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20603 : Real Estate Advice

  • All17
  • Local Info1
  • Home Buying6
  • Home Selling6
  • Market Conditions1

Activity 77
Tue Apr 9, 2013
Pre108915 answered:
Hi Sherrie:

Yes there are great rental properties in both places. I just showed a few great properties earlier this week. Please contact me for more information.

Paula Etheridge
Century 21 Comstock Earnest
301-659-1967
... more
0 votes 6 answers Share Flag
Tue Mar 12, 2013
Gerard Gilbers answered:
Check back with your agent and have them check with the owner. They were aware that there would be some issues since they put it in the listing. This tenant is trying to keep their place to live by refusing to let people in. Normally the landlord has a clause that allows them to show the home, they may to get more involved. You should not have gone to see this house without your agent making an appointment with their agent unless you have no agent and this is a For Sale By Owner. ... more
0 votes 6 answers Share Flag
Sun Mar 17, 2013
John Mondo answered:
Hi There,

I would sit down with a lender in your area. They can also "coach" you on getting your credit where it needs to be to buy your first home. They can steer you on the right tracks, as well as getting you information on all of the different programs in your area for first time home buyers.

In any real estate transaction, whether you are a first time home buyer, or a veteran home buyer, one of the best places to start is with a lender.

There are some Real Estate agents that won't even put you in their car until you are pre-approved for a loan.

Take Care.
... more
0 votes 24 answers Share Flag
Mon Nov 16, 2015
Paul DEIBLER answered:
A USDA loan is a loan that is for Rural properties. You have to fall with in the income limits for the county and the property has to qualify as well. I can look up any property you are interested in and let you know if you and the property qualifies.

Also, you can do 100% loan.!
... more
0 votes 8 answers Share Flag
Thu Mar 21, 2013
Catherine Purcell answered:
I would believe that the contract is null and void and that if the foreclosure has gone already through your only option would be to put in an offer with the investor now holding the asset....which could be a lengthy process because this person or entity is not always clearly documented during the early stages following a foreclosure....so, tracking the actual holder of the note down could prove difficult ad time consuming.

Keep in mind that having the "home occupant's" signature on a contract is not the same as having bank approval in addition to "home ocupant/seller" approval. Many people mistake short sale sign off by the home owner who took the loan off as ratified contract when, in fact, it is not ratified until the bank asset manager also applies their signature of approval.

I hope this makes sense.

Feel free to call me on my cell phone if you have any questions or need a better explanation. I will be happy to speak with you.

If you have not already been approved by a lender, I would be happy to run numbers for you to let you know how much you can qualify for.

Feel free to call, write or text if you have any questions!

The first step in the home buying process is to get pre-approved for your mortgage. You can start this by going to my online link. Click here and enter your information so I can run numbers for you: https://6760686183.secure-loancenter.com/WebApp/Start.aspx?&employeeID=32720 .
After you hit SUBMIT, I will be able to access your information through our secure website and will run figures for you right away.

This does not obligate you to use Fairway Independent Mortgage Corporation, although we do appreciate the opportunity to work with you.

I am looking forward to working with you and helping you get the keys to your new home!

Sincerely,

Catherine Purcell
Senior Mortgage Loan Officer
Fairway Independent Mortgage Corporation
Cell 202 573-6035
catherinep@fairwaymc.com

Over 25 years of Real Estate and Mortgage experience
focused on educating my clients so you can make an informed decision that best suits your needs!

MLO# 194172 FIMC NMLS# 2289
... more
0 votes 8 answers Share Flag
Mon Feb 25, 2013
Robert McArtor answered:
I would speak with your agent concerning this. It would be a problem if you are obtaining financing.
If the offer was based on comparables, condition, etc. - I would be interested in why the appraisal came in so low. ... more
0 votes 10 answers Share Flag
Sat Feb 16, 2013
Tina Lam answered:
Banks operate on their own time frame. You could get an answer back in as soon as an hour for larger banks or 2-3 months. Check with your Realtor on what to expect from this particular bank. ... more
0 votes 5 answers Share Flag
Tue Apr 30, 2013
Connie Fitzgerald answered:
Thanks for reaching out :)There are different rentals available. You can give me a call 301-672-1634 or e-mail me at conniefitzgerald@remax.net so that I can assist you. I could just e-mail you rentals available, but it would be best to find out everything you need in the beginning in order to find you the right fit. We would be happy to help! ... more
0 votes 4 answers Share Flag
Thu Feb 21, 2013
Tony McMahon answered:
You are within a mile of several grocery stores, , and not far from the St Charles Mall.

http://tmcmahon.exitlandmark.com/
0 votes 3 answers Share Flag
Mon Apr 29, 2013
Ella Blaine answered:
Hi Brandi

Feel free to give me a call, I would be more than glad to assist you finding your new home. Here's a list of whats currently available in Waldorf to give you an idea. http://matrix.mris.com/Matrix/Public/Portal.aspx?ID=50606830446
Thanks, Ella
202-439-7391
... more
0 votes 7 answers Share Flag
Thu Jan 31, 2013
Suzanne MacDowell answered:
Yes, if a regular sale takes 60 days, a short sale takes at least 90, and often quite a bit longer. The pay off for buyers is usually a better price, but it requires patience, extreme patience. ... more
0 votes 12 answers Share Flag
Tue Jun 4, 2013
Tony McMahon answered:
Please feel free me to contact me and I will be happy to assist you. there are many great builders in the area. And using your VA eligibility will not be an issue. http://tmcmahon.exitlandmark.com/ My office is located in White Plains and I am very familiar with the areas you are considering and would welcome the opportunity tin helping you find the right home at the right price./ ... more
0 votes 13 answers Share Flag
Wed Jan 22, 2014
Richard Bourdeaux answered:
I'll be very happy to help. I'm a local lender in Columbia and I have a great deal of experience helping my clients improve their credit scores in a short period of time. I also have loan programs that allow purchases with as low as a 580 credit score. Give me a call at 877-309-9377. ... more
0 votes 9 answers Share Flag
Fri Feb 15, 2013
Connie Fitzgerald answered:
If you want to discuss your options, I would be happy to speak with you about the different steps you can take to stay on track that may help you in the long run. Every scenario is different but there are always steps you can take to help yourself and your family as much as possible. I'm sorry to hear that you are facing foreclosure, but; there are many different alternatives available that you should know about. I will share all of them with you at a time that is convenient for you. Please feel free to reach me on my cell: 301-672-1634 or Connie@Conniefitzgerald.com whenever you'd like. ... more
0 votes 3 answers Share Flag
Sat Dec 8, 2012
Ariana Loucas answered:
Dear Marcus,
I have filed for reconsideration on value and have won. Of course, you have to be able to provide comparables to support your original value and argument. Or at least meet some place in the middle from your 1st and 2nd appraisals. If you do some homework and have the lender's processor file a ROV it could help.
Good luck!
Ariana Loucas
... more
0 votes 2 answers Share Flag
Mon Jan 14, 2013
DNS Realty Group answered:
Waldorf/ Saint Charles Maryland is about a 45 to an hour commute to NOVA. You can definitely find something under $400K, even brand new. There are tons of kid-friendly activities here as well. If you're not already working with someone, shoot us an email (info@dnsrealtygroup.com) and we can help you. Otherwise, this would be a great place to see with your agent! ... more
0 votes 11 answers Share Flag
Wed Jan 6, 2016
Akil Walker answered:
Hi Tanya,

John is right you can obtain a USDA loan or there is a program called City Lift they are offering up to $20,000 in closing assistance.


Good luck
0 votes 7 answers Share Flag
Sat Jan 26, 2013
Ron Thomas answered:
Sat Oct 27, 2012
Ron Thomas answered:
The fact that the SELLER has approved it, means abosolutely nothing to the Bank.
The sad fact is that the Bank may never answer you.

Good luck and may God bless
0 votes 10 answers Share Flag
Mon Oct 22, 2012
Tina Marie Biggs answered:
Jillian ,
Please send your email address to tinamariebiggs@gmail.com and I will send you some rentals. Thanks
0 votes 3 answers Share Flag
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