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Home Buying in 19103 : Real Estate Advice

  • All57
  • Local Info0
  • Home Buying23
  • Home Selling1
  • Market Conditions2

Activity 1,370
Thu Dec 6, 2012
Fred Glick answered:
Best way is to talk with a real estate agent that does this kind of thing for a living.

They have access to information because they have a license that others don't have.
0 votes 2 answers Share Flag
Fri Nov 30, 2012
Carol Cei answered:
Hello, H. Mendoza.

It is no longer a "grant" - you would have to pay it back over 10 years, but there is money available through PHFA. You can get up to 3% of the sale price or $4,000 - which ever is the lower amount.

Would you like some more info about this? You can use the money towards the down payment or the closing costs. I would be glad to assist you as I have a great deal of experience with this. Just reach out to me.

All the best,

Carol Cei, Realtor, ePRO
ReMax Platinum Club and Hall of Fame
Five Star Professional
ReMax Action Realty
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0 votes 2 answers Share Flag
Thu Nov 29, 2012
Suzanne MacDowell answered:
Buying a house at auction is a very risky business and generally only seasoned investors will do so. You cannot view the house before the auction so you have no idea what condition it is in. You have to pay a substantial amount of cash and then the balance within a short time. The auction more than likely will take place at the county courthouse.

If you want to purchase a home that is in foreclosure, your best plan of action is to find a local realtor to work with. The seller pays the realtors' fee in almost all cases so it costs you nothing and you will have a real expert on your team. You can probably get just as good a deal and with far, far less risk.
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Wed Nov 28, 2012
Anna M Brocco answered:
In order to determine worth, review comps with your agent; recently sold similar properties in the immediate area, see what the data suggests and go from there...
0 votes 5 answers Share Flag
Wed Dec 5, 2012
mai answered:
I need to add that i'm single so I don't care about school districts right now. I used to live in center city when I lived in philly and may have to commute to jefferson downtown or drexel in east falls. thanks. ... more
0 votes 13 answers Share Flag
Sat Nov 24, 2012
Joshua Stein answered:
Forgive me if this seems like a dumb question, but if you have $240k to put down, why would you have had to sell short on your other place? Were you that far underwater that you could not pay the difference to get out of the property?

How were you able to convince the bank to allow you to sell short if you had that much money saved up?

Also, if your credit is really 655, did you truly sell short, or just take a loss? There is a big difference. Keep in mind, the score is not the be-all, end-all to whether you can be financed or not. The history BEHIND the score plays a large part as well.

To give you the most accurate answer, it would be helpful to know what the true situation was with your old property. I would be happy to discuss it further and have a mortgage professional take a look at your situation for you.

Joshua Stein, REALTOR®
Coldwell Banker Preferred - Conshohocken
Office:(610) 828-9558 * Cell:(215) 866-8030
Direct:(484) 270-1165 * Fax: (215) 999-5894

PA License #RS317975
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0 votes 5 answers Share Flag
Sat Nov 24, 2012
Anna M Brocco answered:
Not all agents are created equal....ask people you may know for referrals, or or consider contacting and interviewing in person a few local agents from different realty companies, then choose the one you like best and who has the most to offer.... ... more
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Wed Nov 21, 2012
David Siegel answered:
none of your business. hire a private investigator
0 votes 2 answers Share Flag
Tue Jul 23, 2013
Richard Friedman answered:
I was able to fine many condos for sale in Waterfront Square feel free to call me about building and we can talk also here is a link you can check out to look at some of the condos for sale


View real estate information

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The following professional has requested that TREND send you real estate information at:

Keller Williams Real Estate-Horsham
Richard Friedman
300 Welsh Rd Bldg 4 Ste 145
Horsham, PA 19044
(215) 657-8100

This information has been sent from TREND on behalf of the real estate professional named above; 660 American Ave., Suite 203; King of Prussia, PA 19406; Tel: 1-610-783-4650; Web:

(ref: MLS e-mail)

Rich Friedman
Keller Williams Real Estate
300 welsh Rd Bldg 4 suite 145
Horsham Pa 19044
License # RS311792
267-679-1088 (Cell) Email
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0 votes 7 answers Share Flag
Tue Nov 20, 2012
Philip J. Cunningham Sr answered:
You can find that info on the State of Pa Site

Philip J. Cunningham Sr
V.I.P. Realty Corporation
7942 Bustleton Ave
Philadelphia,PA 19152
0 votes 3 answers Share Flag
Thu Nov 15, 2012
Fred Glick answered:
Hi Kiara,

Rent to own has a lot of details.

All your rent does not apply to the purchase price. Only the amount over and above the fair market rent. Also, you have no idea what the property is worth at the time of the purchase.

So, you can do this yourself.

Put X amount of dollars away every month, clean your credit and then buy a property. Maybe even the one you rent, but the seller must agree to sell it to you.

So, if they don't want to sell it to you, you will then be in a position to buy another home. The negative to that is that you have to move, but that's it.

Also, a good real estate agent can negotiate for the seller to pay your closing costs or there maybe grants to do that.

Goo luck!

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0 votes 6 answers Share Flag
Sat Feb 21, 2015
It is unlikely you could be approved for mortgage financing with that credit score at this time.

Beware of any mortgage professionals promising you an approval with such a low score. Wait on buying a home. I recommend you take the time to resolve your credit issues.

First, settle any outstanding debt. If you owe money on collection accounts, charge-offs and/or judgments, make payment arrangements and get these accounts paid promptly.

Next, begin rebuilding your credit. If you have current accounts with good payment histories, or even some previous late-payment-blemishes, make sure you continue to pay those accounts on time. If you do not have any existing credit accounts then you'll need to establish several in order to create a viable credit history.

I have found that CONSUMER ACTION is an excellent resource for objective advice on all things credit related. You'll find free and sincere advice on everything from settling collection accounts to rebuilding credit to building credit from scratch on their website.

Beware of anyone offering to "repair" your credit! The Federal Trade Commission issued a stern warning last year that such offers are scams. Find more from the FTC HERE.

The best way to buy a home is to have a decent credit history combined with sufficient Income and Assets for a home purchase.

The best way to have a decent credit history is to settle negative outstanding obligations and pay all your bills on time for at least two years.

Good Luck,
Trevor Curran
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0 votes 8 answers Share Flag
Fri Nov 16, 2012
Richard Friedman answered:
Hi there with that price range there are lots of possiblies if you want give me a call and we can talk it over in greater detail .

Rich Friedman Realtor Keller Williams Real Estate 300 welsh Rd Bldg 4 suite 145 Horsham Pa 19044 License # RS311792 267-679-1088 (Cell)
... more
0 votes 14 answers Share Flag
Fri Nov 16, 2012
David Siegel answered:
you have to be realistic. 550 is a very poor credit score. you are a bad credit risk at 550. I doubt even the most progressive program would be able to approve you. I hope someone can prove me wrong and you can buy a house with a 550. best of luck to you ... more
0 votes 3 answers Share Flag
Fri Nov 23, 2012
John Gallagher answered:
Give me a call on my cell so that I can assist you.


John Gallagher
Keller Williams Main Line Realty
720 W. Lancaster Avenue
Bryn Mawr, PA 19010
Cell: 610- 639-3168
Office: 610-520-0200 x6631
... more
0 votes 3 answers Share Flag
Mon Apr 1, 2013
Linda Lorenzo answered:
Your best et would be to find someone willing to do owner financing but with your low score that is doubtful perhaps. Have you considered going to a credit repair company? The good ones do not charge you a fee up front but charge when they actually do something on your report, look around and try them out. Good luck to you. ... more
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Wed Oct 23, 2013
Justin Kline answered:
I would contact a REALTOR who works in Ohio and go from there.
0 votes 1 answer Share Flag
Sun Nov 11, 2012
Mallard Realty Group answered:
I would speak to a few agents in the area and get some recommendations. Here's the list of agents near you:
0 votes 3 answers Share Flag
Tue Nov 13, 2012
John Gallagher answered:
It is available. Contact me if you like to see it.

John Gallagher
Keller Williams Main Line Realty
720 W. Lancaster Avenue
Bryn Mawr, PA 19010
Cell: 610- 639-3168
Office: 610-520-0200 x6631
... more
0 votes 3 answers Share Flag
Tue Nov 6, 2012
Marge Bennett answered:
completely different type of ownership. You own your home (legally) as a single family home in an HOA- Home Owner's Association which exists to take care of and pay for common elements of the community. In a Co-op you own shares in the community and rights to your property. ... more
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