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Home Selling in 19131 : Real Estate Advice

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  • Local Info0
  • Home Buying25
  • Home Selling7
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Activity 187
Wed May 15, 2013
csbyers answered:
Sun Apr 14, 2013
Jennifer Geddes answered:
I would be happy to discuss the details of your home as well as comps.
If you can please let me know a good time for us to connect, we can talk further and determine ways I can assist.
I look forward to hearing from you.

Thank you,
484-995-2155 cell
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0 votes 6 answers Share Flag
Thu Jul 11, 2013
Hannah Angert answered:
Actually, the 19148 market is up in price and down by days on market. What makes you think that prices there are dropping? I'd like to know your thoughts.

Hannah Angert, Realtor

William Festa Realty
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0 votes 4 answers Share Flag
Mon Jul 8, 2013
Pacita Dimacali answered:
Check out the CDPE (Certified Distressed Property Expert) site. Agents who have this designation have gone several steps to learn and work with short sales. Furthermore, they tap other CDPE for help.

You can also check out Short Sale Superstars. We have members posting information on various lenders, challenges they have faced and how they were resolved.

Good luck.
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0 votes 6 answers Share Flag
Fri Mar 29, 2013
That's a question for a real estate attorney. That's not necessarily an arm's length transaction and there might be some red flags there.

Are you prohibited altogether from paying the loan off early or is there just a penalty if you do it?

The other thing I'm thinking is that there may be transactional costs involved in selling a home that total more than the prepayment penalty or the interest you'd ay if you held onto the loan for another few years.

From what I know, selling the property to a spouse would not be an effective (or maybe even a legal) way to sidestep the prepayment penalty. But again, seek some legal advice as opposed to opinion you'll likely find on here

Good luck!
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0 votes 3 answers Share Flag
Fri May 3, 2013
Keith J. Lawson answered:
Hello Craig,

I know the area well and would be happy to discuss selling your property with you. Please feel free to call me at 267-688-1110.

Warm Regards,


Keith J. Lawson
RE/MAX Affiliates N.E.
9237 Frankford Ave.
Phila, PA 19114
267-688-1110 (cell)
215-992-5534 (office) (web) (email)
Member- N.A.R.,P.A.R.,G.P.A.R
Member - AREAA Philadelphia Metro
Follow me on Facebook at
Follow me on Facebook
Follow me on Twitter!/KEITHJLAWSON
"RE/MAX Executive Club Award Winner"
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0 votes 17 answers Share Flag
Thu Mar 28, 2013
Fred Glick answered:
From what you are saying, yes, you are out of the contract.

I would have to see the paperwork to give you a full answer.

Fred Glick
0 votes 5 answers Share Flag
Thu Mar 28, 2013
Sally English answered:
Probably not - but it depends on th written contract. Read the contract and consult an attorney if it is a big dollar item.

Most sales are negotiations all the way to closing. Let the other party know what you want. Could end up being a win-win situation. COmmunication is the key. ... more
0 votes 4 answers Share Flag
Sun Dec 4, 2016
Ruth DiRienzo Whitehead answered:
It depends on the contract. If you are the buyer and have a home inspection contingency. The seller can back out of the contract, if you are requesting items to be fixed . Everything can be negotiated so hopefully both parties can come to a resolution to move forward . ... more
0 votes 10 answers Share Flag
Fri Aug 5, 2016
Scott Godzyk answered:
The buyer makes an offer, not the seller, giving away your best price as a seller is not in the sellers best interest. the buyer makes an offer in writing and you as teh seller can accept or counter it. Verbal ,means nothing so never show your hand unless the buyer is serious enough to make an offer correctly. Your agent should know better. ... more
0 votes 15 answers Share Flag
Fri Dec 14, 2012
Chris Lane answered:
I guess that depends on what exactly that disagreement consist of. If you issue surrounds the value of the home then there is an option.

So the federal government has stepped in and dramatically regulated the way mortgage loan officers and lenders can interact with an appraiser. Often the lender has no idea who the appraiser going to home is as they are selected by the neutral third party appraisal management company. However, there are some steps you can take to address and potentially change the current outcome and value. By law since the home buyer pays for the appraisal out of pocket it then entitles them automatically to a copy of that report. There is a 90 day window of opportunity for which you have to request a copy. In the situated of the seller, they too have the option to request a copy from the buyers agent to confirm the value of their house for mortgage purposes. Especially, if that value doesn't support their list price at the time an executed Agreement of Sale was executed.

Now, the Lender and/or Borrower alike have the right to ask for clarification and justification on the comparable properties used in that report. A strong tool in this is to look at the photo's used for the comparable properties...then go to someplace like Trulia, Zillow, (or have your agent) look up the properties...if the photos match the ones on the comps former listing then it is HIGHLY likely that the appraiser never did a drive by of the comp properties. The is a variable that can be disputed.

For your assistance, I have attached a link to a blog article written by a licensed appraiser who maps out the process in detail. This article has been used to refute and successfully disputed appraisals. Unfortunately, this doesn't always get you the value you want but often closes the gap to make the loan a reality! Please note, in no way am I endorsing the site or it's author but it's a rather useful, knowledgeable, and straight forward article.
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0 votes 3 answers Share Flag
Thu Oct 11, 2012
Timothy Garrity answered:
Hi, Julie.

In all honesty, it will depend on your specific home (e.g. how much you paid, how much you put into it, etc.).

But it looks like you bought in Chicago, not Philadelphia? Is that correct?

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0 votes 1 answer Share Flag
Thu Apr 16, 2015
Brian Yoak answered:
How quickly your house sells has many factors, price being one. If you would like me to come out give you a free comparative market analyst, show you the comps in the area, and show you my marketing plan I would be more than happy to do so. ... more
0 votes 6 answers Share Flag
Wed Oct 10, 2012
Ana Barlow answered:

In order to provide you with an accurate answer any real estate professional would require a copy of the contract and all documents.
Hopefully you have an agent representing you. Immediately request a meeting with your agent and their broker of record. Discuss the situation and come up with a plan. Leave the meeting and recap the exchange in writing to the parties in the room. Make sure a tight deadline is decided upon and include it, also include the name of a real estate attorney that you have hired.

You must keep everything with everyone in writing in order to protect yourself. If you do not have an agent get an attorney immediately.

Ana Barlow, Realtor
The Barlow Group at Keller Williams
No. 1619 Walnut Street
Philadelphia, Pa. 19103
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0 votes 4 answers Share Flag
Mon Sep 24, 2012
Alison Hillman answered:
Hi there,

Here are some maps that might be helpful for you to learn more about the area, check them out:

Hope this helps,
Ali, Community Manager
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0 votes 2 answers Share Flag
Wed Oct 10, 2012
Keith J. Lawson answered:
Hello i would be happy to assist you. Please feel free to contact me at 267-688-1110

Keith J. Lawson
RE/MAX Affiliates N.E.
9237 Frankford Ave.
Phila, PA 19114
267-688-1110 (cell)
215-992-5534 (office) (email) (web)
Member- N.A.R.,P.A.R.,G.P.A.R
Member - AREAA Philadelphia Metro
Follow me on Facebook at
Follow me on Twitter!/KEITHJLAWSON
... more
0 votes 18 answers Share Flag
Mon Aug 20, 2012
Scott Godzyk answered:
It is near impossible to give a value without seeing a home, you should contact some local agents who specialize in listing homes, and have them complete a boker price opinion for you. It will goveyou a better and more realistic idea. ... more
0 votes 7 answers Share Flag
Wed Oct 24, 2012
Ron Thomas answered:
Evidence of infestation is called SCHEDULE ONE; and "usually" the Seller pays for this.

Evidence of a future problem is called SCHEDULE TWO, and the Buyer usually inherits this.

Rotted wood, or "Dry Rot" is usually labeled a Schedule One problem, (it normally does not have anything to do with termites, and, being caused by moisture, is a misnomer at dry rot.

If it is a small area, you are probably talking about a few hundred dollars: I wouldn't think that this is worth losing the deal over; just fix it and move on.

Good luck and may God bless
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0 votes 11 answers Share Flag
Wed Aug 8, 2012
Scott Maritzer answered:
Good morning,

This questions really requires a more in depth conversation. I would be willing to meet with you to view your existing home and help inform you of the condition, value, feasibility for an addition.

Please email me with more details and possibly a few times that I could stop by to see your property and meet with you and hear your goals. As an architect and a realtor this is the perfect problem for me to help with. Just need to see the full picture before I can make a recommendation.

Thank you,
Scott Maritzer
The S i v e l G R O U P
Prudential Fox & Roach Realtors
Cell: 267-240-1911

As a trained architect and skilled realtor, let me help you navigate all aspects of owning a home.
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0 votes 3 answers Share Flag
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