Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

20110 : Real Estate Advice

  • All12
  • Local Info2
  • Home Buying2
  • Home Selling5
  • Market Conditions0

Activity 80
Mon Jun 9, 2014
Amie Conteh answered:
I would suggest talk with your realtor and ask them for a connection to other lenders that may be able to assist you better or just getting a second opinion.
0 votes 3 answers Share Flag
Mon Apr 15, 2013
Amie Conteh answered:
A home warranty, can range from basic to the most advanced..I know it to be about $465-605...depending on what you get covered. The buyer has a opportunity to upgrade the home warranty within 60 days after closing. Please check Home warranty companies out in your area as prices may differ. ... more
0 votes 4 answers Share Flag
Wed Apr 10, 2013
Chris Ognek answered:
I would certainly shop around but don't apply to more than 4 lenders, more than 4 credit hits will start to hurt your score. Expect the fees to be higher on lower loan amounts. Its not uncommon for some lenders to set minimum loan amounts of $60,000 or so and its because the costs of doing the loan exceed the revenue they generate, especially now in Northern Virginia where everyone seems to be trying to buy a home.

An option to deal with the fees is to have the seller pay more closing costs. You may need to raise your sales price a little to compensate and keep the deal together but in the big picture of things, its probably not worth losing the house over a few thousand dollars. The way prices are shooting up, you'll have that back in equity in a matter of months.

I'm not sure what homebuyer's choice mortgage is, unless that is the mortgage company name, but VHDA is a 100% financing loan program as well as USDA. Those are the only two 100% financing options I know of right now other than VA. Hope that helps.
... more
0 votes 3 answers Share Flag
Fri May 9, 2014
Cassandra Bisconti answered:
I would call whichever place you are interested in, let them know your situation, and then be open to paying a double security deposit.
0 votes 4 answers Share Flag
Thu Aug 22, 2013
Faiza Alvi answered:
Hello there:

My team has helped many clients with their rental and home finding needs. I would be happy to sit with you to understand your situation to guide you in the right direction thus help you find a place you can call home. Please call me directly at: 703-389-7973.
Looking forward to speaking with you soon!!

Sincerely,

Faiza Alvi - Realtor®
Prince William Realty, Inc.
703-389-7973 (Direct)
703-580-9995 (Fax)
http://www.house2homeva.com
MILLION DOLLAR CLUB - PWAR 2011

I believe:
Real Estate is about building relationships
& serving clients with honesty, integrity & passion.
... more
0 votes 4 answers Share Flag
Sun Feb 10, 2013
Anna M Brocco answered:
As for the credit issue, much will depend on the individual landlord; therefore consider being upfront, be prepared to show proof of employment/pay stubs, possibly some reference letters, etc., and go from there; or consider a guarantor... ... more
0 votes 4 answers Share Flag
Mon Jun 2, 2014
Bruce Bolgert answered:
There are still some houses in that price range that are avaliable to you. I would need more details so I can better look for things that would suite you and your family. Please call me at 571-606-8583 and I will let you know all that is avaliable. Thanks and I'll be talking with you soon. ... more
0 votes 4 answers Share Flag
Fri Nov 16, 2012
Rpittello asked:
I am the executor for an estate and willed the house of a friend of mine who passed away 2 yrs ago. the loan for the house is w Wells Fargo. I have tried to purchase the house but they...
0 votes 0 Answers Share Flag
Wed Jan 2, 2013
sonykim60 answered:
Let me have your email address and I will send you links so that you can choose at your leisure.
I would need a signature for me to represent you too. Look forward to working with you.
Please call or email at your convenience.

Regards,

Sony Kim
Associate Broker
Keller Williams
6820 Elm St
McLean, VA 22101
703 244 3997
sony_kim@msn.com
... more
0 votes 2 answers Share Flag
Thu Mar 14, 2013
Dottie Greco answered:
A good lender can give you some advise on a potential loan to fit. However, a credit score of 624 might be too low even with 10K to put down. I do work with a fine lender that might be able to give you some guidance on how to improve your score quickly, or provide you with some answers without running you credit again. As long as you disclose everything up front, she can give you a clear picture. Of course, the final word comes from the underwriter, so make sure you don't leave anything out.
If possible, you might consider having your grandmother provide you with seller financing as well. If she agrees to financing, you could use the 10K downpayment and she would dictate the terms of the loan. After a year or so, you may be able to refinance with a regular lender or bank and then pay her off. Not knowing the specifics of your situation makes it a little difficult to give any other information.
... more
0 votes 4 answers Share Flag
Thu Aug 23, 2012
Faiza Alvi answered:
Hello there:

I would suggest that you should get together with a knowledgeable Realtor who can guide you with buying process and the options. I have helped buyer clients with credit around 620 to get financing with great interest rates and 30year fixed loan. If you need more information please feel free to contact me.

Best Regards,
Faiza Alvi - Realtor®
Prince William Realty, Inc.
703-389-7973 (Direct)
703-580-9995 (Fax)
http://www.house2homeva.com
MILLION DOLLAR CLUB - PWAR 2011

I believe:
Real Estate is about building relationships
& serving clients with honesty, integrity & passion.
... more
0 votes 1 answer Share Flag
Mon Nov 5, 2012
Cynthia Lehman answered:
Hi, where will you be working? Will you be renting or buying.
visit my website for more info on the area cynthialehman.com
Happy to help
0 votes 17 answers Share Flag
Wed Apr 10, 2013
Lori Jeltema answered:
i don't know all of your situation but is it possible to see if the seller will agree to pay that $1750 worth of debt for you?
0 votes 4 answers Share Flag
Tue Oct 23, 2012
Beth Grant answered:
Fri Nov 14, 2014
Oggi Kashi answered:
Your first step should be to interview a few agents before hiring one. They can provide the guidance and information you seek.

Also, don't fall for RealtyTrac's ads. They are just trying to sell more subscriptions. Just because a notice of default has been filed, it does not necessarily mean the property is or will ever be for sale.

Best,

Oggi Kashi - 415.690.3792 direct
Broker Associate, Paragon Real Estate Group CA DRE 01844627
All data from sources deemed reliable but subject to errors and omissions, and not warranted.
... more
0 votes 11 answers Share Flag
Sat May 5, 2012
Dan Tabit answered:
Chelsea,
The Foreclosure listings seen on RealtyTrac are not always available and the prices presented are not reliable. Find a great local agent and tell them what you are looking for. Get pre-approved for financing and go from there. ... more
0 votes 2 answers Share Flag
Thu Aug 23, 2012
Beth Grant answered:
I can look for you, Austin. If you can text or email me your email address, I'll be happy to check the multiple listing service and see what I Can find.
Beth.grant@longandfoster.com or 703-626-1563. Take care! ... more
0 votes 4 answers Share Flag
Thu Apr 19, 2012
Cheryl Thomson, SFR answered:
Hi Violet. It will be impossible to answer that question without knowing the exact address in addition to what you owe left on your mortgage if any. The address is needed to compare similar type of home, i.e detached/townhouse, the liv sq ft. If you owe anything left on your mortgage to determine if it will be a regular sale or short sale. ... more
0 votes 8 answers Share Flag
Wed Jul 18, 2012
Janine Bodway answered:
Yes, one option you can sell the home for more if you can show the total cost of improvements made after your purchase.
Janine Bodway,
Acceptance Capital Mortgage Corp.
0 votes 8 answers Share Flag
Tue May 22, 2012
Kevin & Debra Hagan answered:
We would recommend that you speak directly with the listing agent as well the closing company regarding your concern. If your property is a located in Virginia, the title company, or settlement attorney has 48 business hours to disburse the funds after settlement. Usually how the funds are handled for the payoff is addressed at the settlement table with the seller regarding the current trust(s) procedure for disbursement. ... more
0 votes 3 answers Share Flag
1 2 3 4
Search Advice
Search

Followers

191