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21216 : Real Estate Advice

  • All5
  • Local Info2
  • Home Buying1
  • Home Selling0
  • Market Conditions1

Activity 398
Tue Sep 11, 2012
Robert Mcgee answered:
HUD usually doesn't approve loans anymore. They delegate the approval power to lenders who qualify for direct endorsement authority. If your lender does not have this authority they will forward the loan on to someone who does. This process called underwriting should not take any longer than 2 weeks from the point where your application is complete including the appraisal.

Some people think that ore-approval means approval. It does not. During the pre-approval process you tell the loan officer about your income, debts and the purchase price of the home. They run it through a computer along with your credit scores and give you a yes or a no. The actual underwriting process is a lot more thorough. It includes an inspection and appraisal of the property, employment verification and any irregularities in the credit report have to be explained in writing. Sometimes if you are participating in special loan programs a home ownership readiness course is required.

Bob McGee
Advance Realty Timonium
410-569-4574
... more
0 votes 4 answers Share Flag
Wed Sep 12, 2012
roslynlecky answered:
I am currently renovating a 3 bd house near E Broadway and North Ave...
Will be rented for $800 when work is done..
0 votes 1 answer Share Flag
Tue Aug 7, 2012
Robert Mcgee answered:
The link below has the profile on Park Circle from the official Live Baltimore website. There is a link on that page to crime stats. Let me know if I can help.

Bob McGee
Advance Realty Timonium
410-560-4574
My Blog: www.baltimorerealty.blogspot.com
... more
0 votes 4 answers Share Flag
Thu Nov 22, 2012
brent mendelson answered:
As you know most banks will not consider the loans on such a small amount and especially for an investment property. I would look at small local banks and credit unions that are local to the Baltimore area. I know it's tough but I think those are your best and really only shot at getting a loan.

Thanks,
Brent Mendelson
nmls#111407
1st Mariner Mortgage
... more
0 votes 9 answers Share Flag
Sun Mar 26, 2017
Baltojo answered:
Check out Ridgely's Delight across from Camden Yards. The demographics, location, friendly attitude and activities sound like what you're looking for. I moved to Baltimore and rented because I was afraid to commit to a city I didn't know well, but ended up buying a house in the neighborhood. Check out the website for more info. ... more
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Mon Jul 30, 2012
Gregorio Denny answered:
0 votes 18 answers Share Flag
Thu Jul 19, 2012
Alain Picard answered:
If the bank hasn't already accepted your counter offer you should be able to withdraw your counter offer. I don't know about Maryland but out here the buyers can usually back out at any time before they have notice of lenders consent of the short sale. Also if the lender accepts your counter offer before you can withdraw it you may have some contingencies in your offer such as a home inspection or HOA review period that will allow you to back out up to a certain number of days after mutual acceptance. These time frames usually start from the time of lenders approval of the short sale, not from the time the seller accepted your offer. Talk to your real estate agent and ask him about it ASAP. ... more
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Wed Jun 27, 2012
Lashawona asked:
Some people that goes to this school said that the kids get into alot of fight nd that there is fight everyday including freshmen friday......
0 votes 0 Answers Share Flag
Mon Jun 25, 2012
Franklin Morgan answered:
There are 3 things for sale at 501. Give me a call if you want to talk about seeing it and purchase.
410.350.9864
0 votes 3 answers Share Flag
Mon Jun 25, 2012
Greg Myers answered:
Yes they can depending on floor plan configuration. There is always a firewall between the apt. units.
0 votes 3 answers Share Flag
Sat Jun 23, 2012
Edith Karoline Jasser answered:
Please clarify your question, not sure we understand what it is exactly you want to know.
Sincerely yours,
Edith YourRealtor4Life! and Chicago and North Shore Connection
Working always in the very BEST interest of her clients, Buyers, Sellers and Investors alike
Covering most if not all of the city of Chicago, the fine homes on the North Shore, and all N and
NW suburbs and many of the W and SW sub as well.

EdithSellsHomes@gmail.com EdithDoesItRight@yahoo.com (preferred)

@Properties Chicago and Northshore 30 Green Bay Rd Winnetka Illinois 60093
web htttp://www.tinyurl.com/MeetEdithHere (search for properties, contact me,
get to know me and my expertise and services :)
Have the most wonderful Day.....
... more
0 votes 3 answers Share Flag
Wed Aug 28, 2013
Donna Stockett answered:
Feel free to visit my website or give me a call. Donnacanhelpyou.com or 410-925-9298 to learn more about areas in Baltimore.
0 votes 15 answers Share Flag
Thu Jul 5, 2012
Akil Walker answered:
There are currently 7 active condos on the market ranging in price from 690k to 275k. Median list price is roughly 330K. let me know if you need any assistance.
0 votes 6 answers Share Flag
Fri Jun 15, 2012
Randy Pomfrey answered:
email me at pomfrey@yahoo.com with the areas your looking in and I'll email you back a list :)
0 votes 5 answers Share Flag
Fri Jul 13, 2012
Jessica Hood & Laura Roskelly answered:
Hi Lori,

I rely on www.spotcrime.com to give me up to the minute information. You can also put in data ranges to see historical data.
0 votes 3 answers Share Flag
Tue Jun 5, 2012
Jeanine Little answered:
Can you be more specific with your question? But for now...BLR works in any area with the best rent to own program around...no credit requirements up front to move in.

www.BuyLikeRenting.com/listings ... more
0 votes 2 answers Share Flag
Fri Jul 20, 2012
Deborah Harari answered:
Hi Kathy,
I am sure we can find something that would work great for you and your three roommates. Give me a call directly so we can discuss a budget and I will get on it right away.
Sincerely Debbie

Deb.harari@gmail.com
443-744-1918
deborah.harari@longandfoster.com
... more
0 votes 2 answers Share Flag
Fri Apr 12, 2013
Christopher Pagli answered:
Hi, It is common and if explained properly you will realize the agreement prootects you and the agent. I can only speak for myself, I put alot of time and energy into all of my clients and in return just want loyalty from them. Unfortunately there have been cases where buyers just disappear for various reasons. Everything in the agreement is mutually agreed upon by buyer and agent so there is nothing to fear. Typically, agents get compensated from the seller but there are times where they would need to get compensation from the buyer. This is something you discuss before signing so that everybody is clear.

Sincerely,

Christopher Pagli
Accredited Buyer Representative
William Raveis Legends Realty Group
914.406.9023
... more
0 votes 15 answers Share Flag
Sun Jan 19, 2014
Charles Bailey answered:
Hi,

The first step is to get an idea of what your house is worth. Most realtors will do a free Competitive Market Analysis to help you determine the value of your property.

Once you know the value of the property the next step is to get it listed.

Second you'll need to start looking at the various areas that you plan to buy. To get an idea of the properties that are available. If you plan to get a mortgage, you'll need to talk to a mortgage loan officer. I can help you with this, i have a few that I work with regularly.

Please let me know of the address and I can do a general analysis of the property and then send you comprables to give you an idea before we meet.

Thanks,
Chuck
... more
0 votes 17 answers Share Flag
Thu May 31, 2012
Kimberly Jones answered:
When looking for properties you would consider buying, it is in your best interest to find a Buyer's Representative to work with who will educate you to the process, consult with you to determine your goals and use their real estate experience to help you achieve those goals. That is precisely how I work ; )

Having the opportunity to see a map of the "Road to Home Ownership" before you embark upon your journey will enable you to have as smooth a transaction as possible and avoid the potholes along the way. I provide a Buyer Consultation to meet with prospective clients, so we can determine if we would be a good match to work together.

I would love the opportunity to meet with you to see how I could serve you and become your resource for ALL things Real Estate and Beyond . . .
... more
0 votes 8 answers Share Flag
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