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Home Buying in 21202 : Real Estate Advice

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  • Local Info1
  • Home Buying3
  • Home Selling0
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Activity 182
Sat Apr 13, 2013
brent mendelson answered:
I am a lender but can provide some names of Baltimore Realtors if you would like to test out a few.When the times comes for a loan please let me know if I can be of assistance.

Thanks,

Brent Mendelson
Senior Loan Officer
1ST Mariner Mortgage
O-240-235-5314
C-301-412-0259
F-240-235-8236
Bmendelson@1stMarinerbank.com
Lending in all 50 states
nmls#111407
... more
0 votes 12 answers Share Flag
Wed May 15, 2013
June Piper-Brandon, MRP answered:
Hi Ladie,
There are a lot of programs available to help you purchase a home. Most require that you take homeowner counseling and complete an interview. I'm not sure what program you are involved and I'm sure you don't want to elaborate on it here. There's a CDA program, FHLB program, Live Near Your Work and some employers also sponsor down payment assistance programs. The City Lift program is now closed. I'd be happy to help guide you in your home purchase. Please feel free to give me a call 410-292-0100 or send me an email and we can set up a time to talk face to face. My email address is june.piperbrandon@c21nm.com.


June Piper-Brandon, ePro, CIAS, CDPE, WHC
Associate Broker
Century 21 New Millennium - #1 Century 21 in the World
410-292-0100 (Direct)
410-730-8888 (Office)
http://www.JunePiperBrandon.com
http://www.JuneHelpsBaltimore.com
http://www.C21Maryland.com
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0 votes 14 answers Share Flag
Mon Mar 18, 2013
Gene Rodriguez answered:
Hello Tony,

I am an agent with Remax in Baltimore and I know of a property in Baltimore where the owner would be open to working something out under the terms you described. Please contact me to discuss.

Regards,

Gene Rodriguez
Cell: 410-456-8760
Office: 443-573-9200
Fax: 443-228-HOME (4663)
Website: www.rebaltimore.com
1909 Thames Street
Baltimore, Md. 21231
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0 votes 3 answers Share Flag
Mon Apr 1, 2013
Raimundas Valacka answered:
Please give me a call at 410 491 8948.
0 votes 10 answers Share Flag
Wed Oct 29, 2014
William Culler answered:
Please contact me 4432254663 and i can assist you.
0 votes 6 answers Share Flag
Thu Feb 21, 2013
Catherine Purcell answered:
Hello Sarah,

I am sorry for your frustrations. I would recommend posting a complaint to the Consumer Financial Protection Bureau who oversees real estate professionals. They will launch an investigation and get your deed recorded.

Sincerely,

Catherine S Purcell

Senior Mortgage Loan Originator
Fairway Independent Mortgage Corporation
catherinep@fairwaymc.com
cell: 202 573-6035
office: 617 456-1700

NMLS# 19172 FIMC NMLS #2289 MA license# MLO194172
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0 votes 7 answers Share Flag
Thu Feb 21, 2013
Dottie Cordwell answered:
Each title insurance underwriter must file their rates with the Maryland Insurance Commission. Each title company must be appointed by a title insurance underwriter who provides the insurance and oversees their business. These are statewide rates. Call different title companies and ask their rate per $1000 and underwriter. This is how you can compare the cost of the title insurance.
You may also want to compare the title company's other fees. Ask them to send you a preliminary HUD-1.
I hope this has helped.

Dottie Cordwell, Associate Broker
Keller Williams Realty Baltimore
410-241-3310 cell
410-342-4444 office
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0 votes 3 answers Share Flag
Fri Jan 18, 2013
William Culler answered:
It all depends on what you are looking for. There are two homes currently available on this street. Please contact me and I will be more than happy to assist.

I have attached those two listings for your review.

http://mrislistings.mris.com/DE.asp?k=3299743XKCSV&p=DE-187749835-305

William
410-963-4999
wculler@cullerrealestate.com
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0 votes 1 answer Share Flag
Tue Sep 8, 2015
Matthew T. Smoot (Asso. Broker) answered:
I would ask to speak to a supervisor, however, being almost 2 months out from your original closing date it seems that there are much larger issues holding the closing up. Ask them to provide a written statement defining what is delaying the closing. The delay will also mess up your rate lock. This extension is an additional fee most banks charge. I would demand that they waive it. You ultimately chose the lender so there is not much other recourse you can seek unless they defrauded you. ... more
0 votes 7 answers Share Flag
Wed Dec 5, 2012
June Piper-Brandon, MRP answered:
Typically, studio apartments do not have a bedroom, they are generally one largish room with a kitchenette and bathroom.
0 votes 7 answers Share Flag
Thu Jan 30, 2014
Alison Hillman answered:
Hi Marvin,

Take a look at the community (check out the crime tab too) and school trends on Trulia.

http://www.trulia.com/real_estate/21224-Baltimore/

http://www.trulia.com/real_estate/Patterson_Park-Baltimore/7275/schools/

Hope this helps,
Ali, Community Manager
... more
0 votes 5 answers Share Flag
Fri Nov 8, 2013
Rhonda Harsh answered:
Why is your score sitting? What is keeping you from getting it highe to purchase? I have lenders that will help you improve your score, it may take a couple of months but eventually you will be able to be a happy homeowner. just let me know how we can help you. Have a safe and Happy Thanksgiving! ... more
0 votes 11 answers Share Flag
Sun Nov 25, 2012
Debra (Debbie) Rose answered:
Hi Jenider.....
Best option?

Keep doing what you're doing to bring up your credit scores.....then buy when you're in a stronger financial postion.
Rent until then.

"renting with an option to buy" has a lot of pitfalls...there is usually non-refundable upfront deposit money.or an amount of rent paid over and above the normal rent that may be applied to the purchase.....OR... forfeited if you cannot qualify to buy the home at the end of the option/lease period.

It is a more complicated transaction than most buyers seem to think.

Get the scores up.......save....and then buy.........

Best wishes........
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0 votes 5 answers Share Flag
Wed Mar 19, 2014
Linda S. Cefalu answered:
I have a lender here in Wisconsin that can go down to 560 and I imagine there are lenders in your state that do as well. Perhaps some of them frequent Trulia and will answer shortly. Otherwise, I would call around to different mortgage companies and ask them. They may also help you get those credit scores up faster. ... more
0 votes 16 answers Share Flag
Mon Mar 11, 2013
Akil Walker answered:
0 votes 6 answers Share Flag
Wed Oct 31, 2012
Akil Walker answered:
Hi Howard,


Depends on how much you want to spend. there are a lot of affordable homes in the city. if you have some money for a down payment it will increase your likeihood to purchase a home (good or bad credit)

Good luck
... more
0 votes 4 answers Share Flag
Tue Jan 5, 2016
IHS Rentals answered:
Wed Oct 31, 2012
Marney Kirk answered:
Hi Nuchokshi,

Are you looking to buy or rent? How much (in either case) were you looking to spend?

What is your time frame for your move?

Thank you!

Sincerely,
Marney Kirk


Keller Williams Excellence Relaty
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0 votes 9 answers Share Flag
Tue Sep 11, 2012
Don Beecher answered:
As far as I know Devonshire(Shirewood Court) does not offer 3 bedrooms.

However Kings Court has 3 bedroom townhome/condo units available for sale.
0 votes 3 answers Share Flag
Fri Sep 14, 2012
June Piper-Brandon, MRP answered:
I also own a Brooklyn row house rental and I have my insurance with Service First Insurance, the owner is Renee Stevens and you can reach her at (540) 349-4466. You can also call Jim Craig at Allstate in Federal Hill 410-752-1300 - I have referred many clients to him and they have been happy. ... more
0 votes 3 answers Share Flag
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