Good Morning Bob & Nicole:
I see that you are living outside the US. If you stay in the Frederick Zip Codes (21701, 21702, 21703, 21704) you will be close to stores pretty much everywhere. There are certain towns in Frederick County that have shopping in the communities/towns such as Urbana and Spring Ridge. Your other towns have shopping but not as close by but one central location. Below is a link to show you the counties in Frederick. I hope this helps. Please e-mail me at pattys@longandfoster for more information.
Have A Wonderful Day!