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20148 : Real Estate Advice

  • All58
  • Local Info3
  • Home Buying36
  • Home Selling7
  • Market Conditions2

Activity 131
Mon Apr 21, 2014
Sal Roberts answered:
Hello, I would be more than happy to do an analysis on your friends home if they are thinking about selling. Please shoot me an email at Sal@lnf.com with the address and any additional questions you or your friend might have.

Thanks!!
Sal
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0 votes 8 answers Share Flag
Wed May 9, 2012
Danilo Bogdanovic answered:
Sazia,

General speaking in terms of what buyers like in this area, here it is in order of preference...

1) Backs to water
2) Backs to trees
3) Back to open common area
5) Backs to community tot lot/playground
5, 6, 7, etc...) all other lot types

The order of preference also speaks to an increase/decrease in market value.

Considering most lots in NoVA back to other homes, backing to a community tot lot/playground is definitely a plus. Especially if the home owner has children who enjoy playing on tot lots/playgrounds - the proximity to their home is ideal for safety reasons, etc.

Danilo Bogdanovic
Real Estate Consultant/REALTOR(r)
703.582.6900 (cell)
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0 votes 3 answers Share Flag
Mon Apr 21, 2014
Danilo Bogdanovic answered:
Hell Ash,

Just sent you an email. Looking forward to chatting with you.

Danilo Bogdanovic
Real Estate Consultant/REALTOR(r)
danilo.bogdanovic@gmail.com
703.582.6900 (cell)
0 votes 3 answers Share Flag
Mon Feb 9, 2015
Greg Wells answered:
I would suggest you have a stucco inspection done. The maintenance is pretty low although stucco can develop cracks that would need professional repair. The maintenance is typically as simple as cleaning to maintain the great look and making sure all of the caulking is in good condition. ... more
0 votes 2 answers Share Flag
Mon Apr 29, 2013
Kamal Singh answered:
Jack
its good time to buy. i will suggest buy a townhome instead of condo, Resale value of townhome is better than single family. Are you buying for investment or peimary residence?


Kamal Singh
VA, MD ABR® Broker Realtor
Jobin Realty
Mobile- 703-728-3403
Cash back on any new home purchase
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0 votes 5 answers Share Flag
Wed Jun 13, 2012
Dina Azzam answered:
Go to www.greatschools.org.

Very helpful.

If you want to start looking at home homes, please let me know.

Dina Azzam
0 votes 14 answers Share Flag
Mon Apr 9, 2012
Emily Erekuff answered:
Hi Norway,

Check out the link below to view the rentals we have posted on Trulia. You can also use our Find a Pro directory to find property managers in the area who may be of help: http://www.trulia.com/voices/directory/Ashburn-property_manager--4395

Best Wishes,

Emily
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0 votes 2 answers Share Flag
Mon Apr 9, 2012
Jay Hurst answered:
That is up to you. Most buy/sell clients start with a lender, and then have a trusted Realtor give them a list of sorts to get the home ready for sale. Usually that is about 4-6 months prior to when they would like to be moved, but we have done that process in as little as 60 days.
The market should be better then, but things a very fragile these days.
Our projections show there will be slightly higher rates then, but only minimuml sales price increases.

Jay
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0 votes 9 answers Share Flag
Mon Jan 16, 2012
Shawn Ryan Rosa answered:
No, you do not have to have a buyer's agent to purchase a home. But if the property you are interested in has been listed with a professional realtor, the offer you make does have to submitted through the listing agent. ... more
0 votes 22 answers Share Flag
Tue Dec 20, 2011
Chris Ognek answered:
Jay, I wrote some good information for you below about the mortgage process. The lenders I recommended will also be able to talk to you more about the restrictions, if any, with your visas.

1. Apply for a mortgage now. If you are qualified now, great. If not, you'll know exactly what you need to do in order to get qualified. You'll also know how much you need to save for down payment and other expenses. Use a Virginia loan officer - stay away from Internet lenders like lendingtree.com - don't even apply there. They will shotgun your application to 4 different lenders - which means they will run your credit 4 times. If you apply anywhere else after in the next 30 days or so it will cost you 4 points off your credit score. Also, don't walk into your local bank branch and apply for a mortgage. Asking for a referral to someone that a friend or family member liked and trusted is a good start. I'll also give you two lenders who will take the time to talk with you and walk you through the process. I've been working with these gentlemen for several years and trust them enough to send them my clients so I know they'll work hard for you.

Scott Livingston, scottsmortgages@aol.com
Jason Smith, jsmith@amdloans.com

2. Determine what type of loan you are going to use. Here is a summary of the main loan programs.
VA - zero down and only for veterans.
USDA - zero down and geographically limited. You can only use it in certain areas. There is a website you can use to check addresses to see if the home qualified. Great program.
Conventional - 20% down payment required.
FHA - Federally insured mortgage with only 3.5% down. This is the most popular loan program right now because its only 3.5% down. Great program.
VHDA - The Virginia Housing Development Authority has a program called FHA+ which is where the VHDA gives you a 3.5% down payment to use an FHA loan. This is a very expensive loan and I recommend you avoid it if you can. If its the only option to buy a home then use it.
FHA 203k home renovation loan - this is the most powerful loan available. It is the only loan that allows you to buy a home "as is" and include all the costs of renovations in with your mortgage. It is hands down the best way to buy a home. Instead of settling for what someone else is selling, you can just turn the home into what you want - new kitchen, new bathrooms, carpet, paint, wood floors, HVAC, etc. You can even knock down the house and build a new one with this loan program. Check out the website below for some great before/after pics and a short renovation video. After you see that, you'll want to use this loan to buy a home. Knowing about this loan makes the whole market available to you. Buyers that don't know about it are stuck in the "move in ready" mindset which limits their market and they walk out of great homes - and great deals - because they don't know how to get things done to the home as part of the mortgage. Knowing about this loan program makes you a power buyer.

The lenders I gave you above can do all of these loan types, not all lenders can. If you decide to use a 203k, you really need to make sure you use a lender that knows what they are doing. If you thing you want to use this loan, just email me and I'll give you more details and help you take advantage of it.

Good luck and let me know if you have any more questions.
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0 votes 9 answers Share Flag
Mon Dec 19, 2011
Lauryn Eadie answered:
What the builder really needs wants will be dependent on how many lots left they have in that phase before opening up the new phase. However, many builders would rather give you more incentives for the base price then lower the sales price because that can affect their future appraisal values on homes they try to sell higher.

Note on new homes, be careful going crazy with upgrades and options. Ask the builders rep and design center what the average sales price the most recent community buyers have landed at and what upgrades they are making. This can help you with re-sale in the future. There is always an upcharge on a new home vs a re-sale home and you want to make sure you do not get carried away if you need to sell in a few years.
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0 votes 6 answers Share Flag
Mon Dec 26, 2011
Scott Godzyk answered:
First of all, you can negotiate in your offer for the seller to pay all your fees and closing costs up to whatever amount your type of mortgage will allow, it could be 3 to 6%.. ask your loan officer before making an offer what the limit is and make sure your buyer agent includes this in your offer. Your loan officer can go over all of their fees with you. Sometime syou can eben negotiate with your loan officer before signing. good luck with your purchase ... more
0 votes 2 answers Share Flag
Wed Aug 29, 2012
Cindy Jones answered:
Yes it is typically the seller that pays the State Grantor's tax. However anything is negotiable in a contract.
0 votes 10 answers Share Flag
Wed Nov 30, 2011
Scott Godzyk answered:
There is usually a base list of prices and then an extras list. New construction prices are not usually negotiable. They are priced as is with the best position to get a deal by asking for free upgrades or upgrades at cost even, Having a buyer broker well experienced in new construction can sure get you a better deal ... more
0 votes 7 answers Share Flag
Wed Nov 30, 2011
Lisa Moroniak answered:
Deepa, please feel free to call or email me and I will gladly assist. I have a listing right across the street from Mill Run.

Kind regards,
Lisa

Lisa Moroniak | REALTOR® | Service360°
SFR - Short Sale & Foreclosure Certified
Keller Williams Realty
Phone: 703-635-0388
Fax: 703-679-1701
http://www.LisaMoroniak.com
Licensed in VA
... more
0 votes 5 answers Share Flag
Thu Nov 17, 2011
Tim P. Schutte answered:
There is really not enough detail in your information to give a solid answer.
I cannot answer if it is a good move or not, as I am not sure what you don't like about where you are and what you think you will be getting in Ashburn.
Is it closer to your work? Closer to your Church?
Ashburn as a whole is a nice place to live. Which area you would want to live in in more a question of what you can afford. In the price range of $225,000 to $275,000 right now in Ashburn there are only 10 units available and two of those are under contract with a kickout.
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0 votes 2 answers Share Flag
Tue Aug 30, 2016
Barbara Swavely answered:
They are all great in there own rights,what is different are the floorplans and square footage.
Barbara swavely
Prudential PenFed Realty
517-217-5911
0 votes 19 answers Share Flag
Wed Mar 28, 2012
Trulia answered:
NV Homes has a good location but it is not a planned community. They do not have a community center pools etc, If you really want a gr8 community I would suggest Loudoun Valley by Toll bros excellent community. But in any choice I would rate it:
1) Loudoun Valley
2)Goose Creek
3) Stone bridge
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0 votes 2 answers Share Flag
Thu Nov 17, 2011
Paul Anderson answered:
1002 clymer Court, Leesburg,Va.20176
20bedroom duplex with unfinfished basement, deck, fireplace, and shed.
LP$200,000.. Fannie Mae is owner.
0 votes 12 answers Share Flag
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