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Home Buying in 19133 : Real Estate Advice

  • All9
  • Local Info2
  • Home Buying5
  • Home Selling0
  • Market Conditions0

Activity 1,368
Thu Jan 10, 2013
Fred Glick answered:
I don't know what the taxes are or your other debts but it should work.

Happy to run numbers with no obligation.

Fred Glick, NMLS #133975
U S Loans Mortgage LLC #51022
... more
0 votes 6 answers Share Flag
Wed Jan 16, 2013
Sally Grenier answered:
The only way to know for sure is to talk to a local lender and get prequalified. There are many factors involved, besides credit score and income. They will look at employment history, debt to income ratio, etc. It's good that you're back working again! Good luck to you! ... more
0 votes 9 answers Share Flag
Fri Jan 4, 2013
Don Sherman answered:
Hi Mike;
I would like to wish you a happy & healthy new year.
All condos have rules whi h vary from condo to condo. Supply me with a list of the condos. You are interested in &; I will call them to find what their pet regulations are.
It would be a good idea to consider purchasing a single family home then you won't need to be concerned with regulations; pet- wise all any others.
My best;
Don Sherman-SRES
Century21 Advantage Gold
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0 votes 4 answers Share Flag
Sat Dec 29, 2012
Anna M Brocco answered:
Ask people you may know for recommendations; or contact and interview in person a few local agents from different realty companies, then choose the one you like best.
0 votes 10 answers Share Flag
Sat Jan 12, 2013
Fred Glick answered:
You should as long as the income/debt ratios work.

I am a 30 year licensed mortgage broker (NMLS #133975).

I would need to talk details so call me at 2152389400.

Fred Glick
U S Loans Mortgage LLC #51022 ... more
0 votes 6 answers Share Flag
Sun Dec 23, 2012
Lamontondeck answered:
Fri Dec 28, 2012
Denise Lee answered:
Mercedes, the first step in home ownership is getting pre-approved for a mortgage, once we have
that piece of the puzzle we can start looking at neighborhoods and price points.
Give me a call and we can get started.

Happy Holidays
Denise Lee
Keller Williams Realty
744 W Lancaster Ave., suite 125
Wayne, PA
... more
0 votes 4 answers Share Flag
Tue Dec 18, 2012
Suzanne MacDowell answered:
Interest rates fluctuate almost daily, however, with the announcement by the Federal Reserve Bank earlier this week that they will be holding their rates steady until unemployment falls below 6.5% the mortgage rates are not likely to fluctuate much at all for the next year or so. ... more
0 votes 3 answers Share Flag
Tue Dec 18, 2012
Sarah Goulart Nathe answered:
Make an offer and back it up with comparable sales in the area. Use a buyers agent to help you.
0 votes 11 answers Share Flag
Thu Dec 15, 2016
Don Sherman answered:
Yes therre are.Call me so we can discuss them.
Don Sherman -SRES
Century 21 Advantage Gold
0 votes 5 answers Share Flag
Sat Dec 15, 2012
Fred Glick answered:
Usually, it's about 4% of the sales price, but each house is different.

Your real estate agent should be able to get the seller to pay ALL the closing costs for you!

Let me know if I can help.

Fred Glick

Broker/Owner, Multi-state Licensed Real Estate Brokerage U S Spaces, Inc.
Managing Member, NMLS Certified Mortgage Brokerage U S Loans Mortgage LLC

215.238.9400 East Coast
415.683.6950 West Coast

2043 Locust Street Phila, PA 19103 215.829.8850 x201
4354 Perlita Ave Los Angeles, CA 90039 310-741-7179

Licensed Real Estate Broker PA- U S Spaces, Inc.
Real Estate Broker, CA Dept of Real Estate DRE#01507615
NJ Licensed Real Estate Salesperson- U S Spaces

U S Loans Mortgage LLC #51022
Licensed by the Commonwealth of PA Department of Banking,
Virginia State Corporations Commission, License #MC-4943, State of Florida
California licensed with Signet Mortgage, NMLS# 168365, DRE#01403423
Personal Virginia Mortgage License #MLO-523VA
NMLS Test Certified National License #133975 for live rates and online mortgage application
... more
0 votes 0 Answers Share Flag
Sun Dec 16, 2012
Sheri Curci answered:
Good Evening Yana,

Only if its revealed upfront on the sellers disclosure or if the home is distressed and its marketed that way than...... yes you have knowledge.

But ..... if you as a buyer.... discover through your Title Search..... than you as the buyer can have the Seller pay back taxes or consider the Agreement of Sale Null and Void and your deposit monies should be returned to you promptly. Its important for you (or your Agent) to keep your agreement within the timing of the essence so... your not in a default status.

I hope this helps you?

All the Best John Curci RE/MAX 1866-473-6290
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0 votes 2 answers Share Flag
Mon Jan 7, 2013
Philip J. Cunningham Sr answered:
I work with all types of Real Estate investors. If you wish you can contact me in my office at 215-725-5700 Ext 49 I'm also on the Board of Directors for the PA Association of REALTORS and sit on the Commercial Industrial Investment Committee.

Philip J. Cunningham Sr
V.I.P. Realty Corporation
7942 Bustleton Ave
Philadelphia,PA 19152
... more
0 votes 4 answers Share Flag
Sat Jan 11, 2014
Ron Thomas answered:
You are desperate!
Your Credit or Finances, or both, will not allow you to go the conventional route:
You need the Seller to help you out!

The Seller will know it, and you are going to pay dearly for this service:
There aren't too many altruistic Sellers out there.

The terms that can be written into a Lease/Option can be dangerous to you:
How long is the Option period?
How much money are you putting in to the Option?
What happens if you are not able to execute the Option?
How do you know what your financial situation will be 2-5 years from now?
How much is the rent in the meantime?
Who will be responsible for maintenance and repair in the meantime?
What will be the Market Value of the home in 2-5 years?
What will be the Selling price 2-5 years from now?

This is the Ultimate Caveat Emptor!
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0 votes 6 answers Share Flag
Wed Dec 12, 2012
Ryan Lockstein answered:
Are you looking to buy or rent? What areas are you looking in? Feel free to give me a call to discuss if easier 267.879.5524.

Ryan Lockstein
HomeStarr Realty
215.355.5565 ... more
0 votes 5 answers Share Flag
Thu Dec 13, 2012
Denise Lee answered:
Liam, I am a resident of East Falls and have owned a home there since 2006, so I am familiar with the area. The property values in East Falls compared to other Philadelphia Neighborhoods has
always been stronger and it is considered one the best areas in Philadelphia. I currently have
a home listed for sale in the neighborhood at 3518 Cresson St. it is listed for $149,000 and would
be an excellent first home. Please visit our website at to search all area
listings in Philadelphia, Chester, Delaware and Montgomery Counties.

You can contact me directly at 267-615-8741
Denise Lee
The Mary Robins Team
Keller Williams Realty
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0 votes 9 answers Share Flag
Tue Dec 11, 2012
Desare Kohn-Laski answered:
I would contact your local mortgage broker. They will be able to tell you exactly what you qualify for. Good luck!
0 votes 2 answers Share Flag
Fri Dec 7, 2012
Luis McKarthy Vanugenhymer answered:
Btw, I know about the income/Debt ratio. My Income is like $2300-$2500 a month... I only have a $250 Sallie Mae bill to pay every month, and my car insurance, cell phone and thats about it. no more then $500 a month in bills. Nothing major, I have a few credit cards but they are always payed for early or on time. I keep them wayy below the %75 percent limit.

Any advice would be great. Thanks
... more
0 votes 7 answers Share Flag
Thu Dec 6, 2012
Fred Glick answered:
Hi Rich,

For residential property, the price per square foot is irrelevant because these are all very different properties.

OPPSF works with vacant commercial space, not residential.

Good luck,

... more
0 votes 6 answers Share Flag
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