Check back with your agent and have them check with the owner. They were aware that there would be some issues since they put it in the listing. This tenant is trying to keep their place to live by refusing to let people in. Normally the landlord has a clause that allows them to show the home, they may to get more involved. You should not have gone to see this house without your agent making an appointment with their agent unless you have no agent and this is a For Sale By Owner.... more
I would sit down with a lender in your area. They can also "coach" you on getting your credit where it needs to be to buy your first home. They can steer you on the right tracks, as well as getting you information on all of the different programs in your area for first time home buyers.
In any real estate transaction, whether you are a first time home buyer, or a veteran home buyer, one of the best places to start is with a lender.
There are some Real Estate agents that won't even put you in their car until you are pre-approved for a loan.
A USDA loan is a loan that is for Rural properties. You have to fall with in the income limits for the county and the property has to qualify as well. I can look up any property you are interested in and let you know if you and the property qualifies.
I would believe that the contract is null and void and that if the foreclosure has gone already through your only option would be to put in an offer with the investor now holding the asset....which could be a lengthy process because this person or entity is not always clearly documented during the early stages following a foreclosure....so, tracking the actual holder of the note down could prove difficult ad time consuming.
Keep in mind that having the "home occupant's" signature on a contract is not the same as having bank approval in addition to "home ocupant/seller" approval. Many people mistake short sale sign off by the home owner who took the loan off as ratified contract when, in fact, it is not ratified until the bank asset manager also applies their signature of approval.
I hope this makes sense.
Feel free to call me on my cell phone if you have any questions or need a better explanation. I will be happy to speak with you.
If you have not already been approved by a lender, I would be happy to run numbers for you to let you know how much you can qualify for.
Feel free to call, write or text if you have any questions!
The first step in the home buying process is to get pre-approved for your mortgage. You can start this by going to my online link. Click here and enter your information so I can run numbers for you: https://6760686183.secure-loancenter.com/WebApp/Start.aspx?&employeeID=32720 .
After you hit SUBMIT, I will be able to access your information through our secure website and will run figures for you right away.
This does not obligate you to use Fairway Independent Mortgage Corporation, although we do appreciate the opportunity to work with you.
I am looking forward to working with you and helping you get the keys to your new home!
I would speak with your agent concerning this. It would be a problem if you are obtaining financing.
If the offer was based on comparables, condition, etc. - I would be interested in why the appraisal came in so low.... more
Thanks for reaching out :)There are different rentals available. You can give me a call 301-672-1634 or e-mail me at email@example.com so that I can assist you. I could just e-mail you rentals available, but it would be best to find out everything you need in the beginning in order to find you the right fit. We would be happy to help!... more
Feel free to give me a call, I would be more than glad to assist you finding your new home. Here's a list of whats currently available in Waldorf to give you an idea. http://matrix.mris.com/Matrix/Public/Portal.aspx?ID=50606830446
Yes, if a regular sale takes 60 days, a short sale takes at least 90, and often quite a bit longer. The pay off for buyers is usually a better price, but it requires patience, extreme patience.... more
Please feel free me to contact me and I will be happy to assist you. there are many great builders in the area. And using your VA eligibility will not be an issue. http://tmcmahon.exitlandmark.com/ My office is located in White Plains and I am very familiar with the areas you are considering and would welcome the opportunity tin helping you find the right home at the right price./... more
I'll be very happy to help. I'm a local lender in Columbia and I have a great deal of experience helping my clients improve their credit scores in a short period of time. I also have loan programs that allow purchases with as low as a 580 credit score. Give me a call at 877-309-9377.... more
If you want to discuss your options, I would be happy to speak with you about the different steps you can take to stay on track that may help you in the long run. Every scenario is different but there are always steps you can take to help yourself and your family as much as possible. I'm sorry to hear that you are facing foreclosure, but; there are many different alternatives available that you should know about. I will share all of them with you at a time that is convenient for you. Please feel free to reach me on my cell: 301-672-1634 or Connie@Conniefitzgerald.com whenever you'd like.... more
I have filed for reconsideration on value and have won. Of course, you have to be able to provide comparables to support your original value and argument. Or at least meet some place in the middle from your 1st and 2nd appraisals. If you do some homework and have the lender's processor file a ROV it could help.
Ariana Loucas... more
Waldorf/ Saint Charles Maryland is about a 45 to an hour commute to NOVA. You can definitely find something under $400K, even brand new. There are tons of kid-friendly activities here as well. If you're not already working with someone, shoot us an email (firstname.lastname@example.org) and we can help you. Otherwise, this would be a great place to see with your agent!... more