or less, then the mortgage insurance only needs to be paid until your loan balance reaches 78% of the value of your home when you obtained the loan - but there is no 5 year requirement.

So if you take a 30-year fixed FHA mortgage, and put down 22%, you still have to pay the mortgage insurance for 5 years. If you put down 3.5%, and just make the minimum payments, you'd be paying the mortgage insurance for roughly 10 years EVEN if you purchased the home for half of what it appraised for (because on a purchase transaction, the value is the lower of the purchase price or appraised value).

Within 12 months of purchase, your best bet if you want to use the new value to remove the PMI is to refinance with conventional financing.
... more
0 votes 1 answer Share Flag
Wed Feb 29, 2012
Ryland Payne answered:
Thanks for your inquiry. To be the most helpful I would need to know what school your child currently attends. As for the security deposit that could be addressed once we have located the right home.

Ryland Payne
rylandpayne1@verizon.net
540-408-4561
... more
0 votes 2 answers Share Flag
Mon Sep 29, 2014
Ricardo Casillas answered:
Most Often You Can't But You May Want To Contact Your Local MLS And See If They Maybe Able To Work Something Out.
0 votes 9 answers Share Flag
Fri Apr 15, 2011
Adam Difrancesco answered:
Hi Rodney,

What are you considering a "dramtic" drop in price and over how much time are we talking?

Over the last 3 years, almost all markets have shown some level of deprication in value. Some areas have been hit harder than others. Florida/Vegas/Detroit.

I can put you in contact with a local agent if you would like to discuss this further, as each market is different, and with regard to value, you would be served to talk with a locak Realtor.

Let me know if you would like to talk to some one more about this.

Adam
... more
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