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Home Buying in 19015 : Real Estate Advice

  • All15
  • Local Info4
  • Home Buying5
  • Home Selling1
  • Market Conditions0

Activity 9
Wed Apr 3, 2013
Alan Openshaw answered:
Hello Karen,

you need to have a plan to repair your credit and lower your credit card debt.

Alan Openshaw
Cornerstone Lending Inc
Southampton Pa 18966
215 953 0800
cell 267 992 7276
NMLS ID 143960
... more
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Tue Jun 3, 2014
Joshua Stein answered:

I would recommend getting in contact with a LOCAL mortgage representative, particularly one who both deals in VA loans and has experience with this particular condo community. Some communities have restrictions that preclude purchases with certain types of loans or specific lenders. ... more
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Wed Apr 23, 2014
Ron Thomas answered:
No! not 100%
And your Attorney doesn't have only one client!
Neither does your Plumber or Mechanic!
Why would you expect your Realtor?

In the best circumstance; your deal will take 60 to 90 days to close. What are they supposed to do for income in that time?
Are you going to be this way with everything on the transaction?
... more
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Wed Jun 9, 2010
Fran and Mark Redding answered:

The most definitive source is the municipality where you are interested in living. Call them or look on their web sites if available. Some towns have a Personal Income tax and some have an Earned Income Tax. There is a difference be aware of that and consult with your tax professional.

Fran and Mark Redding
Prudential Fox Roach
1010 Stony Hill Road
215-321-3307 DIRECT
... more
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Fri Jan 22, 2010
Terrence Charest answered:
Pre-foreclosures means just that. They haven't been foreclosed on yet.

The foreclosure process is quite lengthy and starts when the borrower defaults on the loan. The following steps are included but are probably not all of the steps in the process after the borrower defaults.

- The lender petitions the court to sell the property.
- Borrower notified, has chance to catch up on payments, fees, remaining balance of loan.
- Borrower can't pay, home is slated for sheriff sale.
- Borrower can petition the court to stay the sale.
- If the sale goes on, potential buyers bid for property.
- If the property is sold at sale, sheriff evicts squatters (prior borrowers).
- If the property is not sold, the bank “buys” the property back.
- Bank puts the property on the market through a broker.
- For lenders who have VA or FHA backed home loans, they give the property to those agencies recovering the funds and those agencies either list with a broker or post those properties on their own web sites.

Now, even before this happens, the borrower sometimes lists the property (with the lender's approval) as a short sale (the price of the home is less than what is owed).

Moral: Get a real estate agent to help you out. They can show you properties which are either in foreclosure or will be a short sale. They can also assist you with properties which are slated for sheriff sale to see if they would be profitable. But agents don't have access to who's late on payments.

Hope that helps,

Terrence Charest, e-Pro
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Wed Jun 9, 2010
Heather Moriah Martin answered:
Hello Cathy!

This actually is not a Blaket answer as "It Depends" on many factors.

1) The location of the home
2) The lot Size
3) The year Built

These are just a few factors. But, I did go into the Local Lehigh Valley MLS and pulled some homes that are on the Market today to give you a clue.

1) A Home selling for $119,000.00, Twin Home built in 1900 Taxes = $2300.00 yr
2) A Home selling for $160,000.00, Single Family Home, Built 1900 Taxes = $1900.00 yr
3) A Home selling for $200,000.00 Single Family Home, Built 1978 Taxes = $5777.00 per yr
4) A Home selling for $300,000.00 Single Family Home, Built 2006 Taxes = $4300.00 yr
5) A Home Selling for $500,000.0 Single Family Home, Built 2007 Taxes = $7600 yr.

I know you must get frustrated because all websites you go to on the internet "hide" things from you and the Taxes is usually one of them you can not get. If you associate yourself with a Buyer Agent who works in the Lehigh Valley area...they can set you up with the ONLY Interactive Home Search where there is no hidden information. The only thing you can not see is the Days on Market. Check it out...I have provided you with a link to a 3 min Video that gives you an example of this kind of search.

Also, I specialze in working with Home Buyer's in the Lehigh Valley that are "just looking" because you deserve help too. Check me OUT! Don't take my word for it. Google Me: Moriah Martin Real Estate and you can see everything I am doing to help home buyers just like you...learn about buying a home the REAL Way...NO PRESSURE, just honest Help.
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Thu Mar 12, 2009
Fred Glick answered:
No, it is not listed on the MLS as active.

Can you explain more of what you are looking for so I can give you more details?
0 votes 1 answer Share Flag
Wed Nov 17, 2010
David Henke answered:
Let me know what you may be looking for or considering. It is not currently listed on the market from what I can see.
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