Maybe is the best answer. Your scores a bit low but not too far off. however a loan officer has to look at your debt to income , w2, incomes, and your credit report to determine if they can do the loan.
Depending on where the home is it may quaify for USDA loan . This is a 100% financing loan you would need nothing down. However there are still some closing cost you may need to pay and some other fees.
But you would have more then enough cash . How long ago was your credit pulled? Maybe your scores have gone up? I am willing to work with you to get to the bottom of this. Your very close if not there so lets move forward. Even if the first home is already sold there are many being marketed now at great prices.Please contact me if only just for some advice! Thanks